Mas Financial [MASFIN] vs IIFL Finance [IIFL] Detailed Stock Comparison

Mas Financial Services Ltd.

NSE
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IIFL Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Mas Financial Services Ltd. wins in 10 metrics, IIFL Finance Ltd. wins in 8 metrics, with 0 ties. Mas Financial Services Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Mas Financial Services Ltd. IIFL Finance Ltd. Better
P/E Ratio (TTM) 16.71 14.04 IIFL Finance Ltd.
Price-to-Book Ratio 2.08 1.37 IIFL Finance Ltd.
Debt-to-Equity Ratio 347.37 401.13 Mas Financial Services Ltd.
PEG Ratio 0.82 -0.04 Mas Financial Services Ltd.
EV/EBITDA 38.96 N/A N/A
Profit Margin (TTM) 37.77% 19.42% Mas Financial Services Ltd.
Operating Margin (TTM) 55.83% 41.54% Mas Financial Services Ltd.
EBITDA Margin (TTM) 55.83% 41.54% Mas Financial Services Ltd.
Return on Equity 11.71% 2.71% Mas Financial Services Ltd.
Return on Assets (TTM) 2.54% 0.56% Mas Financial Services Ltd.
Free Cash Flow (TTM) $-11.63B $-48.42B Mas Financial Services Ltd.
Dividend Yield 0.95% 0.73% Mas Financial Services Ltd.
1-Year Return 4.91% 7.12% IIFL Finance Ltd.
Price-to-Sales Ratio (TTM) 6.32 2.70 IIFL Finance Ltd.
Enterprise Value $140.13B $723.15B IIFL Finance Ltd.
EV/Revenue Ratio 15.10 10.96 IIFL Finance Ltd.
Gross Profit Margin (TTM) 30.55% N/A N/A
Revenue per Share (TTM) $51 $155 IIFL Finance Ltd.
Earnings per Share (Diluted) $19.33 $29.86 IIFL Finance Ltd.
Beta (Stock Volatility) 0.21 0.23 Mas Financial Services Ltd.

Mas Financial Services Ltd. vs IIFL Finance Ltd. Stock Performance Analysis

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MASFIN
IIFL

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Mas Financial Services Ltd.-0.84%-2.73%-11.57%0.26%-4.14%-4.01%
IIFL Finance Ltd.4.04%4.28%8.74%3.93%-13.16%-19.61%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Mas Financial Services Ltd.4.91%22.41%0.95%41.64%41.64%41.64%
IIFL Finance Ltd.7.12%-0.88%75.49%282.05%1,037.95%2,714.35%

Performance & Financial Health Analysis: Mas Financial Services Ltd. vs IIFL Finance Ltd.

MetricMASFINIIFL
Market Information
Market Cap i₹58.13B₹178.32B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i132,5631,975,342
90 Day Avg. Volume i116,1111,590,599
Last Close₹306.80₹498.80
52 Week Range₹277.35 - ₹358.85₹409.10 - ₹675.00
% from 52W High-14.50%-26.10%
All-Time High₹423.33 (Feb 10, 2020)₹703.40 (Oct 16, 2023)
% from All-Time High-27.53%-29.09%
Growth Metrics
Quarterly Revenue Growth0.30%0.66%
Quarterly Earnings Growth0.16%10.41%
Financial Health
Profit Margin (TTM) i0.38%0.19%
Operating Margin (TTM) i0.56%0.42%
Return on Equity (TTM) i0.12%0.03%
Debt to Equity (MRQ) i347.37401.13
Cash & Liquidity
Book Value per Share (MRQ)₹154.95₹305.35
Cash per Share (MRQ)₹92.17₹138.00
Operating Cash Flow (TTM) i₹-15,978,200,000₹54.37B
Levered Free Cash Flow (TTM) i₹3.10B₹3.79B
Dividends
Last 12-Month Dividend Yield i0.95%0.73%
Last 12-Month Dividend i₹2.95₹4.00

Valuation & Enterprise Metrics Analysis: Mas Financial Services Ltd. vs IIFL Finance Ltd.

MetricMASFIN (Apr 24, 2026)IIFL (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i16.7114.04
Forward P/E i12.927.84
PEG Ratio i0.82-0.04
Price to Sales (TTM) i6.322.70
Price to Book (MRQ) i2.081.37
Market Capitalization
Market Capitalization i₹58.13B₹178.32B
Enterprise Value i₹140.13B₹723.15B
Enterprise Value Metrics
Enterprise to Revenue i15.1010.96
Enterprise to EBITDA i38.96N/A
Risk & Other Metrics
Beta i0.210.23
Book Value per Share (MRQ) i₹154.95₹305.35

Financial Statements Comparison: Mas Financial Services Ltd. vs IIFL Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricMASFIN (2025)IIFL (2025)
Revenue/Sales i12.70B57.63B
Cost of Goods Sold i9.56BN/A
COGS % of Revenue i75.3%0.0%
Gross Profit i3.13BN/A
Gross Margin i24.7%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i1.85BN/A
Operating Margin i14.6%0.0%
EBITDA i3.60BN/A
EBITDA Margin i28.3%0.0%
Pre-Tax Income i4.21B7.07B
Pre-Tax Income % of Revenue i33.2%12.3%
Income Tax i1.07B1.29B
Income Tax % of Revenue i8.4%2.2%
Net Income (Profit) i3.14B5.78B
Profit Margin i24.7%10.0%

Balance Sheet & Liquidity Metrics

MetricMASFIN (2025)IIFL (2025)
Cash & Equivalents i4.49B22.91B
Total Current Assets i73.10BN/A
Total Current Assets % of Revenue i575.7%0.0%
Total Current Liabilities i43.57BN/A
Total Current Liabilities % of Revenue i343.1%0.0%
Long-Term Debt i51.82B515.33B
Long-Term Debt % of Revenue i408.1%894.2%
Total Shareholders Equity i26.50B139.55B
Retained Earnings i10.69B43.57B
Retained Earnings % of Revenue i84.2%75.6%
Property, Plant & Equipment i249.00M126.90M

Cash Flow Statement Comparison

MetricMASFIN (2025)IIFL (2025)
Operating Cash Flow i-15.98B54.37B
Operating Cash Flow % of Revenue i-125.8%94.3%
Capital Expenditures i-295.40M-582.20M
Free Cash Flow i-11.63B-48.42B
FCF Margin i-91.6%-84.0%
Debt Repayment i-25.96B-344.55B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricMASFINIIFL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i181.45M425.23M
Float Shares i60.76M223.88M
% Held by Insiders i45.53%47.17%
% Held by Institutions i16.58%24.37%
% Held by Public i37.89%28.46%

Dividend Analysis & Yield Comparison: Mas Financial Services Ltd. vs IIFL Finance Ltd.

MetricMASFINIIFL
Last 12-Month Dividend i₹2.95₹4.00
Last 12-Month Dividend Yield i0.95%0.73%
3-Year Avg Annual Dividend i₹1.40₹3.93
3-Year Avg Dividend Yield i0.21%0.73%
3-Year Total Dividends i₹4.20₹11.78
Ex-Dividend DateFeb 04, 2026Jan 29, 2026