Mas Financial [MASFIN] vs Spandana Sphoorty [SPANDANA] Detailed Stock Comparison
Mas Financial
NSE
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Spandana Sphoorty
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Mas Financial wins in 9 metrics, Spandana Sphoorty wins in 10 metrics, with 0 ties. Spandana Sphoorty appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Mas Financial | Spandana Sphoorty | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 17.27 | 29.08 | Mas Financial |
| Price-to-Book Ratio | 2.16 | 0.71 | Spandana Sphoorty |
| Debt-to-Equity Ratio | 345.44 | 214.78 | Spandana Sphoorty |
| PEG Ratio | 1.49 | -0.04 | Spandana Sphoorty |
| EV/EBITDA | 36.36 | 2.55 | Spandana Sphoorty |
| Profit Margin (TTM) | 42.88% | 28.72% | Mas Financial |
| Operating Margin (TTM) | 56.08% | 176.93% | Spandana Sphoorty |
| EBITDA Margin (TTM) | 56.08% | 176.93% | Spandana Sphoorty |
| Return on Equity | 11.72% | -39.31% | Mas Financial |
| Return on Assets (TTM) | 2.55% | -12.19% | Mas Financial |
| Free Cash Flow (TTM) | $-11.63B | $36.46B | Spandana Sphoorty |
| Dividend Yield | 0.71% | N/A | N/A |
| 1-Year Return | 12.84% | -57.36% | Mas Financial |
| Price-to-Sales Ratio (TTM) | 7.46 | -1.82 | Spandana Sphoorty |
| Enterprise Value | $135.71B | $56.82B | Mas Financial |
| EV/Revenue Ratio | 17.95 | -5.51 | Spandana Sphoorty |
| Gross Profit Margin (TTM) | 32.70% | -5.55% | Mas Financial |
| Revenue per Share (TTM) | $42 | $-145 | Mas Financial |
| Earnings per Share (Diluted) | $17.99 | $-193.52 | Mas Financial |
| Beta (Stock Volatility) | 0.23 | 0.19 | Spandana Sphoorty |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Mas Financial vs Spandana Sphoorty Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Mas Financial | 2.82% | 3.96% | 6.03% | 5.70% | 32.01% | 17.53% |
| Spandana Sphoorty | -1.94% | 1.21% | 3.64% | -9.32% | -1.08% | -22.29% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Mas Financial | 12.84% | 30.09% | 11.24% | 46.29% | 46.29% | 46.29% |
| Spandana Sphoorty | -57.36% | -59.92% | -54.99% | -68.67% | -68.67% | -68.67% |
News Based Sentiment: Mas Financial vs Spandana Sphoorty
Mas Financial
News based Sentiment: POSITIVE
Mas Financial Services demonstrated a strong month with successful fundraising, strategic investments, positive financial results, and continued positive analyst sentiment. These developments collectively indicate a positive trajectory for the company and strengthen its investment appeal, making it a significant month for investors to consider.
Spandana Sphoorty
News based Sentiment: NEGATIVE
Spandana Sphoorty experienced a very challenging month with significant financial losses, a shrinking loan book, and ongoing leadership changes. While a rights issue provided some liquidity, the overall picture remains bleak, and the company faces substantial risks in the near term. The continued 'BUY' ratings from some analysts offer a glimmer of hope, but the negative trends are dominant.
