New India [NIACL] vs Automobile [ACGL] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: The New India Assurance Co. Ltd. wins in 6 metrics, Automobile Corporation of Goa Ltd. wins in 12 metrics, with 1 ties. Automobile Corporation of Goa Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | The New India Assurance Co. Ltd. | Automobile Corporation of Goa Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 22.67 | 19.89 | Automobile Corporation of Goa Ltd. |
| Price-to-Book Ratio | 0.62 | 4.22 | The New India Assurance Co. Ltd. |
| Debt-to-Equity Ratio | 0.00 | 33.68 | Tie |
| PEG Ratio | 2.53 | 0.69 | Automobile Corporation of Goa Ltd. |
| EV/EBITDA | 5.98 | 14.09 | The New India Assurance Co. Ltd. |
| Profit Margin (TTM) | 2.47% | 7.43% | Automobile Corporation of Goa Ltd. |
| Operating Margin (TTM) | 4.57% | 7.22% | Automobile Corporation of Goa Ltd. |
| EBITDA Margin (TTM) | 4.57% | 7.22% | Automobile Corporation of Goa Ltd. |
| Return on Equity | 3.57% | 18.37% | Automobile Corporation of Goa Ltd. |
| Return on Assets (TTM) | 0.94% | 10.02% | Automobile Corporation of Goa Ltd. |
| Free Cash Flow (TTM) | $-35.06B | $-66.56M | Automobile Corporation of Goa Ltd. |
| Dividend Yield | 1.93% | 1.74% | The New India Assurance Co. Ltd. |
| 1-Year Return | -18.06% | 18.08% | Automobile Corporation of Goa Ltd. |
| Price-to-Sales Ratio (TTM) | 0.56 | 1.34 | The New India Assurance Co. Ltd. |
| Enterprise Value | $113.77B | $11.46B | The New India Assurance Co. Ltd. |
| EV/Revenue Ratio | 0.24 | 1.30 | The New India Assurance Co. Ltd. |
| Gross Profit Margin (TTM) | N/A | 27.23% | N/A |
| Revenue per Share (TTM) | $293 | $1,445 | Automobile Corporation of Goa Ltd. |
| Earnings per Share (Diluted) | $7.24 | $97.03 | Automobile Corporation of Goa Ltd. |
| Beta (Stock Volatility) | 0.99 | 0.14 | Automobile Corporation of Goa Ltd. |
The New India Assurance Co. Ltd. vs Automobile Corporation of Goa Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| The New India Assurance Co. Ltd. | 4.95% | 7.24% | -2.82% | 21.30% | -4.08% | 3.12% |
| Automobile Corporation of Goa Ltd. | -0.59% | -6.00% | 9.84% | 36.66% | 27.52% | 19.26% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| The New India Assurance Co. Ltd. | -18.06% | 24.18% | -11.93% | -54.76% | -54.76% | -54.76% |
| Automobile Corporation of Goa Ltd. | 18.08% | 106.50% | 436.99% | 340.11% | 560.81% | 602.88% |
Performance & Financial Health Analysis: The New India Assurance Co. Ltd. vs Automobile Corporation of Goa Ltd.
| Metric | NIACL | ACGL |
|---|---|---|
| Market Information | ||
| Market Cap | ₹270.52B | ₹12.00B |
| Market Cap Category | Large cap | Small cap |
| 10 Day Avg. Volume | 14,926,957 | 1,732 |
| 90 Day Avg. Volume | 5,388,803 | 2,250 |
| Last Close | ₹160.37 | ₹2,128.10 |
| 52 Week Range | ₹116.97 - ₹214.74 | ₹1,410.50 - ₹2,390.00 |
| % from 52W High | -25.32% | -10.96% |
| All-Time High | ₹382.42 (May 28, 2018) | ₹3,449.00 (Jul 29, 2024) |
| % from All-Time High | -58.06% | -38.30% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.13% | 0.81% |
| Quarterly Earnings Growth | 0.09% | 1.41% |
| Financial Health | ||
| Profit Margin (TTM) | 0.02% | 0.07% |
| Operating Margin (TTM) | 0.05% | 0.07% |
| Return on Equity (TTM) | 0.04% | 0.18% |
| Debt to Equity (MRQ) | 0.00 | 33.68 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹265.81 | ₹457.53 |
| Cash per Share (MRQ) | ₹93.92 | ₹174.35 |
| Operating Cash Flow (TTM) | N/A | ₹-125,974,000 |
| Levered Free Cash Flow (TTM) | ₹10.37B | ₹466.04M |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.93% | 1.74% |
| Last 12-Month Dividend | ₹3.86 | ₹30.00 |
Valuation & Enterprise Metrics Analysis: The New India Assurance Co. Ltd. vs Automobile Corporation of Goa Ltd.
