Power Finance [PFC] vs Cholamandalam [CHOLAFIN] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Power Finance Corporation Ltd. wins in 14 metrics, Cholamandalam Investment and Finance Company Limited wins in 4 metrics, with 0 ties. Power Finance Corporation Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Power Finance Corporation Ltd. | Cholamandalam Investment and Finance Company Limited | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 6.14 | 27.32 | Power Finance Corporation Ltd. |
| Price-to-Book Ratio | 1.22 | 5.09 | Power Finance Corporation Ltd. |
| Debt-to-Equity Ratio | 603.34 | 724.31 | Power Finance Corporation Ltd. |
| PEG Ratio | 0.77 | 0.83 | Power Finance Corporation Ltd. |
| Profit Margin (TTM) | 50.51% | 39.05% | Power Finance Corporation Ltd. |
| Operating Margin (TTM) | 93.41% | 51.92% | Power Finance Corporation Ltd. |
| EBITDA Margin (TTM) | 93.41% | 51.92% | Power Finance Corporation Ltd. |
| Return on Equity | 14.82% | 18.01% | Cholamandalam Investment and Finance Company Limited |
| Return on Assets (TTM) | 1.95% | 2.11% | Cholamandalam Investment and Finance Company Limited |
| Free Cash Flow (TTM) | $-931.10B | $-326.13B | Cholamandalam Investment and Finance Company Limited |
| Dividend Yield | 4.18% | 0.19% | Power Finance Corporation Ltd. |
| 1-Year Return | 5.58% | -3.95% | Power Finance Corporation Ltd. |
| Price-to-Sales Ratio (TTM) | 3.10 | 10.77 | Power Finance Corporation Ltd. |
| Enterprise Value | $11,636.97B | $3,087.82B | Power Finance Corporation Ltd. |
| EV/Revenue Ratio | 23.31 | 24.88 | Power Finance Corporation Ltd. |
| Revenue per Share (TTM) | $151 | $147 | Power Finance Corporation Ltd. |
| Earnings per Share (Diluted) | $76.44 | $57.41 | Power Finance Corporation Ltd. |
| Beta (Stock Volatility) | 0.63 | 0.54 | Cholamandalam Investment and Finance Company Limited |
Power Finance Corporation Ltd. vs Cholamandalam Investment and Finance Company Limited Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Power Finance Corporation Ltd. | 0.86% | -4.76% | -7.85% | 1.69% | 14.64% | 13.74% |
| Cholamandalam Investment and Finance Company Limited | -0.82% | -5.39% | -9.56% | -12.97% | -13.37% | -13.99% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Power Finance Corporation Ltd. | 5.58% | 181.31% | 338.42% | 545.87% | 425.37% | 859.70% |
| Cholamandalam Investment and Finance Company Limited | -3.95% | 47.96% | 169.44% | 658.95% | 4,755.38% | 4,836.44% |
Performance & Financial Health Analysis: Power Finance Corporation Ltd. vs Cholamandalam Investment and Finance Company Limited
| Metric | PFC | CHOLAFIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹1.55T | ₹1.34T |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 9,531,603 | 1,728,942 |
| 90 Day Avg. Volume | 9,623,979 | 2,149,175 |
| Last Close | ₹416.60 | ₹1,470.60 |
| 52 Week Range | ₹329.90 - ₹486.50 | ₹1,299.40 - ₹1,831.50 |
| % from 52W High | -14.37% | -19.71% |
| All-Time High | ₹580.00 (Jul 08, 2024) | ₹1,831.50 (Jan 06, 2026) |
| % from All-Time High | -28.17% | -19.71% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.12% | 0.20% |
| Quarterly Earnings Growth | 0.08% | 0.19% |
| Financial Health | ||
| Profit Margin (TTM) | 0.51% | 0.39% |
