Reliance Home [RHFL] vs Pacheli Industrial [PIFL] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Reliance Home Finance Ltd. wins in 6 metrics, Pacheli Industrial Finance Ltd. wins in 10 metrics, with 0 ties. Pacheli Industrial Finance Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Reliance Home Finance Ltd. | Pacheli Industrial Finance Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.72 | 75.41 | Reliance Home Finance Ltd. |
| Price-to-Book Ratio | N/A | 2.41 | N/A |
| Debt-to-Equity Ratio | -0.76 | 312.01 | Pacheli Industrial Finance Ltd. |
| PEG Ratio | N/A | -0.75 | N/A |
| EV/EBITDA | -44.81 | -493.89 | Reliance Home Finance Ltd. |
| Profit Margin (TTM) | -415.05% | 80.65% | Pacheli Industrial Finance Ltd. |
| Operating Margin (TTM) | 431.95% | -154.66% | Reliance Home Finance Ltd. |
| EBITDA Margin (TTM) | 431.95% | N/A | N/A |
| Return on Equity | -45.60% | -0.59% | Pacheli Industrial Finance Ltd. |
| Return on Assets (TTM) | 153.94% | -0.14% | Reliance Home Finance Ltd. |
| Free Cash Flow (TTM) | $89.90M | $-53.36M | Reliance Home Finance Ltd. |
| 1-Year Return | -71.39% | 64.33% | Pacheli Industrial Finance Ltd. |
| Price-to-Sales Ratio (TTM) | -151.90 | 25,852.46 | Pacheli Industrial Finance Ltd. |
| Enterprise Value | $1.85B | $13.81B | Pacheli Industrial Finance Ltd. |
| EV/Revenue Ratio | -272.61 | 17,441.26 | Pacheli Industrial Finance Ltd. |
| Gross Profit Margin (TTM) | -10,368.42% | 82.51% | Pacheli Industrial Finance Ltd. |
| Revenue per Share (TTM) | $0 | $0 | Pacheli Industrial Finance Ltd. |
| Earnings per Share (Diluted) | $-0.08 | $-0.11 | Reliance Home Finance Ltd. |
| Beta (Stock Volatility) | 0.84 | 0.06 | Pacheli Industrial Finance Ltd. |
Reliance Home Finance Ltd. vs Pacheli Industrial Finance Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Reliance Home Finance Ltd. | 1.83% | 1.83% | -0.45% | -17.78% | -27.21% | -22.65% |
| Pacheli Industrial Finance Ltd. | 3.59% | 19.08% | 28.24% | 18.96% | -8.75% | -11.87% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Reliance Home Finance Ltd. | -71.39% | -38.59% | -58.87% | -97.97% | -97.97% | -97.97% |
| Pacheli Industrial Finance Ltd. | 64.33% | 380.68% | 663.07% | 404.71% | 275.05% | 271.89% |
Performance & Financial Health Analysis: Reliance Home Finance Ltd. vs Pacheli Industrial Finance Ltd.
| Metric | RHFL | PIFL |
|---|---|---|
| Market Information | ||
| Market Cap | ₹1.03B | ₹27.16B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 126,600 | 8,195 |
| 90 Day Avg. Volume | 241,298 | 20,111 |
| Last Close | ₹2.22 | ₹34.01 |
| 52 Week Range | ₹1.82 - ₹7.46 | ₹18.55 - ₹66.29 |
| % from 52W High | -70.24% | -48.70% |
| All-Time High | ₹113.00 (Sep 25, 2017) | ₹78.19 (Jan 13, 2025) |
| % from All-Time High | -98.04% | -56.50% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.91% | 0.01% |
| Quarterly Earnings Growth | -0.99% | 0.01% |
| Financial Health | ||
| Profit Margin (TTM) | -4.15% | 0.81% |
| Operating Margin (TTM) | 4.32% | -1.55% |
| Return on Equity (TTM) | -0.46% | -0.01% |
| Debt to Equity (MRQ) | -0.76 | 312.01 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹-0.77 | ₹16.37 |
| Cash per Share (MRQ) | ₹0.01 | ₹59.66 |
| Operating Cash Flow (TTM) | ₹89.90M | ₹-53,283,000 |
| Levered Free Cash Flow (TTM) | ₹241.73M | ₹-50,061,000 |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | ₹0.00 | N/A |
Valuation & Enterprise Metrics Analysis: Reliance Home Finance Ltd. vs Pacheli Industrial Finance Ltd.