| Metric | NIACL (Apr 24, 2026) | ACGL (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 22.67 | 19.89 |
| Forward P/E | 11.45 | 43.79 |
| PEG Ratio | 2.53 | 0.69 |
| Price to Sales (TTM) | 0.56 | 1.34 |
| Price to Book (MRQ) | 0.62 | 4.22 |
| Market Capitalization | ||
| Market Capitalization | ₹270.52B | ₹12.00B |
| Enterprise Value | ₹113.77B | ₹11.46B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.24 | 1.30 |
| Enterprise to EBITDA | 5.98 | 14.09 |
| Risk & Other Metrics | ||
| Beta | 0.99 | 0.14 |
| Book Value per Share (MRQ) | ₹265.81 | ₹457.53 |
Financial Statements Comparison: The New India Assurance Co. Ltd. vs Automobile Corporation of Goa Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | NIACL (2025) | ACGL (2025) |
|---|---|---|
| Revenue/Sales | 440.64B | 6.51B |
| Cost of Goods Sold | N/A | 4.92B |
| COGS % of Revenue | 0.0% | 75.5% |
| Gross Profit | N/A | 1.59B |
| Gross Margin | 0.0% | 24.5% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | 477.40M |
| Operating Margin | 0.0% | 7.3% |
| EBITDA | N/A | 670.33M |
| EBITDA Margin | 0.0% | 10.3% |
| Pre-Tax Income | 10.23B | 625.01M |
| Pre-Tax Income % of Revenue | 2.3% | 9.6% |
| Income Tax | 502.80M | 158.97M |
| Income Tax % of Revenue | 0.1% | 2.4% |
| Net Income (Profit) | 10.38B | 466.04M |
| Profit Margin | 2.4% | 7.2% |
Balance Sheet & Liquidity Metrics
| Metric | NIACL (2025) | ACGL (2025) |
|---|---|---|
| Cash & Equivalents | 177.11B | 359.12M |
| Total Current Assets | N/A | 3.97B |
| Total Current Assets % of Revenue | 0.0% | 61.0% |
| Total Current Liabilities | N/A | 1.97B |
| Total Current Liabilities % of Revenue | 0.0% | 30.3% |
| Long-Term Debt | N/A | 6.72M |
| Long-Term Debt % of Revenue | 0.0% | 0.1% |
| Total Shareholders Equity | 290.42B | 2.54B |
| Retained Earnings | 0 | 1.74B |
| Retained Earnings % of Revenue | 0.0% | 26.8% |
| Property, Plant & Equipment | 2.17B | 612.78M |
Cash Flow Statement Comparison
| Metric | NIACL (2025) | ACGL (2025) |
|---|---|---|
| Operating Cash Flow | N/A | -125.97M |
| Operating Cash Flow % of Revenue | 0.0% | -1.9% |
| Capital Expenditures | -1.06B | -161.26M |
| Free Cash Flow | -35.06B | -66.56M |
| FCF Margin | -8.0% | -1.0% |
| Debt Repayment | 0 | N/A |
| Common Stock Repurchase | 0 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | NIACL | ACGL |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 1.65B | 6.09M |
| Float Shares | 75.35M | 1.99M |
| % Held by Insiders | 85.44% | 66.15% |
| % Held by Institutions | 10.79% | 0.00% |
| % Held by Public | 3.77% | 33.85% |
Dividend Analysis & Yield Comparison: The New India Assurance Co. Ltd. vs Automobile Corporation of Goa Ltd.
| Metric | NIACL | ACGL |
|---|---|---|
| Last 12-Month Dividend | ₹3.86 | ₹30.00 |
| Last 12-Month Dividend Yield | 1.93% | 1.74% |
| 3-Year Avg Annual Dividend | ₹1.93 | ₹23.33 |
| 3-Year Avg Dividend Yield | 1.03% | 0.58% |
| 3-Year Total Dividends | ₹5.79 | ₹70.00 |
| Ex-Dividend Date | Sep 04, 2025 | Jan 29, 2026 |