NBI Industrial [NBIFIN] vs SG Finserve [SGFIN] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: NBI Industrial Finance Co. Ltd. wins in 6 metrics, SG Finserve Ltd. wins in 11 metrics, with 1 ties. SG Finserve Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | NBI Industrial Finance Co. Ltd. | SG Finserve Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 41.18 | 24.51 | SG Finserve Ltd. |
| Price-to-Book Ratio | 0.20 | 2.13 | NBI Industrial Finance Co. Ltd. |
| Debt-to-Equity Ratio | 0.00 | 185.19 | Tie |
| PEG Ratio | 0.03 | 0.32 | NBI Industrial Finance Co. Ltd. |
| EV/EBITDA | 29.19 | 18.02 | SG Finserve Ltd. |
| Profit Margin (TTM) | 65.80% | 38.26% | NBI Industrial Finance Co. Ltd. |
| Operating Margin (TTM) | 91.56% | 93.82% | SG Finserve Ltd. |
| EBITDA Margin (TTM) | 91.56% | 93.82% | SG Finserve Ltd. |
| Return on Equity | 0.26% | 10.32% | SG Finserve Ltd. |
| Return on Assets (TTM) | 0.24% | 5.81% | SG Finserve Ltd. |
| Free Cash Flow (TTM) | $49.68M | $-15.73B | NBI Industrial Finance Co. Ltd. |
| Dividend Yield | 0.02% | N/A | N/A |
| 1-Year Return | -35.20% | 42.03% | SG Finserve Ltd. |
| Price-to-Sales Ratio (TTM) | 25.62 | 10.84 | SG Finserve Ltd. |
| Enterprise Value | $6.30B | $55.26B | SG Finserve Ltd. |
| EV/Revenue Ratio | 25.61 | 16.56 | SG Finserve Ltd. |
| Gross Profit Margin (TTM) | 93.04% | 96.64% | SG Finserve Ltd. |
| Revenue per Share (TTM) | $74 | $59 | NBI Industrial Finance Co. Ltd. |
| Earnings per Share (Diluted) | $51.78 | $22.40 | NBI Industrial Finance Co. Ltd. |
| Beta (Stock Volatility) | 0.18 | N/A | N/A |
NBI Industrial Finance Co. Ltd. vs SG Finserve Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| NBI Industrial Finance Co. Ltd. | -0.79% | -2.44% | -4.77% | 3.72% | -18.82% | -17.23% |
| SG Finserve Ltd. | -1.65% | 5.70% | 3.85% | 59.63% | 49.77% | 48.11% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| NBI Industrial Finance Co. Ltd. | -35.20% | 24.81% | -15.27% | 1,154.60% | 1,154.60% | 1,154.60% |
| SG Finserve Ltd. | 42.03% | 4.93% | 22,969.81% | 4,566.79% | 5,452.68% | 5,452.68% |
Performance & Financial Health Analysis: NBI Industrial Finance Co. Ltd. vs SG Finserve Ltd.
| Metric | NBIFIN | SGFIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹6.17B | ₹35.79B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 1,549 | 69,601 |
| 90 Day Avg. Volume | 970 | 40,393 |
| Last Close | ₹1,852.30 | ₹601.25 |
| 52 Week Range | ₹1,539.00 - ₹3,174.00 | ₹323.20 - ₹649.45 |
| % from 52W High | -41.64% | -7.42% |
| All-Time High | ₹4,100.00 (Dec 16, 2024) | ₹734.00 (May 29, 2023) |
| % from All-Time High | -54.82% | -18.09% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 14.28% | 0.95% |
| Quarterly Earnings Growth | 18.27% | 0.78% |
| Financial Health | ||
| Profit Margin (TTM) | 0.66% | 0.38% |
| Operating Margin (TTM) | 0.92% | 0.94% |
| Return on Equity (TTM) | 0.00% | 0.10% |
| Debt to Equity (MRQ) | 0.00 | 185.19 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹10,887.51 | ₹257.37 |
| Cash per Share (MRQ) | ₹1.85 | ₹35.97 |
| Operating Cash Flow (TTM) | ₹110.68M | ₹-15,714,842,624 |
| Levered Free Cash Flow (TTM) | ₹84.84M | ₹-15,018,199,040 |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.02% | N/A |
| Last 12-Month Dividend | ₹0.50 | N/A |
Valuation & Enterprise Metrics Analysis: NBI Industrial Finance Co. Ltd. vs SG Finserve Ltd.
