Life Insurance [LICI] vs Niva Bupa Health [NIVABUPA] Detailed Stock Comparison

Life Insurance

NSE
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Niva Bupa Health

NSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Life Insurance wins in 12 metrics, Niva Bupa Health wins in 3 metrics, with 0 ties. Life Insurance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricLife InsuranceNiva Bupa HealthBetter
P/E Ratio (TTM)11.74107.58Life Insurance
Price-to-Book Ratio4.504.60Life Insurance
Debt-to-Equity Ratio0.017.71Life Insurance
PEG Ratio3.01N/AN/A
EV/EBITDA7.3255.85Life Insurance
Profit Margin (TTM)5.70%2.01%Life Insurance
Operating Margin (TTM)5.86%-6.66%Life Insurance
EBITDA Margin (TTM)5.86%N/AN/A
Return on Equity37.90%4.75%Life Insurance
Return on Assets (TTM)0.85%2.19%Niva Bupa Health
Free Cash Flow (TTM)$-99.22B$16.13BNiva Bupa Health
Dividend Yield1.31%N/AN/A
1-Year Return-12.69%9.69%Niva Bupa Health
Price-to-Sales Ratio (TTM)0.632.35Life Insurance
Enterprise Value$4,953.49B$150.86BLife Insurance
EV/Revenue Ratio0.552.32Life Insurance
Revenue per Share (TTM)$1,432$36Life Insurance
Earnings per Share (Diluted)$77.02$0.77Life Insurance
Beta (Stock Volatility)0.53N/AN/A
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Life Insurance vs Niva Bupa Health Stock Performance Analysis

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Life Insurance
Niva Bupa Health
Life Insurance Stock Overview | Niva Bupa Health Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Life Insurance-0.68%1.01%0.02%-5.44%11.70%-0.24%
Niva Bupa Health-0.26%-0.58%-3.17%-0.58%9.41%-3.07%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Life Insurance-12.69%44.09%9.48%9.48%9.48%9.48%
Niva Bupa Health9.69%9.69%9.69%9.69%9.69%9.69%

News Based Sentiment: Life Insurance vs Niva Bupa Health

Life Insurance

News based Sentiment: MIXED

September presented a mixed bag for LIC, with positive earnings and strategic portfolio adjustments offset by a significant GST demand and a management change. The company's proactive investor engagement and shift towards higher-margin products are encouraging, but the regulatory challenge and leadership transition add uncertainty, making it a moderately important month for investors.

View Life Insurance News Sentiment Analysis

Niva Bupa Health

News based Sentiment: MIXED

September presented a mixed bag for Niva Bupa, with a significant loss and index removal offset by a new product launch and increased institutional investment. The planned IPO remains a key catalyst, but profitability concerns and valuation metrics require careful consideration, making this a complex investment story.

View Niva Bupa Health News Sentiment Analysis

Performance & Financial Health Analysis: Life Insurance vs Niva Bupa Health

MetricLICINIVABUPA
Market Information
Market Cap i₹5.68T₹150.80B
Market Cap CategoryLarge capMid cap
10 Day Avg. Volume i1,042,2101,476,097
90 Day Avg. Volume i1,014,0853,136,570
Last Close₹888.20₹80.98
52 Week Range₹715.30 - ₹1,048.90₹68.54 - ₹109.34
% from 52W High-15.32%-25.94%
All-Time High₹1,222.00 (Jul 29, 2024)₹109.34 (Dec 02, 2024)
% from All-Time High-27.32%-25.94%
Growth Metrics
Quarterly Revenue Growth0.06%0.14%
Quarterly Earnings Growth0.03%0.16%
Financial Health
Profit Margin (TTM) i0.06%0.02%
Operating Margin (TTM) i0.06%-0.07%
Return on Equity (TTM) i0.38%0.05%
Debt to Equity (MRQ) i0.017.71
Cash & Liquidity
Book Value per Share (MRQ)₹201.15₹18.02
Cash per Share (MRQ)₹110.85₹1.21
Operating Cash Flow (TTM) iN/AN/A
Levered Free Cash Flow (TTM) i₹483.20B₹2.14B
Dividends
Last 12-Month Dividend Yield i1.31%N/A
Last 12-Month Dividend i₹12.00N/A

Valuation & Enterprise Metrics Analysis: Life Insurance vs Niva Bupa Health

MetricLICINIVABUPA
Price Ratios
P/E Ratio (TTM) i11.74107.58
Forward P/E i14.9551.73
PEG Ratio i3.01N/A
Price to Sales (TTM) i0.632.35
Price to Book (MRQ) i4.504.60
Market Capitalization
Market Capitalization i₹5.68T₹150.80B
Enterprise Value i₹4.95T₹150.86B
Enterprise Value Metrics
Enterprise to Revenue i0.552.32
Enterprise to EBITDA i7.3255.85
Risk & Other Metrics
Beta i0.53N/A
Book Value per Share (MRQ) i₹201.15₹18.02

Financial Statements Comparison: Life Insurance vs Niva Bupa Health

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)LICINIVABUPA
Revenue/Sales i₹2.25T₹13.71B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i₹109.86B₹-914.40M
Income Tax i₹287.00M₹0
Net Income (Profit) i₹109.57B₹-914.40M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)LICINIVABUPA
Cash & Equivalents i₹544.54B₹2.20B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt iN/A₹2.50B
Total Shareholders Equity i₹1.28T₹44.94B
Retained Earnings i₹1.20T₹7.18B
Property, Plant & Equipment i₹41.47B₹292.30M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)LICINIVABUPA
Operating Cash Flow iN/AN/A
Capital Expenditures i₹-733.26M₹-9.31M
Free Cash Flow i₹56.69B₹701.20M
Debt Repayment i₹0₹0
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricLICINIVABUPA
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i1,042,2101,476,097
Average Daily Volume (90 Day) i1,014,0853,136,570
Shares Outstanding i6.32B1.83B
Float Shares i221.37M605.44M
% Held by Insiders i0.97%0.76%
% Held by Institutions i0.01%0.15%

Dividend Analysis & Yield Comparison: Life Insurance vs Niva Bupa Health

MetricLICINIVABUPA
Last 12-Month Dividend i₹12.00N/A
Last 12-Month Dividend Yield i1.31%N/A
3-Year Avg Annual Dividend i₹9.83N/A
3-Year Avg Dividend Yield i0.57%N/A
3-Year Total Dividends i₹29.50N/A
Ex-Dividend DateJul 25, 2025N/A