PNB Housing Finance [PNBHOUSING] vs Five-Star Business [FIVESTAR] Detailed Stock Comparison

PNB Housing Finance

Five-Star Business
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: PNB Housing Finance wins in 13 metrics, Five-Star Business wins in 5 metrics, with 0 ties. PNB Housing Finance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
Metric | PNB Housing Finance | Five-Star Business | Better |
---|---|---|---|
P/E Ratio (TTM) | 10.39 | 14.32 | PNB Housing Finance |
Price-to-Book Ratio | 1.25 | 2.47 | PNB Housing Finance |
Debt-to-Equity Ratio | 265.18 | 125.81 | Five-Star Business |
PEG Ratio | 0.45 | 2.80 | PNB Housing Finance |
EV/EBITDA | N/A | 14.10 | N/A |
Profit Margin (TTM) | 58.95% | 50.50% | PNB Housing Finance |
Operating Margin (TTM) | 76.12% | 63.53% | PNB Housing Finance |
EBITDA Margin (TTM) | 76.12% | 63.53% | PNB Housing Finance |
Return on Equity | 11.48% | 17.01% | Five-Star Business |
Return on Assets (TTM) | 2.35% | 7.44% | Five-Star Business |
Free Cash Flow (TTM) | $-81.06B | $-11.28B | Five-Star Business |
Dividend Yield | 0.51% | 0.34% | PNB Housing Finance |
1-Year Return | -28.56% | -29.37% | PNB Housing Finance |
Price-to-Sales Ratio (TTM) | 6.12 | 7.25 | PNB Housing Finance |
Enterprise Value | $621.46B | $214.54B | PNB Housing Finance |
EV/Revenue Ratio | 17.99 | 9.96 | Five-Star Business |
Gross Profit Margin (TTM) | N/A | 55.66% | N/A |
Revenue per Share (TTM) | $133 | $73 | PNB Housing Finance |
Earnings per Share (Diluted) | $78.13 | $37.00 | PNB Housing Finance |
Beta (Stock Volatility) | -0.05 | 0.36 | PNB Housing Finance |
PNB Housing Finance vs Five-Star Business Stock Performance Analysis
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Performance Comparison
Short-term Returns
Stock | 1D | 1W | 1M | 3M | 6M | YTD |
---|---|---|---|---|---|---|
PNB Housing Finance | 2.19% | 3.81% | 5.02% | -27.58% | 2.61% | -10.54% |
Five-Star Business | 1.98% | 0.64% | -8.12% | -33.81% | -18.53% | -33.06% |
Long-term Returns
Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
---|---|---|---|---|---|---|
PNB Housing Finance | -28.56% | 97.65% | 142.10% | -12.55% | -12.55% | -12.55% |
Five-Star Business | -29.37% | 3.40% | 3.40% | 3.40% | 3.40% | 3.40% |
News Based Sentiment: PNB Housing Finance vs Five-Star Business
PNB Housing Finance
News based Sentiment: MIXED
The month was marked by a significant leadership change that initially caused market volatility, but the company responded effectively with a substantial NCD issuance that stabilized the stock and signaled financial strength. While the CEO departure creates uncertainty, the positive market reaction to the fundraising suggests investor confidence in the company's ability to navigate the transition.
Five-Star Business
News based Sentiment: MIXED
September presented a mixed bag for Five-Star Business Finance, with positive Q1 results and a strategic capital raise offset by share price declines and waning investor interest. The company's strategic shift towards higher-quality lending and analyst confidence provide some optimism, but ongoing volatility and margin pressures require close monitoring.
