Life Insurance [LICI] vs State Bank of India [SBIN] Detailed Stock Comparison

Life Insurance Corporation of India

NSE
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State Bank of India

NSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Life Insurance Corporation of India wins in 6 metrics, State Bank of India wins in 11 metrics, with 1 ties. State Bank of India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Life Insurance Corporation of India State Bank of India Better
P/E Ratio (TTM) 9.83 12.01 Life Insurance Corporation of India
Price-to-Book Ratio 4.28 1.72 State Bank of India
Debt-to-Equity Ratio 0.00 1.12 Tie
PEG Ratio 0.15 2.89 Life Insurance Corporation of India
EV/EBITDA 7.68 N/A N/A
Profit Margin (TTM) 5.97% 22.50% State Bank of India
Operating Margin (TTM) 6.47% 29.68% State Bank of India
EBITDA Margin (TTM) 6.47% 29.68% State Bank of India
Return on Equity 37.90% 15.36% Life Insurance Corporation of India
Return on Assets (TTM) 0.85% 1.06% State Bank of India
Free Cash Flow (TTM) $-99.22B $428.49B State Bank of India
Dividend Yield 1.31% 2.01% State Bank of India
1-Year Return -14.85% 28.37% State Bank of India
Price-to-Sales Ratio (TTM) 0.55 2.75 Life Insurance Corporation of India
Enterprise Value $5,479.82B $14,175.08B State Bank of India
EV/Revenue Ratio 0.58 3.83 Life Insurance Corporation of India
Revenue per Share (TTM) $1,501 $408 Life Insurance Corporation of India
Earnings per Share (Diluted) $83.80 $91.84 State Bank of India
Beta (Stock Volatility) 0.55 0.46 State Bank of India

Life Insurance Corporation of India vs State Bank of India Stock Performance Analysis

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LICI
SBIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Life Insurance Corporation of India1.59%2.58%1.53%4.38%-5.31%-4.85%
State Bank of India0.36%3.96%5.99%-4.30%5.54%3.67%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Life Insurance Corporation of India-14.85%32.13%-3.32%-3.32%-3.32%-3.32%
State Bank of India28.37%78.06%146.34%376.53%359.60%1,305.87%

Performance & Financial Health Analysis: Life Insurance Corporation of India vs State Bank of India

MetricLICISBIN
Market Information
Market Cap i₹5.21T₹10.16T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i2,365,61620,281,858
90 Day Avg. Volume i1,740,71518,641,911
Last Close₹405.70₹1,020.85
52 Week Range₹360.75 - ₹490.00₹781.70 - ₹1,234.70
% from 52W High-17.20%-17.32%
All-Time High₹1,222.00 (Jul 29, 2024)₹1,234.70 (Feb 24, 2026)
% from All-Time High-66.80%-17.32%
Growth Metrics
Quarterly Revenue Growth0.16%0.15%
Quarterly Earnings Growth0.24%0.13%
Financial Health
Profit Margin (TTM) i0.06%0.23%
Operating Margin (TTM) i0.06%0.30%
Return on Equity (TTM) i0.38%0.15%
Debt to Equity (MRQ) i0.001.12
Cash & Liquidity
Book Value per Share (MRQ)₹192.55₹641.36
Cash per Share (MRQ)₹76.92₹339.52
Operating Cash Flow (TTM) iN/A₹1.94T
Levered Free Cash Flow (TTM) i₹483.20B₹775.61B
Dividends
Last 12-Month Dividend Yield i1.31%2.01%
Last 12-Month Dividend i₹12.00₹15.90

Valuation & Enterprise Metrics Analysis: Life Insurance Corporation of India vs State Bank of India

MetricLICI (Apr 22, 2026)SBIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i9.8312.01
Forward P/E i8.2311.99
PEG Ratio i0.152.89
Price to Sales (TTM) i0.552.75
Price to Book (MRQ) i4.281.72
Market Capitalization
Market Capitalization i₹5.21T₹10.16T
Enterprise Value i₹5.48T₹14.18T
Enterprise Value Metrics
Enterprise to Revenue i0.583.83
Enterprise to EBITDA i7.68N/A
Risk & Other Metrics
Beta i0.550.46
Book Value per Share (MRQ) i₹192.55₹641.36

Financial Statements Comparison: Life Insurance Corporation of India vs State Bank of India

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricLICI (2025)SBIN (2025)
Revenue/Sales i8.91T3.50T
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i483.51B1.06T
Pre-Tax Income % of Revenue i5.4%30.4%
Income Tax i302.80M273.48B
Income Tax % of Revenue i0.0%7.8%
Net Income (Profit) i483.20B805.23B
Profit Margin i5.4%23.0%

Balance Sheet & Liquidity Metrics

MetricLICI (2025)SBIN (2025)
Cash & Equivalents i544.54B6.21T
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A6.18T
Long-Term Debt % of Revenue i0.0%176.8%
Total Shareholders Equity i1.28T5.05T
Retained Earnings i1.20T1.08T
Retained Earnings % of Revenue i13.5%31.0%
Property, Plant & Equipment i41.47B881.22B

Cash Flow Statement Comparison

MetricLICI (2025)SBIN (2025)
Operating Cash Flow iN/A1.94T
Operating Cash Flow % of Revenue i0.0%55.6%
Capital Expenditures i-7.15B-56.37B
Free Cash Flow i-99.22B428.49B
FCF Margin i-1.1%12.3%
Debt Repayment i0-151.04B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricLICISBIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i6.32B9.23B
Float Shares i256.56M4.09B
% Held by Insiders i96.50%56.92%
% Held by Institutions i1.27%28.92%
% Held by Public i2.23%14.16%

Dividend Analysis & Yield Comparison: Life Insurance Corporation of India vs State Bank of India

MetricLICISBIN
Last 12-Month Dividend i₹12.00₹15.90
Last 12-Month Dividend Yield i1.31%2.01%
3-Year Avg Annual Dividend i₹9.83₹13.63
3-Year Avg Dividend Yield i0.57%1.86%
3-Year Total Dividends i₹29.50₹40.90
Ex-Dividend DateJul 25, 2025May 16, 2025