Life Insurance [LICI] vs Niva Bupa Health [NIVABUPA] Detailed Stock Comparison

Life Insurance Corporation of India

NSE
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Niva Bupa Health Insurance Company Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Life Insurance Corporation of India wins in 10 metrics, Niva Bupa Health Insurance Company Ltd. wins in 6 metrics, with 1 ties. Life Insurance Corporation of India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Life Insurance Corporation of India Niva Bupa Health Insurance Company Ltd. Better
P/E Ratio (TTM) 9.83 154.02 Life Insurance Corporation of India
Price-to-Book Ratio 4.28 4.18 Niva Bupa Health Insurance Company Ltd.
Debt-to-Equity Ratio 0.00 7.30 Tie
PEG Ratio 0.15 0.43 Life Insurance Corporation of India
EV/EBITDA 7.68 32.42 Life Insurance Corporation of India
Profit Margin (TTM) 5.97% 3.66% Life Insurance Corporation of India
Operating Margin (TTM) 6.47% 12.60% Niva Bupa Health Insurance Company Ltd.
EBITDA Margin (TTM) 6.47% 12.60% Niva Bupa Health Insurance Company Ltd.
Return on Equity 37.90% 7.96% Life Insurance Corporation of India
Return on Assets (TTM) 0.85% 2.69% Niva Bupa Health Insurance Company Ltd.
Free Cash Flow (TTM) $-99.22B $16.13B Niva Bupa Health Insurance Company Ltd.
Dividend Yield 1.31% N/A N/A
1-Year Return -14.85% 3.13% Niva Bupa Health Insurance Company Ltd.
Price-to-Sales Ratio (TTM) 0.55 1.86 Life Insurance Corporation of India
Enterprise Value $5,479.82B $149.76B Life Insurance Corporation of India
EV/Revenue Ratio 0.58 1.88 Life Insurance Corporation of India
Revenue per Share (TTM) $1,501 $43 Life Insurance Corporation of India
Earnings per Share (Diluted) $83.80 $1.20 Life Insurance Corporation of India
Beta (Stock Volatility) 0.55 N/A N/A

Life Insurance Corporation of India vs Niva Bupa Health Insurance Company Ltd. Stock Performance Analysis

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LICI
NIVABUPA

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Life Insurance Corporation of India1.59%2.58%1.53%4.38%-5.31%-4.85%
Niva Bupa Health Insurance Company Ltd.-0.68%2.29%4.46%16.39%11.36%11.07%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Life Insurance Corporation of India-14.85%32.13%-3.32%-3.32%-3.32%-3.32%
Niva Bupa Health Insurance Company Ltd.3.13%13.43%13.43%13.43%13.43%13.43%

Performance & Financial Health Analysis: Life Insurance Corporation of India vs Niva Bupa Health Insurance Company Ltd.

MetricLICINIVABUPA
Market Information
Market Cap i₹5.21T₹149.05B
Market Cap CategoryLarge capMid cap
10 Day Avg. Volume i2,365,616723,326
90 Day Avg. Volume i1,740,7151,780,220
Last Close₹405.70₹83.39
52 Week Range₹360.75 - ₹490.00₹67.50 - ₹92.90
% from 52W High-17.20%-10.24%
All-Time High₹1,222.00 (Jul 29, 2024)₹109.34 (Dec 02, 2024)
% from All-Time High-66.80%-23.73%
Growth Metrics
Quarterly Revenue Growth0.16%0.66%
Quarterly Earnings Growth0.24%1.67%
Financial Health
Profit Margin (TTM) i0.06%0.04%
Operating Margin (TTM) i0.06%0.13%
Return on Equity (TTM) i0.38%0.08%
Debt to Equity (MRQ) i0.007.30
Cash & Liquidity
Book Value per Share (MRQ)₹192.55₹19.15
Cash per Share (MRQ)₹76.92₹0.43
Operating Cash Flow (TTM) iN/A₹10.61B
Levered Free Cash Flow (TTM) i₹483.20B₹2.14B
Dividends
Last 12-Month Dividend Yield i1.31%N/A
Last 12-Month Dividend i₹12.00N/A

Valuation & Enterprise Metrics Analysis: Life Insurance Corporation of India vs Niva Bupa Health Insurance Company Ltd.

MetricLICI (Apr 22, 2026)NIVABUPA (Apr 21, 2026)
Price Ratios
P/E Ratio (TTM) i9.83154.02
Forward P/E i8.2330.81
PEG Ratio i0.150.43
Price to Sales (TTM) i0.551.86
Price to Book (MRQ) i4.284.18
Market Capitalization
Market Capitalization i₹5.21T₹149.05B
Enterprise Value i₹5.48T₹149.76B
Enterprise Value Metrics
Enterprise to Revenue i0.581.88
Enterprise to EBITDA i7.6832.42
Risk & Other Metrics
Beta i0.55N/A
Book Value per Share (MRQ) i₹192.55₹19.15

Financial Statements Comparison: Life Insurance Corporation of India vs Niva Bupa Health Insurance Company Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricLICI (2025)NIVABUPA (2025)
Revenue/Sales i8.91T56.91B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i483.51B2.14B
Pre-Tax Income % of Revenue i5.4%3.8%
Income Tax i302.80M0
Income Tax % of Revenue i0.0%0.0%
Net Income (Profit) i483.20B2.14B
Profit Margin i5.4%3.8%

Balance Sheet & Liquidity Metrics

MetricLICI (2025)NIVABUPA (2025)
Cash & Equivalents i544.54B2.20B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A2.50B
Long-Term Debt % of Revenue i0.0%4.4%
Total Shareholders Equity i1.28T44.94B
Retained Earnings i1.20T7.18B
Retained Earnings % of Revenue i13.5%12.6%
Property, Plant & Equipment i41.47B292.30M

Cash Flow Statement Comparison

MetricLICI (2025)NIVABUPA (2025)
Operating Cash Flow iN/AN/A
Operating Cash Flow % of Revenue i0.0%0.0%
Capital Expenditures i-7.15B-408.60M
Free Cash Flow i-99.22B16.13B
FCF Margin i-1.1%28.3%
Debt Repayment i00
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricLICINIVABUPA
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i6.32B1.85B
Float Shares i256.56M624.52M
% Held by Insiders i96.50%76.92%
% Held by Institutions i1.27%14.60%
% Held by Public i2.23%8.48%

Dividend Analysis & Yield Comparison: Life Insurance Corporation of India vs Niva Bupa Health Insurance Company Ltd.

MetricLICINIVABUPA
Last 12-Month Dividend i₹12.00N/A
Last 12-Month Dividend Yield i1.31%N/A
3-Year Avg Annual Dividend i₹9.83N/A
3-Year Avg Dividend Yield i0.57%N/A
3-Year Total Dividends i₹29.50N/A
Ex-Dividend DateJul 25, 2025N/A