Performance & Financial Health Analysis: PNB Housing Finance vs Five-Star Business
Metric | PNBHOUSING | FIVESTAR |
---|---|---|
Market Information | ||
Market Cap | ₹210.65B | ₹157.82B |
Market Cap Category | Large cap | Mid cap |
10 Day Avg. Volume | 1,589,648 | 1,341,227 |
90 Day Avg. Volume | 3,670,247 | 1,091,855 |
Last Close | ₹830.15 | ₹540.50 |
52 Week Range | ₹746.70 - ₹1,202.20 | ₹522.00 - ₹943.75 |
% from 52W High | -30.95% | -42.73% |
All-Time High | ₹1,717.65 (Aug 28, 2017) | ₹943.75 (Oct 21, 2024) |
% from All-Time High | -51.67% | -42.73% |
Growth Metrics | ||
Quarterly Revenue Growth | 0.21% | 0.13% |
Quarterly Earnings Growth | 0.23% | 0.06% |
Financial Health | ||
Profit Margin (TTM) | 0.59% | 0.51% |
Operating Margin (TTM) | 0.76% | 0.64% |
Return on Equity (TTM) | 0.11% | 0.17% |
Debt to Equity (MRQ) | 265.18 | 125.81 |
Cash & Liquidity | ||
Book Value per Share (MRQ) | ₹648.94 | ₹214.35 |
Cash per Share (MRQ) | ₹138.47 | ₹73.39 |
Operating Cash Flow (TTM) | ₹71.69B | ₹-27,788,032,000 |
Levered Free Cash Flow (TTM) | ₹19.36B | ₹10.72B |
Dividends | ||
Last 12-Month Dividend Yield | 0.51% | 0.34% |
Last 12-Month Dividend | ₹5.00 | ₹2.00 |
Valuation & Enterprise Metrics Analysis: PNB Housing Finance vs Five-Star Business
Metric | PNBHOUSING | FIVESTAR |
---|---|---|
Price Ratios | ||
P/E Ratio (TTM) | 10.39 | 14.32 |
Forward P/E | 11.95 | 11.04 |
PEG Ratio | 0.45 | 2.80 |
Price to Sales (TTM) | 6.12 | 7.25 |
Price to Book (MRQ) | 1.25 | 2.47 |
Market Capitalization | ||
Market Capitalization | ₹210.65B | ₹157.82B |
Enterprise Value | ₹621.46B | ₹214.54B |
Enterprise Value Metrics | ||
Enterprise to Revenue | 17.99 | 9.96 |
Enterprise to EBITDA | N/A | 14.10 |
Risk & Other Metrics | ||
Beta | -0.05 | 0.36 |
Book Value per Share (MRQ) | ₹648.94 | ₹214.35 |
Financial Statements Comparison: PNB Housing Finance vs Five-Star Business
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
Metric (MRQ) | PNBHOUSING | FIVESTAR |
---|---|---|
Revenue/Sales | ₹8.54B | ₹7.46B |
Cost of Goods Sold | N/A | ₹3.20B |
Gross Profit | N/A | ₹4.26B |
Research & Development | N/A | N/A |
Operating Income (EBIT) | N/A | ₹3.82B |
EBITDA | N/A | ₹4.10B |
Pre-Tax Income | ₹7.11B | ₹3.71B |
Income Tax | ₹1.61B | ₹919.48M |
Net Income (Profit) | ₹5.50B | ₹2.79B |
Balance Sheet & Liquidity Metrics (MRQ)
Metric (MRQ) | PNBHOUSING | FIVESTAR |
---|---|---|
Cash & Equivalents | ₹36.00B | ₹14.97B |
Total Current Assets | N/A | ₹138.42B |
Total Current Liabilities | N/A | ₹353.77M |
Long-Term Debt | ₹446.68B | ₹79.22B |
Total Shareholders Equity | ₹168.63B | ₹63.05B |
Retained Earnings | N/A | N/A |
Property, Plant & Equipment | ₹2.14B | ₹792.25M |
Cash Flow Statement Comparison (MRQ)
Metric (MRQ) | PNBHOUSING | FIVESTAR |
---|---|---|
Operating Cash Flow | ₹8.44B | ₹-5.00B |
Capital Expenditures | ₹-63.35M | ₹-35.45M |
Free Cash Flow | ₹-27.96B | ₹-1.81B |
Debt Repayment | ₹-200.00M | ₹-4.15B |
Common Stock Repurchase | ₹0 | N/A |
Short Interest & Institutional Ownership Analysis
Metric | PNBHOUSING | FIVESTAR |
---|---|---|
Shares Short | N/A | N/A |
Short Ratio | N/A | N/A |
Short % of Float | N/A | N/A |
Average Daily Volume (10 Day) | 1,589,648 | 1,341,227 |
Average Daily Volume (90 Day) | 3,670,247 | 1,091,855 |
Shares Outstanding | 259.93M | 294.43M |
Float Shares | 175.17M | 206.00M |
% Held by Insiders | 0.28% | 0.28% |
% Held by Institutions | 0.48% | 0.45% |
Dividend Analysis & Yield Comparison: PNB Housing Finance vs Five-Star Business
Metric | PNBHOUSING | FIVESTAR |
---|---|---|
Last 12-Month Dividend | ₹5.00 | ₹2.00 |
Last 12-Month Dividend Yield | 0.51% | 0.34% |
3-Year Avg Annual Dividend | ₹1.67 | ₹0.67 |
3-Year Avg Dividend Yield | 0.51% | 0.34% |
3-Year Total Dividends | ₹5.00 | ₹2.00 |
Ex-Dividend Date | Aug 01, 2025 | Aug 14, 2025 |