Power Finance [PFC] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Power Finance Corporation Ltd. wins in 11 metrics, Bajaj Finance Ltd. wins in 7 metrics, with 0 ties. Power Finance Corporation Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric Power Finance Corporation Ltd. Bajaj Finance Ltd. Better
P/E Ratio (TTM) 6.14 31.69 Power Finance Corporation Ltd.
Price-to-Book Ratio 1.22 5.53 Power Finance Corporation Ltd.
Debt-to-Equity Ratio 603.34 310.29 Bajaj Finance Ltd.
PEG Ratio 0.77 54.50 Power Finance Corporation Ltd.
Profit Margin (TTM) 50.51% 43.68% Power Finance Corporation Ltd.
Operating Margin (TTM) 93.41% 55.55% Power Finance Corporation Ltd.
EBITDA Margin (TTM) 93.41% 55.55% Power Finance Corporation Ltd.
Return on Equity 14.82% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) 1.95% 3.57% Bajaj Finance Ltd.
Free Cash Flow (TTM) $-931.10B $-692.36B Bajaj Finance Ltd.
Dividend Yield 4.18% 10.01% Bajaj Finance Ltd.
1-Year Return 3.59% -1.59% Power Finance Corporation Ltd.
Price-to-Sales Ratio (TTM) 3.10 13.83 Power Finance Corporation Ltd.
Enterprise Value $11,636.97B $8,982.32B Power Finance Corporation Ltd.
EV/Revenue Ratio 23.31 21.76 Bajaj Finance Ltd.
Revenue per Share (TTM) $151 $66 Power Finance Corporation Ltd.
Earnings per Share (Diluted) $76.44 $28.98 Power Finance Corporation Ltd.
Beta (Stock Volatility) 0.63 0.31 Bajaj Finance Ltd.

Power Finance Corporation Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Power Finance Corporation Ltd.0.82%-0.91%-4.77%4.49%24.41%16.89%
Bajaj Finance Ltd.2.61%8.17%3.50%7.31%-6.95%-3.17%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Power Finance Corporation Ltd.3.59%167.03%323.25%544.79%482.53%842.79%
Bajaj Finance Ltd.-1.59%27.49%50.86%1,119.52%16,095.77%32,008.39%

Performance & Financial Health Analysis: Power Finance Corporation Ltd. vs Bajaj Finance Ltd.

MetricPFCBAJFINANCE
Market Information
Market Cap i₹1.55T₹5.71T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i9,531,6038,128,781
90 Day Avg. Volume i9,623,97911,082,959
Last Close₹424.50₹942.30
52 Week Range₹329.90 - ₹486.50₹787.90 - ₹1,102.50
% from 52W High-12.74%-14.53%
All-Time High₹580.00 (Jul 08, 2024)₹9,788.00 (Jun 09, 2025)
% from All-Time High-26.81%-90.37%
Growth Metrics
Quarterly Revenue Growth0.12%0.06%
Quarterly Earnings Growth0.08%-0.06%
Financial Health
Profit Margin (TTM) i0.51%0.44%
Operating Margin (TTM) i0.93%0.56%
Return on Equity (TTM) i0.15%0.17%
Debt to Equity (MRQ) i603.34310.29
Cash & Liquidity
Book Value per Share (MRQ)₹384.79₹166.19
Cash per Share (MRQ)₹114.16₹20.60
Operating Cash Flow (TTM) i₹377.47B₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹229.91B₹166.38B
Dividends
Last 12-Month Dividend Yield i4.18%10.01%
Last 12-Month Dividend i₹16.65₹92.00

Valuation & Enterprise Metrics Analysis: Power Finance Corporation Ltd. vs Bajaj Finance Ltd.

MetricPFC (Apr 24, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i6.1431.69
Forward P/E i8.0022.75
PEG Ratio i0.7754.50
Price to Sales (TTM) i3.1013.83
Price to Book (MRQ) i1.225.53
Market Capitalization
Market Capitalization i₹1.55T₹5.71T
Enterprise Value i₹11.64T₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i23.3121.76
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.630.31
Book Value per Share (MRQ) i₹384.79₹166.19

Financial Statements Comparison: Power Finance Corporation Ltd. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPFC (2025)BAJFINANCE (2025)
Revenue/Sales i416.78B423.56B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i386.32B220.80B
Pre-Tax Income % of Revenue i92.7%52.1%
Income Tax i81.18B53.00B
Income Tax % of Revenue i19.5%12.5%
Net Income (Profit) i305.14B167.79B
Profit Margin i73.2%39.6%

Balance Sheet & Liquidity Metrics

MetricPFC (2025)BAJFINANCE (2025)
Cash & Equivalents i10.38B107.68B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i10.01T2.75T
Long-Term Debt % of Revenue i2,401.3%650.1%
Total Shareholders Equity i1.55T989.37B
Retained Earnings i290.90B517.83B
Retained Earnings % of Revenue i69.8%122.3%
Property, Plant & Equipment i725.70M5.52B

Cash Flow Statement Comparison

MetricPFC (2025)BAJFINANCE (2025)
Operating Cash Flow i377.47B-147.27B
Operating Cash Flow % of Revenue i90.6%-34.8%
Capital Expenditures i-8.40B-5.48B
Free Cash Flow i-931.10B-692.36B
FCF Margin i-223.4%-163.5%
Debt Repayment i-91.46B-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPFCBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i3.30B6.22B
Float Shares i1.42B2.65B
% Held by Insiders i55.99%56.26%
% Held by Institutions i23.41%24.14%
% Held by Public i20.60%19.60%

Dividend Analysis & Yield Comparison: Power Finance Corporation Ltd. vs Bajaj Finance Ltd.

MetricPFCBAJFINANCE
Last 12-Month Dividend i₹16.65₹92.00
Last 12-Month Dividend Yield i4.18%10.01%
3-Year Avg Annual Dividend i₹15.59₹47.33
3-Year Avg Dividend Yield i0.89%1.22%
3-Year Total Dividends i₹46.78₹142.00
Ex-Dividend DateMar 23, 2026May 30, 2025