Mas Financial [MASFIN] vs Spandana Sphoorty [SPANDANA] Detailed Stock Comparison

Mas Financial Services Ltd.

NSE
Loading...

Spandana Sphoorty Financial Ltd.

NSE
Loading...

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Mas Financial Services Ltd. wins in 13 metrics, Spandana Sphoorty Financial Ltd. wins in 5 metrics, with 0 ties. Mas Financial Services Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Mas Financial Services Ltd. Spandana Sphoorty Financial Ltd. Better
P/E Ratio (TTM) 16.71 29.08 Mas Financial Services Ltd.
Price-to-Book Ratio 2.08 0.76 Spandana Sphoorty Financial Ltd.
Debt-to-Equity Ratio 347.37 147.69 Spandana Sphoorty Financial Ltd.
PEG Ratio 0.82 -0.48 Mas Financial Services Ltd.
EV/EBITDA 38.96 7.97 Spandana Sphoorty Financial Ltd.
Profit Margin (TTM) 37.77% 31.69% Mas Financial Services Ltd.
Operating Margin (TTM) 55.83% -160.07% Mas Financial Services Ltd.
EBITDA Margin (TTM) 55.83% N/A N/A
Return on Equity 11.71% -39.31% Mas Financial Services Ltd.
Return on Assets (TTM) 2.54% -12.19% Mas Financial Services Ltd.
Free Cash Flow (TTM) $-11.63B $36.46B Spandana Sphoorty Financial Ltd.
Dividend Yield 0.95% N/A N/A
1-Year Return 3.44% -17.82% Mas Financial Services Ltd.
Price-to-Sales Ratio (TTM) 6.32 -6.98 Mas Financial Services Ltd.
Enterprise Value $140.13B $40.68B Mas Financial Services Ltd.
EV/Revenue Ratio 15.10 -14.32 Mas Financial Services Ltd.
Gross Profit Margin (TTM) 30.55% -12.32% Mas Financial Services Ltd.
Revenue per Share (TTM) $51 $-38 Mas Financial Services Ltd.
Earnings per Share (Diluted) $19.33 $-146.74 Mas Financial Services Ltd.
Beta (Stock Volatility) 0.21 0.12 Spandana Sphoorty Financial Ltd.

Mas Financial Services Ltd. vs Spandana Sphoorty Financial Ltd. Stock Performance Analysis

Loading Price Chart...

MASFIN
SPANDANA

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Mas Financial Services Ltd.3.56%4.98%-2.60%5.67%-4.72%-2.66%
Spandana Sphoorty Financial Ltd.5.28%2.19%-8.78%13.79%-12.01%-10.81%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Mas Financial Services Ltd.3.44%18.04%5.15%37.72%37.72%37.72%
Spandana Sphoorty Financial Ltd.-17.82%-68.00%-66.52%-72.27%-72.27%-72.27%

Performance & Financial Health Analysis: Mas Financial Services Ltd. vs Spandana Sphoorty Financial Ltd.

MetricMASFINSPANDANA
Market Information
Market Cap i₹58.13B₹19.36B
Market Cap CategoryMid capSmall cap
10 Day Avg. Volume i132,563257,293
90 Day Avg. Volume i116,111260,981
Last Close₹311.10₹238.45
52 Week Range₹277.35 - ₹358.85₹181.10 - ₹305.84
% from 52W High-13.31%-22.03%
All-Time High₹423.33 (Feb 10, 2020)₹1,397.00 (Nov 04, 2019)
% from All-Time High-26.51%-82.93%
Growth Metrics
Quarterly Revenue Growth0.30%-0.21%
Quarterly Earnings Growth0.16%-0.63%
Financial Health
Profit Margin (TTM) i0.38%0.32%
Operating Margin (TTM) i0.56%-1.60%
Return on Equity (TTM) i0.12%-0.39%
Debt to Equity (MRQ) i347.37147.69
Cash & Liquidity
Book Value per Share (MRQ)₹154.95₹292.84
Cash per Share (MRQ)₹92.17₹133.80
Operating Cash Flow (TTM) i₹-15,978,200,000₹23.11B
Levered Free Cash Flow (TTM) i₹3.10B₹-10,351,000,000
Dividends
Last 12-Month Dividend Yield i0.95%N/A
Last 12-Month Dividend i₹2.95N/A

Valuation & Enterprise Metrics Analysis: Mas Financial Services Ltd. vs Spandana Sphoorty Financial Ltd.

