RBL Bank [RBLBANK] vs City Union Bank [CUB] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: RBL Bank Ltd. wins in 6 metrics, City Union Bank Ltd. wins in 12 metrics, with 0 ties. City Union Bank Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | RBL Bank Ltd. | City Union Bank Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 27.21 | 16.21 | City Union Bank Ltd. |
| Price-to-Book Ratio | 1.22 | 1.96 | RBL Bank Ltd. |
| Debt-to-Equity Ratio | 0.97 | 0.23 | City Union Bank Ltd. |
| PEG Ratio | -9.45 | 1.03 | City Union Bank Ltd. |
| Profit Margin (TTM) | 9.08% | 37.97% | City Union Bank Ltd. |
| Operating Margin (TTM) | 13.97% | 47.61% | City Union Bank Ltd. |
| EBITDA Margin (TTM) | 13.97% | 47.61% | City Union Bank Ltd. |
| Return on Equity | 4.58% | 12.85% | City Union Bank Ltd. |
| Return on Assets (TTM) | 0.49% | 1.55% | City Union Bank Ltd. |
| Free Cash Flow (TTM) | $-11.12B | $9.31B | City Union Bank Ltd. |
| Dividend Yield | 0.37% | 1.40% | City Union Bank Ltd. |
| 1-Year Return | 66.12% | 37.07% | RBL Bank Ltd. |
| Price-to-Sales Ratio (TTM) | 2.50 | 6.12 | RBL Bank Ltd. |
| Enterprise Value | $229.21B | $146.99B | RBL Bank Ltd. |
| EV/Revenue Ratio | 2.89 | 4.62 | RBL Bank Ltd. |
| Revenue per Share (TTM) | $130 | $43 | RBL Bank Ltd. |
| Earnings per Share (Diluted) | $11.81 | $16.21 | City Union Bank Ltd. |
| Beta (Stock Volatility) | 0.64 | 0.31 | City Union Bank Ltd. |
RBL Bank Ltd. vs City Union Bank Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| RBL Bank Ltd. | 1.86% | 8.03% | 10.22% | 25.87% | 22.46% | 18.19% |
| City Union Bank Ltd. | -1.17% | 7.61% | 6.04% | 9.59% | -3.10% | -8.03% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| RBL Bank Ltd. | 66.12% | 111.05% | 76.95% | 21.44% | 21.44% | 21.44% |
| City Union Bank Ltd. | 37.07% | 115.74% | 63.69% | 198.28% | 735.54% | 4,760.24% |
Performance & Financial Health Analysis: RBL Bank Ltd. vs City Union Bank Ltd.
| Metric | RBLBANK | CUB |
|---|---|---|
| Market Information | ||
| Market Cap | ₹198.74B | ₹194.70B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 4,715,454 | 4,301,857 |
| 90 Day Avg. Volume | 4,921,112 | 4,223,675 |
| Last Close | ₹372.65 | ₹199.35 |
| 52 Week Range | ₹214.04 - ₹375.15 | ₹140.29 - ₹243.07 |
| % from 52W High | -0.67% | -17.99% |
| All-Time High | ₹716.40 (May 27, 2019) | ₹324.10 (Feb 03, 2026) |
| % from All-Time High | -47.98% | -38.49% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.41% | 0.18% |
| Quarterly Earnings Growth | 3.82% | 0.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.09% | 0.38% |
| Operating Margin (TTM) | 0.14% | 0.48% |
| Return on Equity (TTM) | 0.05% | 0.13% |
| Debt to Equity (MRQ) | 0.97 | 0.23 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹263.84 | ₹133.95 |
| Cash per Share (MRQ) | ₹176.41 | ₹93.83 |
| Operating Cash Flow (TTM) | ₹25.23B | ₹-61,692,796,928 |
| Levered Free Cash Flow (TTM) | ₹7.17B | ₹11.24B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.37% | 1.40% |
| Last 12-Month Dividend | ₹1.00 | ₹3.00 |
Valuation & Enterprise Metrics Analysis: RBL Bank Ltd. vs City Union Bank Ltd.
| Metric | RBLBANK (Apr 26, 2026) | CUB (Nov 23, 2025) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 27.21 | 16.21 |
| Forward P/E | 12.17 | 15.94 |
| PEG Ratio | -9.45 | 1.03 |
| Price to Sales (TTM) | 2.50 | 6.12 |
| Price to Book (MRQ) | 1.22 | 1.96 |
| Market Capitalization | ||
| Market Capitalization | ₹198.74B | ₹194.70B |
| Enterprise Value | ₹229.21B | ₹146.99B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.89 | 4.62 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.64 | 0.31 |
| Book Value per Share (MRQ) | ₹263.84 | ₹133.95 |
Financial Statements Comparison: RBL Bank Ltd. vs City Union Bank Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | RBLBANK (2025) | CUB (2025) |
|---|---|---|
| Revenue/Sales | 104.07B | 32.14B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 6.96B | 14.17B |
| Pre-Tax Income % of Revenue | 6.7% | 44.1% |
| Income Tax | -212.70M | 2.93B |
| Income Tax % of Revenue | -0.2% | 9.1% |
| Net Income (Profit) | 7.17B | 11.24B |
| Profit Margin | 6.9% | 35.0% |
Balance Sheet & Liquidity Metrics
| Metric | RBLBANK (2025) | CUB (2025) |
|---|---|---|
| Cash & Equivalents | 125.66B | 52.91B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 145.15B | 17.90B |
| Long-Term Debt % of Revenue | 139.5% | 55.7% |
| Total Shareholders Equity | 156.70B | 94.67B |
| Retained Earnings | 2.58B | 1.54B |
| Retained Earnings % of Revenue | 2.5% | 4.8% |
| Property, Plant & Equipment | 19.30B | 11.55B |
Cash Flow Statement Comparison
| Metric | RBLBANK (2025) | CUB (2025) |
|---|---|---|
| Operating Cash Flow | 25.23B | 12.36B |
| Operating Cash Flow % of Revenue | 24.2% | 38.4% |
| Capital Expenditures | -2.81B | -1.20B |
| Free Cash Flow | -11.12B | 9.31B |
| FCF Margin | -10.7% | 29.0% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | RBLBANK | CUB |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 618.35M | 741.05M |
| Float Shares | 564.24M | 695.15M |
| % Held by Insiders | 2.71% | 8.00% |
| % Held by Institutions | 52.84% | 55.44% |
| % Held by Public | 44.45% | 36.56% |
Dividend Analysis & Yield Comparison: RBL Bank Ltd. vs City Union Bank Ltd.
| Metric | RBLBANK | CUB |
|---|---|---|
| Last 12-Month Dividend | ₹1.00 | ₹3.00 |
| Last 12-Month Dividend Yield | 0.37% | 1.40% |
| 3-Year Avg Annual Dividend | ₹1.33 | ₹1.67 |
| 3-Year Avg Dividend Yield | 0.56% | 0.73% |
| 3-Year Total Dividends | ₹4.00 | ₹5.00 |
| Ex-Dividend Date | Sep 08, 2025 | Aug 01, 2025 |