| Operating Margin (TTM) | 0.93% | 0.52% |
| Return on Equity (TTM) | 0.15% | 0.18% |
| Debt to Equity (MRQ) | 603.34 | 724.31 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹384.79 | ₹308.19 |
| Cash per Share (MRQ) | ₹114.16 | ₹132.14 |
| Operating Cash Flow (TTM) | ₹377.47B | ₹176.84B |
| Levered Free Cash Flow (TTM) | ₹229.91B | ₹42.63B |
| Dividends | ||
| Last 12-Month Dividend Yield | 4.18% | 0.19% |
| Last 12-Month Dividend | ₹16.65 | ₹3.30 |
Valuation & Enterprise Metrics Analysis: Power Finance Corporation Ltd. vs Cholamandalam Investment and Finance Company Limited
| Metric | PFC (Apr 24, 2026) | CHOLAFIN (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 6.14 | 27.32 |
| Forward P/E | 8.00 | 20.23 |
| PEG Ratio | 0.77 | 0.83 |
| Price to Sales (TTM) | 3.10 | 10.77 |
| Price to Book (MRQ) | 1.22 | 5.09 |
| Market Capitalization | ||
| Market Capitalization | ₹1.55T | ₹1.34T |
| Enterprise Value | ₹11.64T | ₹3.09T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 23.31 | 24.88 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.63 | 0.54 |
| Book Value per Share (MRQ) | ₹384.79 | ₹308.19 |
Financial Statements Comparison: Power Finance Corporation Ltd. vs Cholamandalam Investment and Finance Company Limited
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | PFC (2025) | CHOLAFIN (2025) |
|---|---|---|
| Revenue/Sales | 416.78B | 134.11B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 386.32B | 57.41B |
| Pre-Tax Income % of Revenue | 92.7% | 42.8% |
| Income Tax | 81.18B | 14.81B |
| Income Tax % of Revenue | 19.5% | 11.0% |
| Net Income (Profit) | 305.14B | 42.63B |
| Profit Margin | 73.2% | 31.8% |
Balance Sheet & Liquidity Metrics
| Metric | PFC (2025) | CHOLAFIN (2025) |
|---|---|---|
| Cash & Equivalents | 10.38B | 65.21B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 10.01T | 1.76T |
| Long-Term Debt % of Revenue | 2,401.3% | 1,309.3% |
| Total Shareholders Equity | 1.55T | 236.69B |
| Retained Earnings | 290.90B | 85.53B |
| Retained Earnings % of Revenue | 69.8% | 63.8% |
| Property, Plant & Equipment | 725.70M | 1.60B |
Cash Flow Statement Comparison
| Metric | PFC (2025) | CHOLAFIN (2025) |
|---|---|---|
| Operating Cash Flow | 377.47B | 176.84B |
| Operating Cash Flow % of Revenue | 90.6% | 131.9% |
| Capital Expenditures | -8.40B | -1.87B |
| Free Cash Flow | -931.10B | -326.13B |
| FCF Margin | -223.4% | -243.2% |
| Debt Repayment | -91.46B | -1.21T |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | PFC | CHOLAFIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 3.30B | 852.32M |
| Float Shares | 1.42B | 425.60M |
| % Held by Insiders | 55.99% | 49.30% |
| % Held by Institutions | 23.41% | 35.29% |
| % Held by Public | 20.60% | 15.41% |
Dividend Analysis & Yield Comparison: Power Finance Corporation Ltd. vs Cholamandalam Investment and Finance Company Limited
| Metric | PFC | CHOLAFIN |
|---|---|---|
| Last 12-Month Dividend | ₹16.65 | ₹3.30 |
| Last 12-Month Dividend Yield | 4.18% | 0.19% |
| 3-Year Avg Annual Dividend | ₹15.59 | ₹2.43 |
| 3-Year Avg Dividend Yield | 0.89% | 0.09% |
| 3-Year Total Dividends | ₹46.78 | ₹7.30 |
| Ex-Dividend Date | Mar 23, 2026 | Feb 05, 2026 |