Performance & Financial Health Analysis: Mas Financial vs Spandana Sphoorty
| Metric | MASFIN | SPANDANA |
|---|---|---|
| Market Information | ||
| Market Cap | ₹56.44B | ₹18.64B |
| Market Cap Category | Mid cap | Small cap |
| 10 Day Avg. Volume | 86,328 | 295,797 |
| 90 Day Avg. Volume | 117,147 | 229,163 |
| Last Close | ₹319.10 | ₹256.00 |
| 52 Week Range | ₹220.06 - ₹350.45 | ₹193.00 - ₹621.20 |
| % from 52W High | -8.95% | -58.79% |
| All-Time High | ₹423.33 (Feb 10, 2020) | ₹1,397.00 (Nov 04, 2019) |
| % from All-Time High | -24.62% | -81.68% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.30% | -0.27% |
| Quarterly Earnings Growth | 0.19% | -0.59% |
| Financial Health | ||
| Profit Margin (TTM) | 0.43% | 0.29% |
| Operating Margin (TTM) | 0.56% | 1.77% |
| Return on Equity (TTM) | 0.12% | -0.39% |
| Debt to Equity (MRQ) | 345.44 | 214.78 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹143.94 | ₹369.28 |
| Cash per Share (MRQ) | ₹64.31 | ₹258.94 |
| Operating Cash Flow (TTM) | ₹-15,978,200,000 | ₹23.11B |
| Levered Free Cash Flow (TTM) | ₹3.11B | ₹-10,351,000,000 |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.71% | N/A |
| Last 12-Month Dividend | ₹2.21 | N/A |
Valuation & Enterprise Metrics Analysis: Mas Financial vs Spandana Sphoorty
| Metric | MASFIN | SPANDANA |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 17.27 | 29.08 |
| Forward P/E | 14.73 | 10.79 |
| PEG Ratio | 1.49 | -0.04 |
| Price to Sales (TTM) | 7.46 | -1.82 |
| Price to Book (MRQ) | 2.16 | 0.71 |
| Market Capitalization | ||
| Market Capitalization | ₹56.44B | ₹18.64B |
| Enterprise Value | ₹135.71B | ₹56.82B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 17.95 | -5.51 |
| Enterprise to EBITDA | 36.36 | 2.55 |
| Risk & Other Metrics | ||
| Beta | 0.23 | 0.19 |
| Book Value per Share (MRQ) | ₹143.94 | ₹369.28 |
Financial Statements Comparison: Mas Financial vs Spandana Sphoorty
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | MASFIN | SPANDANA |
|---|---|---|
| Revenue/Sales | ₹3.96B | ₹2.84B |
| Cost of Goods Sold | ₹2.60B | ₹2.99B |
| Gross Profit | ₹1.36B | ₹-157.50M |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹1.13B | ₹-791.20M |
| EBITDA | ₹1.17B | ₹3.31B |
| Pre-Tax Income | ₹1.12B | ₹-4.81B |
| Income Tax | ₹286.80M | ₹-1.21B |
| Net Income (Profit) | ₹834.10M | ₹-3.60B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | MASFIN | SPANDANA |
|---|---|---|
| Cash & Equivalents | ₹4.49B | ₹12.36B |
| Total Current Assets | ₹103.22B | ₹76.73B |
| Total Current Liabilities | ₹611.70M | ₹143.20M |
| Long-Term Debt | ₹91.56B | ₹56.56B |
| Total Shareholders Equity | ₹26.50B | ₹26.33B |
| Retained Earnings | N/A | N/A |
| Property, Plant & Equipment | ₹249.00M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | MASFIN | SPANDANA |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | MASFIN | SPANDANA |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 86,328 | 295,797 |
| Average Daily Volume (90 Day) | 117,147 | 229,163 |
| Shares Outstanding | 181.45M | 74.98M |
| Float Shares | 114.13M | 23.63M |
| % Held by Insiders | 0.47% | 0.74% |
| % Held by Institutions | 0.18% | 0.12% |
Dividend Analysis & Yield Comparison: Mas Financial vs Spandana Sphoorty
| Metric | MASFIN | SPANDANA |
|---|---|---|
| Last 12-Month Dividend | ₹2.21 | N/A |
| Last 12-Month Dividend Yield | 0.71% | N/A |
| 3-Year Avg Annual Dividend | ₹0.98 | N/A |
| 3-Year Avg Dividend Yield | 0.17% | N/A |
| 3-Year Total Dividends | ₹2.95 | N/A |
| Ex-Dividend Date | Aug 26, 2025 | N/A |