New India [NIACL] vs HDFC Bank Limited [HDFCBANK] Detailed Stock Comparison

The New India Assurance Co. Ltd.

NSE
Loading...

HDFC Bank Limited

NSE
Loading...

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: The New India Assurance Co. Ltd. wins in 7 metrics, HDFC Bank Limited wins in 10 metrics, with 1 ties. HDFC Bank Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric The New India Assurance Co. Ltd. HDFC Bank Limited Better
P/E Ratio (TTM) 22.67 17.85 HDFC Bank Limited
Price-to-Book Ratio 0.62 2.18 The New India Assurance Co. Ltd.
Debt-to-Equity Ratio 0.00 1.04 Tie
PEG Ratio 2.53 -0.35 The New India Assurance Co. Ltd.
EV/EBITDA 5.98 N/A N/A
Profit Margin (TTM) 2.47% 26.83% HDFC Bank Limited
Operating Margin (TTM) 4.57% 40.54% HDFC Bank Limited
EBITDA Margin (TTM) 4.57% 40.54% HDFC Bank Limited
Return on Equity 3.57% 13.82% HDFC Bank Limited
Return on Assets (TTM) 0.94% 1.70% HDFC Bank Limited
Free Cash Flow (TTM) $-35.06B $1,129.22B HDFC Bank Limited
Dividend Yield 1.93% 1.09% The New India Assurance Co. Ltd.
1-Year Return -15.57% -23.44% The New India Assurance Co. Ltd.
Price-to-Sales Ratio (TTM) 0.56 4.35 The New India Assurance Co. Ltd.
Enterprise Value $113.77B $15,485.45B HDFC Bank Limited
EV/Revenue Ratio 0.24 5.47 The New India Assurance Co. Ltd.
Revenue per Share (TTM) $293 $184 The New India Assurance Co. Ltd.
Earnings per Share (Diluted) $7.24 $44.81 HDFC Bank Limited
Beta (Stock Volatility) 0.99 0.49 HDFC Bank Limited

The New India Assurance Co. Ltd. vs HDFC Bank Limited Stock Performance Analysis

Loading Price Chart...

NIACL
HDFCBANK

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
The New India Assurance Co. Ltd.-1.43%-8.26%-7.59%4.77%-10.90%-3.99%
HDFC Bank Limited0.72%-3.94%-4.00%-14.91%-24.40%-24.51%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
The New India Assurance Co. Ltd.-15.57%32.29%-9.63%-53.39%-53.39%-53.39%
HDFC Bank Limited-23.44%-7.31%-0.79%154.16%531.83%1,846.54%

Performance & Financial Health Analysis: The New India Assurance Co. Ltd. vs HDFC Bank Limited

MetricNIACLHDFCBANK
Market Information
Market Cap i₹270.52B₹12.07T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i14,926,95746,991,486
90 Day Avg. Volume i5,388,80356,548,432
Last Close₹147.18₹753.65
52 Week Range₹116.97 - ₹214.74₹726.65 - ₹1,020.50
% from 52W High-31.46%-26.15%
All-Time High₹382.42 (May 28, 2018)₹2,037.70 (Jul 24, 2025)
% from All-Time High-61.51%-63.01%
Growth Metrics
Quarterly Revenue Growth0.13%-0.02%
Quarterly Earnings Growth0.09%0.08%
Financial Health
Profit Margin (TTM) i0.02%0.27%
Operating Margin (TTM) i0.05%0.41%
Return on Equity (TTM) i0.04%0.14%
Debt to Equity (MRQ) i0.001.04
Cash & Liquidity
Book Value per Share (MRQ)₹265.81₹367.24
Cash per Share (MRQ)₹93.92₹202.63
Operating Cash Flow (TTM) iN/A₹-2,752,336,887,808
Levered Free Cash Flow (TTM) i₹10.37B₹673.51B
Dividends
Last 12-Month Dividend Yield i1.93%1.09%
Last 12-Month Dividend i₹3.86₹22.00

Valuation & Enterprise Metrics Analysis: The New India Assurance Co. Ltd. vs HDFC Bank Limited

MetricNIACL (Apr 24, 2026)HDFCBANK (Apr 23, 2026)
Price Ratios
P/E Ratio (TTM) i22.6717.85
Forward P/E i11.4512.73
PEG Ratio i2.53-0.35
Price to Sales (TTM) i0.564.35
Price to Book (MRQ) i0.622.18
Market Capitalization
Market Capitalization i₹270.52B₹12.07T
Enterprise Value i₹113.77B₹15.49T
Enterprise Value Metrics
Enterprise to Revenue i0.245.47
Enterprise to EBITDA i5.98N/A
Risk & Other Metrics
Beta i0.990.49
Book Value per Share (MRQ) i₹265.81₹367.24

Financial Statements Comparison: The New India Assurance Co. Ltd. vs HDFC Bank Limited

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricNIACL (2025)HDFCBANK (2025)
Revenue/Sales i440.64B2.37T
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i10.23B861.55B
Pre-Tax Income % of Revenue i2.3%36.3%
Income Tax i502.80M175.01B
Income Tax % of Revenue i0.1%7.4%
Net Income (Profit) i10.38B686.53B
Profit Margin i2.4%28.9%

Balance Sheet & Liquidity Metrics

MetricNIACL (2025)HDFCBANK (2025)
Cash & Equivalents i177.11B3.22T
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A6.02T
Long-Term Debt % of Revenue i0.0%253.9%
Total Shareholders Equity i290.42B8.62T
Retained Earnings i02.10T
Retained Earnings % of Revenue i0.0%88.5%
Property, Plant & Equipment i2.17B215.96B

Cash Flow Statement Comparison

MetricNIACL (2025)HDFCBANK (2025)
Operating Cash Flow iN/A795.18B
Operating Cash Flow % of Revenue i0.0%33.5%
Capital Expenditures i-1.06B-65.42B
Free Cash Flow i-35.06B1.13T
FCF Margin i-8.0%47.6%
Debt Repayment i0-1.46T
Common Stock Repurchase i0N/A

Short Interest & Institutional Ownership Analysis

MetricNIACLHDFCBANK
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i1.65B15.34B
Float Shares i75.35M15.33B
% Held by Insiders i85.44%0.17%
% Held by Institutions i10.79%58.26%
% Held by Public i3.77%41.57%

Dividend Analysis & Yield Comparison: The New India Assurance Co. Ltd. vs HDFC Bank Limited

MetricNIACLHDFCBANK
Last 12-Month Dividend i₹3.86₹22.00
Last 12-Month Dividend Yield i1.93%1.09%
3-Year Avg Annual Dividend i₹1.93₹20.17
3-Year Avg Dividend Yield i1.03%1.19%
3-Year Total Dividends i₹5.79₹60.50
Ex-Dividend DateSep 04, 2025Jun 27, 2025