| Metric | RHFL (Apr 24, 2026) | PIFL (Nov 24, 2025) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.72 | 75.41 |
| Forward P/E | N/A | N/A |
| PEG Ratio | N/A | -0.75 |
| Price to Sales (TTM) | -151.90 | 25,852.46 |
| Price to Book (MRQ) | N/A | 2.41 |
| Market Capitalization | ||
| Market Capitalization | ₹1.03B | ₹27.16B |
| Enterprise Value | ₹1.85B | ₹13.81B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | -272.61 | 17,441.26 |
| Enterprise to EBITDA | -44.81 | -493.89 |
| Risk & Other Metrics | ||
| Beta | 0.84 | 0.06 |
| Book Value per Share (MRQ) | ₹-0.77 | ₹16.37 |
Financial Statements Comparison: Reliance Home Finance Ltd. vs Pacheli Industrial Finance Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | RHFL (2025) | PIFL (2025) |
|---|---|---|
| Revenue/Sales | 2.23M | 765,000 |
| Cost of Goods Sold | 11.47M | 148,000 |
| COGS % of Revenue | 515.0% | 19.3% |
| Gross Profit | -9.24M | 617,000 |
| Gross Margin | -415.0% | 80.7% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | -41.23M | -27.97M |
| Operating Margin | -1,852.2% | -3,656.6% |
| EBITDA | -41.23M | -27.97M |
| EBITDA Margin | -1,852.2% | -3,656.1% |
| Pre-Tax Income | -41.23M | -50.06M |
| Pre-Tax Income % of Revenue | -1,852.2% | -6,543.9% |
| Income Tax | -660,000 | 0 |
| Income Tax % of Revenue | -29.6% | 0.0% |
| Net Income (Profit) | 241.73M | -50.06M |
| Profit Margin | 10,859.6% | -6,543.9% |
Balance Sheet & Liquidity Metrics
| Metric | RHFL (2025) | PIFL (2025) |
|---|---|---|
| Cash & Equivalents | 5.04M | 267,000 |
| Total Current Assets | 7.36M | 30.96B |
| Total Current Assets % of Revenue | 330.4% | 4,046,681.3% |
| Total Current Liabilities | 0 | 26.50B |
| Total Current Liabilities % of Revenue | 0.0% | 3,464,161.7% |
| Long-Term Debt | 402.75M | 26.50B |
| Long-Term Debt % of Revenue | 18,092.9% | 3,464,052.3% |
| Total Shareholders Equity | -530.08M | 8.49B |
| Retained Earnings | N/A | -43.86M |
| Retained Earnings % of Revenue | 0.0% | -5,733.6% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | RHFL (2025) | PIFL (2025) |
|---|---|---|
| Operating Cash Flow | 94.11M | -53.28M |
| Operating Cash Flow % of Revenue | 4,227.7% | -6,965.1% |
| Capital Expenditures | N/A | 0 |
| Free Cash Flow | 89.90M | -53.36M |
| FCF Margin | 4,038.8% | -6,974.9% |
| Debt Repayment | -130.68M | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | RHFL | PIFL |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 485.06M | 518.88M |
| Float Shares | 636.29M | 78.27M |
| % Held by Insiders | 3.17% | 99.29% |
| % Held by Institutions | 1.54% | 0.00% |
| % Held by Public | 95.29% | 0.71% |
Dividend Analysis & Yield Comparison: Reliance Home Finance Ltd. vs Pacheli Industrial Finance Ltd.
| Metric | RHFL | PIFL |
|---|---|---|
| Last 12-Month Dividend | ₹0.00 | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | ₹0.00 | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | ₹0.00 | N/A |
| Ex-Dividend Date | N/A | N/A |