MetricMASFIN (Apr 24, 2026)SPANDANA (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i16.7129.08
Forward P/E i12.927.99
PEG Ratio i0.82-0.48
Price to Sales (TTM) i6.32-6.98
Price to Book (MRQ) i2.080.76
Market Capitalization
Market Capitalization i₹58.13B₹19.36B
Enterprise Value i₹140.13B₹40.68B
Enterprise Value Metrics
Enterprise to Revenue i15.10-14.32
Enterprise to EBITDA i38.967.97
Risk & Other Metrics
Beta i0.210.12
Book Value per Share (MRQ) i₹154.95₹292.84

Financial Statements Comparison: Mas Financial Services Ltd. vs Spandana Sphoorty Financial Ltd.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricMASFIN (2025)SPANDANA (2025)
Revenue/Sales i12.70B21.60B
Cost of Goods Sold i9.56B14.76B
COGS % of Revenue i75.3%68.3%
Gross Profit i3.13B6.85B
Gross Margin i24.7%31.7%
Research & Development iN/AN/A
Operating Income (EBIT) i1.85B4.09B
Operating Margin i14.6%18.9%
EBITDA i3.60B5.10B
EBITDA Margin i28.3%23.6%
Pre-Tax Income i4.21B-13.79B
Pre-Tax Income % of Revenue i33.2%-63.8%
Income Tax i1.07B-3.44B
Income Tax % of Revenue i8.4%-15.9%
Net Income (Profit) i3.14B-10.35B
Profit Margin i24.7%-47.9%

Balance Sheet & Liquidity Metrics

MetricMASFIN (2025)SPANDANA (2025)
Cash & Equivalents i4.49B12.36B
Total Current Assets i73.10B66.76B
Total Current Assets % of Revenue i575.7%309.1%
Total Current Liabilities i43.57B42.93B
Total Current Liabilities % of Revenue i343.1%198.7%
Long-Term Debt i51.82B14.93B
Long-Term Debt % of Revenue i408.1%69.1%
Total Shareholders Equity i26.50B26.33B
Retained Earnings i10.69B-3.47B
Retained Earnings % of Revenue i84.2%-16.1%
Property, Plant & Equipment i249.00M191.10M

Cash Flow Statement Comparison

MetricMASFIN (2025)SPANDANA (2025)
Operating Cash Flow i-15.98B23.11B
Operating Cash Flow % of Revenue i-125.8%107.0%
Capital Expenditures i-295.40M-219.10M
Free Cash Flow i-11.63B36.46B
FCF Margin i-91.6%168.8%
Debt Repayment i-25.96B-74.45B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricMASFINSPANDANA
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i181.45M71.31M
Float Shares i60.76M42.79M
% Held by Insiders i45.53%59.31%
% Held by Institutions i16.58%8.73%
% Held by Public i37.89%31.96%

Dividend Analysis & Yield Comparison: Mas Financial Services Ltd. vs Spandana Sphoorty Financial Ltd.

MetricMASFINSPANDANA
Last 12-Month Dividend i₹2.95N/A
Last 12-Month Dividend Yield i0.95%N/A
3-Year Avg Annual Dividend i₹1.40N/A
3-Year Avg Dividend Yield i0.21%N/A
3-Year Total Dividends i₹4.20N/A
Ex-Dividend DateFeb 04, 2026N/A