PNB Housing Finance [PNBHOUSING] vs Five-Star Business [FIVESTAR] Detailed Stock Comparison

PNB Housing Finance Ltd.

NSE
Loading...

Five-Star Business Finance Limited

NSE
Loading...

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: PNB Housing Finance Ltd. wins in 12 metrics, Five-Star Business Finance Limited wins in 6 metrics, with 0 ties. PNB Housing Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric PNB Housing Finance Ltd. Five-Star Business Finance Limited Better
P/E Ratio (TTM) 11.47 13.46 PNB Housing Finance Ltd.
Price-to-Book Ratio 1.46 2.19 PNB Housing Finance Ltd.
Debt-to-Equity Ratio 261.91 123.06 Five-Star Business Finance Limited
PEG Ratio 0.32 4.93 PNB Housing Finance Ltd.
EV/EBITDA N/A 13.43 N/A
Profit Margin (TTM) 59.16% 49.45% PNB Housing Finance Ltd.
Operating Margin (TTM) 73.59% 63.51% PNB Housing Finance Ltd.
EBITDA Margin (TTM) 73.59% 63.51% PNB Housing Finance Ltd.
Return on Equity 11.92% 17.01% Five-Star Business Finance Limited
Return on Assets (TTM) 2.45% 7.44% Five-Star Business Finance Limited
Free Cash Flow (TTM) $-90.17B $-11.28B Five-Star Business Finance Limited
Dividend Yield 0.51% 0.34% PNB Housing Finance Ltd.
1-Year Return -6.22% -42.84% PNB Housing Finance Ltd.
Price-to-Sales Ratio (TTM) 7.11 6.67 Five-Star Business Finance Limited
Enterprise Value $676.43B $210.13B PNB Housing Finance Ltd.
EV/Revenue Ratio 18.31 9.37 Five-Star Business Finance Limited
Gross Profit Margin (TTM) N/A 56.87% N/A
Revenue per Share (TTM) $142 $76 PNB Housing Finance Ltd.
Earnings per Share (Diluted) $87.84 $37.65 PNB Housing Finance Ltd.
Beta (Stock Volatility) 0.05 0.36 PNB Housing Finance Ltd.

PNB Housing Finance Ltd. vs Five-Star Business Finance Limited Stock Performance Analysis

Loading Price Chart...

PNBHOUSING
FIVESTAR

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
PNB Housing Finance Ltd.2.77%4.87%-4.87%32.68%10.33%3.11%
Five-Star Business Finance Limited6.30%10.85%1.74%30.34%-18.84%-12.64%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
PNB Housing Finance Ltd.-6.22%73.70%61.99%28.67%28.67%28.67%
Five-Star Business Finance Limited-42.84%-26.77%-14.32%-14.32%-14.32%-14.32%

Performance & Financial Health Analysis: PNB Housing Finance Ltd. vs Five-Star Business Finance Limited

MetricPNBHOUSINGFIVESTAR
Market Information
Market Cap i₹262.57B₹143.15B
Market Cap CategoryLarge capMid cap
10 Day Avg. Volume i3,458,2782,733,066
90 Day Avg. Volume i1,842,7092,050,048
Last Close₹1,017.30₹466.80
52 Week Range₹729.60 - ₹1,136.00₹338.15 - ₹795.00
% from 52W High-10.45%-41.28%
All-Time High₹1,717.65 (Aug 28, 2017)₹943.75 (Oct 21, 2024)
% from All-Time High-40.77%-50.54%
Growth Metrics
Quarterly Revenue Growth0.11%0.07%
Quarterly Earnings Growth0.08%0.01%
Financial Health
Profit Margin (TTM) i0.59%0.49%
Operating Margin (TTM) i0.74%0.64%
Return on Equity (TTM) i0.12%0.17%
Debt to Equity (MRQ) i261.91123.06
Cash & Liquidity
Book Value per Share (MRQ)₹690.29₹231.22
Cash per Share (MRQ)₹117.05₹76.15
Operating Cash Flow (TTM) i₹78.82B₹-27,788,032,000
Levered Free Cash Flow (TTM) i₹22.91B₹10.72B
Dividends
Last 12-Month Dividend Yield i0.51%0.34%
Last 12-Month Dividend i₹5.00₹2.00

Valuation & Enterprise Metrics Analysis: PNB Housing Finance Ltd. vs Five-Star Business Finance Limited

MetricPNBHOUSING (Apr 24, 2026)FIVESTAR (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.4713.46
Forward P/E i9.6511.93
PEG Ratio i0.324.93
Price to Sales (TTM) i7.116.67
Price to Book (MRQ) i1.462.19
Market Capitalization
Market Capitalization i₹262.57B₹143.15B
Enterprise Value i₹676.43B₹210.13B
Enterprise Value Metrics
Enterprise to Revenue i18.319.37
Enterprise to EBITDA iN/A13.43
Risk & Other Metrics
Beta i0.050.36
Book Value per Share (MRQ) i₹690.29₹231.22

Financial Statements Comparison: PNB Housing Finance Ltd. vs Five-Star Business Finance Limited

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPNBHOUSING (2026)FIVESTAR (2025)
Revenue/Sales i34.94B27.06B
Cost of Goods Sold iN/A10.45B
COGS % of Revenue i0.0%38.6%
Gross Profit iN/A16.61B
Gross Margin i0.0%61.4%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A14.59B
Operating Margin i0.0%53.9%
EBITDA iN/A15.64B
EBITDA Margin i0.0%57.8%
Pre-Tax Income i29.71B14.31B
Pre-Tax Income % of Revenue i85.0%52.9%
Income Tax i6.79B3.58B
Income Tax % of Revenue i19.4%13.2%
Net Income (Profit) i22.91B10.72B
Profit Margin i65.6%39.6%

Balance Sheet & Liquidity Metrics

MetricPNBHOUSING (2026)FIVESTAR (2025)
Cash & Equivalents i33.39B14.97B
Total Current Assets iN/A40.48B
Total Current Assets % of Revenue i0.0%149.6%
Total Current Liabilities iN/A20.98B
Total Current Liabilities % of Revenue i0.0%77.6%
Long-Term Debt i531.43B59.48B
Long-Term Debt % of Revenue i1,521.2%219.9%
Total Shareholders Equity i192.19B63.05B
Retained Earnings iN/A30.61B
Retained Earnings % of Revenue i0.0%113.1%
Property, Plant & Equipment i2.41B551.01M

Cash Flow Statement Comparison

MetricPNBHOUSING (2026)FIVESTAR (2025)
Operating Cash Flow i78.82B-27.79B
Operating Cash Flow % of Revenue i225.6%-102.7%
Capital Expenditures i-322.90M-826.68M
Free Cash Flow i-90.17B-11.28B
FCF Margin i-258.1%-41.7%
Debt Repayment i-441.44B-19.58B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPNBHOUSINGFIVESTAR
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i260.55M295.18M
Float Shares i175.58M206.11M
% Held by Insiders i28.04%26.07%
% Held by Institutions i48.74%43.33%
% Held by Public i23.22%30.60%

Dividend Analysis & Yield Comparison: PNB Housing Finance Ltd. vs Five-Star Business Finance Limited

MetricPNBHOUSINGFIVESTAR
Last 12-Month Dividend i₹5.00₹2.00
Last 12-Month Dividend Yield i0.51%0.34%
3-Year Avg Annual Dividend i₹1.67₹0.67
3-Year Avg Dividend Yield i0.51%0.34%
3-Year Total Dividends i₹5.00₹2.00
Ex-Dividend DateAug 01, 2025Aug 14, 2025