New India [NIACL] vs HDFC Bank Limited [HDFCBANK] Detailed Stock Comparison
New India
NSE
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HDFC Bank Limited
NSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: New India wins in 6 metrics, HDFC Bank Limited wins in 12 metrics, with 0 ties. HDFC Bank Limited appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | New India | HDFC Bank Limited | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 26.37 | 21.75 | HDFC Bank Limited |
| Price-to-Book Ratio | 0.71 | 2.73 | New India |
| Debt-to-Equity Ratio | 0.00 | 1.06 | New India |
| PEG Ratio | 0.39 | -0.43 | HDFC Bank Limited |
| Profit Margin (TTM) | 2.67% | 25.79% | HDFC Bank Limited |
| Operating Margin (TTM) | 3.03% | 29.77% | HDFC Bank Limited |
| EBITDA Margin (TTM) | 3.03% | 29.77% | HDFC Bank Limited |
| Return on Equity | 3.57% | 13.93% | HDFC Bank Limited |
| Return on Assets (TTM) | 0.94% | 1.73% | HDFC Bank Limited |
| Free Cash Flow (TTM) | $-35.06B | $1,129.22B | HDFC Bank Limited |
| Dividend Yield | 1.93% | 1.09% | New India |
| 1-Year Return | -13.19% | 16.45% | HDFC Bank Limited |
| Price-to-Sales Ratio (TTM) | 0.71 | 5.42 | New India |
| Enterprise Value | $137.29B | $19,559.39B | HDFC Bank Limited |
| EV/Revenue Ratio | 0.31 | 7.15 | New India |
| Revenue per Share (TTM) | $272 | $179 | New India |
| Earnings per Share (Diluted) | $7.28 | $44.40 | HDFC Bank Limited |
| Beta (Stock Volatility) | 1.09 | 0.58 | HDFC Bank Limited |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
New India vs HDFC Bank Limited Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| New India | 0.10% | 1.47% | -4.67% | 2.07% | 16.33% | -7.76% |
| HDFC Bank Limited | -0.01% | 2.13% | 1.12% | -2.86% | 7.55% | 8.28% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| New India | -13.19% | 116.68% | 83.61% | -43.55% | -43.55% | -43.55% |
| HDFC Bank Limited | 16.45% | 34.91% | 56.48% | 255.44% | 702.35% | 2,744.53% |
News Based Sentiment: New India vs HDFC Bank Limited
New India
News based Sentiment: MIXED
September presented a mixed bag for New India Assurance, with strong revenue and premium growth offset by a decline in Profit Before Tax and stock underperformance. While the tax refund and new director appointment are positive developments, the operational concerns and market volatility create a complex investment picture.
HDFC Bank Limited
News based Sentiment: MIXED
September presented a mixed bag for HDFC Bank, with strong investor interest offset by a decline in quarterly profits and a regulatory issue in Dubai. While the bank maintains a positive long-term outlook, these recent developments introduce short-term uncertainty and require careful monitoring by investors.
Performance & Financial Health Analysis: New India vs HDFC Bank Limited
| Metric | NIACL | HDFCBANK |
|---|---|---|
| Market Information | ||
| Market Cap | ₹314.75B | ₹14.83T |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 787,425 | 22,836,243 |
| 90 Day Avg. Volume | 1,345,888 | 17,958,876 |
| Last Close | ₹190.68 | ₹965.15 |
| 52 Week Range | ₹135.60 - ₹231.41 | ₹806.50 - ₹1,018.85 |
| % from 52W High | -17.60% | -5.27% |
| All-Time High | ₹382.42 (May 28, 2018) | ₹2,037.70 (Jul 24, 2025) |
| % from All-Time High | -50.14% | -52.64% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.13% | 0.01% |
| Quarterly Earnings Growth | 0.67% | -0.01% |
| Financial Health | ||
| Profit Margin (TTM) | 0.03% | 0.26% |
| Operating Margin (TTM) | 0.03% | 0.30% |
| Return on Equity (TTM) | 0.04% | 0.14% |
| Debt to Equity (MRQ) | 0.00 | 1.06 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹268.96 | ₹354.29 |
| Cash per Share (MRQ) | ₹107.47 | ₹93.08 |
| Operating Cash Flow (TTM) | N/A | ₹795.18B |
| Levered Free Cash Flow (TTM) | ₹10.37B | ₹673.51B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.93% | 1.09% |
| Last 12-Month Dividend | ₹3.86 | ₹22.00 |
Valuation & Enterprise Metrics Analysis: New India vs HDFC Bank Limited
| Metric | NIACL | HDFCBANK |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 26.37 | 21.75 |
| Forward P/E | 21.82 | 10.02 |
| PEG Ratio | 0.39 | -0.43 |
| Price to Sales (TTM) | 0.71 | 5.42 |
| Price to Book (MRQ) | 0.71 | 2.73 |
| Market Capitalization | ||
| Market Capitalization | ₹314.75B | ₹14.83T |
| Enterprise Value | ₹137.29B | ₹19.56T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.31 | 7.15 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.09 | 0.58 |
| Book Value per Share (MRQ) | ₹268.96 | ₹354.29 |
Financial Statements Comparison: New India vs HDFC Bank Limited
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | NIACL | HDFCBANK |
|---|---|---|
| Revenue/Sales | ₹117.03B | ₹853.46B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | ₹3.91B | ₹208.50B |
| Income Tax | ₹-12.70M | ₹37.59B |
| Net Income (Profit) | ₹4.02B | ₹170.90B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | NIACL | HDFCBANK |
|---|---|---|
| Cash & Equivalents | ₹177.11B | ₹3.22T |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | N/A | ₹6.02T |
| Total Shareholders Equity | ₹290.42B | ₹8.62T |
| Retained Earnings | ₹0 | ₹2.10T |
| Property, Plant & Equipment | ₹2.17B | ₹215.96B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | NIACL | HDFCBANK |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | ₹-318.06M | N/A |
| Free Cash Flow | ₹4.44B | N/A |
| Debt Repayment | ₹0 | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | NIACL | HDFCBANK |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 787,425 | 22,836,243 |
| Average Daily Volume (90 Day) | 1,345,888 | 17,958,876 |
| Shares Outstanding | 1.65B | 15.30B |
| Float Shares | 75.49M | 15.27B |
| % Held by Insiders | 0.85% | 0.00% |
| % Held by Institutions | 0.11% | 0.56% |
Dividend Analysis & Yield Comparison: New India vs HDFC Bank Limited
| Metric | NIACL | HDFCBANK |
|---|---|---|
| Last 12-Month Dividend | ₹3.86 | ₹22.00 |
| Last 12-Month Dividend Yield | 1.93% | 1.09% |
| 3-Year Avg Annual Dividend | ₹1.93 | ₹20.17 |
| 3-Year Avg Dividend Yield | 1.03% | 1.19% |
| 3-Year Total Dividends | ₹5.79 | ₹60.50 |
| Ex-Dividend Date | Sep 04, 2025 | Jun 27, 2025 |