PNB Housing Finance [PNBHOUSING] vs Five-Star Business [FIVESTAR] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: PNB Housing Finance wins in 13 metrics, Five-Star Business wins in 5 metrics, with 0 ties. PNB Housing Finance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricPNB Housing FinanceFive-Star BusinessBetter
P/E Ratio (TTM)10.3914.32PNB Housing Finance
Price-to-Book Ratio1.252.47PNB Housing Finance
Debt-to-Equity Ratio265.18125.81Five-Star Business
PEG Ratio0.452.80PNB Housing Finance
EV/EBITDAN/A14.10N/A
Profit Margin (TTM)58.95%50.50%PNB Housing Finance
Operating Margin (TTM)76.12%63.53%PNB Housing Finance
EBITDA Margin (TTM)76.12%63.53%PNB Housing Finance
Return on Equity11.48%17.01%Five-Star Business
Return on Assets (TTM)2.35%7.44%Five-Star Business
Free Cash Flow (TTM)$-81.06B$-11.28BFive-Star Business
Dividend Yield0.51%0.34%PNB Housing Finance
1-Year Return-28.56%-29.37%PNB Housing Finance
Price-to-Sales Ratio (TTM)6.127.25PNB Housing Finance
Enterprise Value$621.46B$214.54BPNB Housing Finance
EV/Revenue Ratio17.999.96Five-Star Business
Gross Profit Margin (TTM)N/A55.66%N/A
Revenue per Share (TTM)$133$73PNB Housing Finance
Earnings per Share (Diluted)$78.13$37.00PNB Housing Finance
Beta (Stock Volatility)-0.050.36PNB Housing Finance
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

PNB Housing Finance vs Five-Star Business Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
PNB Housing Finance2.19%3.81%5.02%-27.58%2.61%-10.54%
Five-Star Business1.98%0.64%-8.12%-33.81%-18.53%-33.06%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
PNB Housing Finance-28.56%97.65%142.10%-12.55%-12.55%-12.55%
Five-Star Business-29.37%3.40%3.40%3.40%3.40%3.40%

News Based Sentiment: PNB Housing Finance vs Five-Star Business

PNB Housing Finance

News based Sentiment: MIXED

The month was marked by a significant leadership change that initially caused market volatility, but the company responded effectively with a substantial NCD issuance that stabilized the stock and signaled financial strength. While the CEO departure creates uncertainty, the positive market reaction to the fundraising suggests investor confidence in the company's ability to navigate the transition.

View PNB Housing Finance News Sentiment Analysis

Five-Star Business

News based Sentiment: MIXED

September presented a mixed bag for Five-Star Business Finance, with positive Q1 results and a strategic capital raise offset by share price declines and waning investor interest. The company's strategic shift towards higher-quality lending and analyst confidence provide some optimism, but ongoing volatility and margin pressures require close monitoring.

View Five-Star Business News Sentiment Analysis

Performance & Financial Health Analysis: PNB Housing Finance vs Five-Star Business

MetricPNBHOUSINGFIVESTAR
Market Information
Market Cap i₹210.65B₹157.82B
Market Cap CategoryLarge capMid cap
10 Day Avg. Volume i1,589,6481,341,227
90 Day Avg. Volume i3,670,2471,091,855
Last Close₹830.15₹540.50
52 Week Range₹746.70 - ₹1,202.20₹522.00 - ₹943.75
% from 52W High-30.95%-42.73%
All-Time High₹1,717.65 (Aug 28, 2017)₹943.75 (Oct 21, 2024)
% from All-Time High-51.67%-42.73%
Growth Metrics
Quarterly Revenue Growth0.21%0.13%
Quarterly Earnings Growth0.23%0.06%
Financial Health
Profit Margin (TTM) i0.59%0.51%
Operating Margin (TTM) i0.76%0.64%
Return on Equity (TTM) i0.11%0.17%
Debt to Equity (MRQ) i265.18125.81
Cash & Liquidity
Book Value per Share (MRQ)₹648.94₹214.35
Cash per Share (MRQ)₹138.47₹73.39
Operating Cash Flow (TTM) i₹71.69B₹-27,788,032,000
Levered Free Cash Flow (TTM) i₹19.36B₹10.72B
Dividends
Last 12-Month Dividend Yield i0.51%0.34%
Last 12-Month Dividend i₹5.00₹2.00

Valuation & Enterprise Metrics Analysis: PNB Housing Finance vs Five-Star Business

MetricPNBHOUSINGFIVESTAR
Price Ratios
P/E Ratio (TTM) i10.3914.32
Forward P/E i11.9511.04
PEG Ratio i0.452.80
Price to Sales (TTM) i6.127.25
Price to Book (MRQ) i1.252.47
Market Capitalization
Market Capitalization i₹210.65B₹157.82B
Enterprise Value i₹621.46B₹214.54B
Enterprise Value Metrics
Enterprise to Revenue i17.999.96
Enterprise to EBITDA iN/A14.10
Risk & Other Metrics
Beta i-0.050.36
Book Value per Share (MRQ) i₹648.94₹214.35

Financial Statements Comparison: PNB Housing Finance vs Five-Star Business

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)PNBHOUSINGFIVESTAR
Revenue/Sales i₹8.54B₹7.46B
Cost of Goods Sold iN/A₹3.20B
Gross Profit iN/A₹4.26B
Research & Development iN/AN/A
Operating Income (EBIT) iN/A₹3.82B
EBITDA iN/A₹4.10B
Pre-Tax Income i₹7.11B₹3.71B
Income Tax i₹1.61B₹919.48M
Net Income (Profit) i₹5.50B₹2.79B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)PNBHOUSINGFIVESTAR
Cash & Equivalents i₹36.00B₹14.97B
Total Current Assets iN/A₹138.42B
Total Current Liabilities iN/A₹353.77M
Long-Term Debt i₹446.68B₹79.22B
Total Shareholders Equity i₹168.63B₹63.05B
Retained Earnings iN/AN/A
Property, Plant & Equipment i₹2.14B₹792.25M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)PNBHOUSINGFIVESTAR
Operating Cash Flow i₹8.44B₹-5.00B
Capital Expenditures i₹-63.35M₹-35.45M
Free Cash Flow i₹-27.96B₹-1.81B
Debt Repayment i₹-200.00M₹-4.15B
Common Stock Repurchase i₹0N/A

Short Interest & Institutional Ownership Analysis

MetricPNBHOUSINGFIVESTAR
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i1,589,6481,341,227
Average Daily Volume (90 Day) i3,670,2471,091,855
Shares Outstanding i259.93M294.43M
Float Shares i175.17M206.00M
% Held by Insiders i0.28%0.28%
% Held by Institutions i0.48%0.45%

Dividend Analysis & Yield Comparison: PNB Housing Finance vs Five-Star Business

MetricPNBHOUSINGFIVESTAR
Last 12-Month Dividend i₹5.00₹2.00
Last 12-Month Dividend Yield i0.51%0.34%
3-Year Avg Annual Dividend i₹1.67₹0.67
3-Year Avg Dividend Yield i0.51%0.34%
3-Year Total Dividends i₹5.00₹2.00
Ex-Dividend DateAug 01, 2025Aug 14, 2025