| Metric | NBIFIN (Apr 24, 2026) | SGFIN (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 41.18 | 24.51 |
| Forward P/E | N/A | N/A |
| PEG Ratio | 0.03 | 0.32 |
| Price to Sales (TTM) | 25.62 | 10.84 |
| Price to Book (MRQ) | 0.20 | 2.13 |
| Market Capitalization | ||
| Market Capitalization | ₹6.17B | ₹35.79B |
| Enterprise Value | ₹6.30B | ₹55.26B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 25.61 | 16.56 |
| Enterprise to EBITDA | 29.19 | 18.02 |
| Risk & Other Metrics | ||
| Beta | 0.18 | N/A |
| Book Value per Share (MRQ) | ₹10,887.51 | ₹257.37 |
Financial Statements Comparison: NBI Industrial Finance Co. Ltd. vs SG Finserve Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | NBIFIN (2025) | SGFIN (2026) |
|---|---|---|
| Revenue/Sales | 131.36M | 3.33B |
| Cost of Goods Sold | 20.04M | 144.72M |
| COGS % of Revenue | 15.3% | 4.3% |
| Gross Profit | 120.45M | 3.18B |
| Gross Margin | 91.7% | 95.7% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 108.00M | 3.08B |
| Operating Margin | 82.2% | 92.4% |
| EBITDA | 108.56M | 3.08B |
| EBITDA Margin | 82.6% | 92.7% |
| Pre-Tax Income | 108.55M | 1.72B |
| Pre-Tax Income % of Revenue | 82.6% | 51.5% |
| Income Tax | 23.71M | 438.93M |
| Income Tax % of Revenue | 18.1% | 13.2% |
| Net Income (Profit) | 84.84M | 1.28B |
| Profit Margin | 64.6% | 38.4% |
Balance Sheet & Liquidity Metrics
| Metric | NBIFIN (2025) | SGFIN (2026) |
|---|---|---|
| Cash & Equivalents | 2.48M | 1.52B |
| Total Current Assets | 12.03M | 41.30B |
| Total Current Assets % of Revenue | 9.2% | 1,240.9% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | N/A | 27.04B |
| Long-Term Debt % of Revenue | 0.0% | 812.5% |
| Total Shareholders Equity | 33.08B | 14.60B |
| Retained Earnings | N/A | N/A |
| Retained Earnings % of Revenue | 0.0% | 0.0% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | NBIFIN (2025) | SGFIN (2026) |
|---|---|---|
| Operating Cash Flow | 110.68M | -15.34B |
| Operating Cash Flow % of Revenue | 84.3% | -460.8% |
| Capital Expenditures | N/A | -4.01M |
| Free Cash Flow | 49.68M | -15.73B |
| FCF Margin | 37.8% | -472.5% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | NBIFIN | SGFIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 2.95M | 65.27M |
| Float Shares | 1.02M | 26.29M |
| % Held by Insiders | N/A | 60.91% |
| % Held by Institutions | N/A | 1.42% |
| % Held by Public | N/A | 37.67% |
Dividend Analysis & Yield Comparison: NBI Industrial Finance Co. Ltd. vs SG Finserve Ltd.
| Metric | NBIFIN | SGFIN |
|---|---|---|
| Last 12-Month Dividend | ₹0.50 | N/A |
| Last 12-Month Dividend Yield | 0.02% | N/A |
| 3-Year Avg Annual Dividend | ₹0.47 | N/A |
| 3-Year Avg Dividend Yield | 0.02% | N/A |
| 3-Year Total Dividends | ₹1.40 | N/A |
| Ex-Dividend Date | Aug 14, 2025 | N/A |