Reliance Home [RHFL] vs Pacheli Industrial [PIFL] Detailed Stock Comparison

Reliance Home Finance Ltd.

NSE
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Pacheli Industrial Finance Ltd.

BSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Reliance Home Finance Ltd. wins in 6 metrics, Pacheli Industrial Finance Ltd. wins in 10 metrics, with 0 ties. Pacheli Industrial Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Reliance Home Finance Ltd. Pacheli Industrial Finance Ltd. Better
P/E Ratio (TTM) 12.72 75.41 Reliance Home Finance Ltd.
Price-to-Book Ratio N/A 2.41 N/A
Debt-to-Equity Ratio -0.76 312.01 Pacheli Industrial Finance Ltd.
PEG Ratio N/A -0.75 N/A
EV/EBITDA -44.81 -493.89 Reliance Home Finance Ltd.
Profit Margin (TTM) -415.05% 80.65% Pacheli Industrial Finance Ltd.
Operating Margin (TTM) 431.95% -154.66% Reliance Home Finance Ltd.
EBITDA Margin (TTM) 431.95% N/A N/A
Return on Equity -45.60% -0.59% Pacheli Industrial Finance Ltd.
Return on Assets (TTM) 153.94% -0.14% Reliance Home Finance Ltd.
Free Cash Flow (TTM) $89.90M $-53.36M Reliance Home Finance Ltd.
1-Year Return -57.14% 1.55% Pacheli Industrial Finance Ltd.
Price-to-Sales Ratio (TTM) -151.90 25,852.46 Pacheli Industrial Finance Ltd.
Enterprise Value $1.85B $13.81B Pacheli Industrial Finance Ltd.
EV/Revenue Ratio -272.61 17,441.26 Pacheli Industrial Finance Ltd.
Gross Profit Margin (TTM) -10,368.42% 82.51% Pacheli Industrial Finance Ltd.
Revenue per Share (TTM) $0 $0 Pacheli Industrial Finance Ltd.
Earnings per Share (Diluted) $-0.08 $-0.11 Reliance Home Finance Ltd.
Beta (Stock Volatility) 0.84 0.06 Pacheli Industrial Finance Ltd.

Reliance Home Finance Ltd. vs Pacheli Industrial Finance Ltd. Stock Performance Analysis

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RHFL
PIFL

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Reliance Home Finance Ltd.0.00%-2.70%13.09%5.88%-30.55%-24.74%
Pacheli Industrial Finance Ltd.-0.04%-5.59%-19.95%-21.72%-47.64%-36.49%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Reliance Home Finance Ltd.-57.14%-29.18%-37.39%-97.99%-97.99%-97.99%
Pacheli Industrial Finance Ltd.1.55%178.26%656.36%277.61%162.74%162.74%

Performance & Financial Health Analysis: Reliance Home Finance Ltd. vs Pacheli Industrial Finance Ltd.

MetricRHFLPIFL
Market Information
Market Cap i₹1.03B₹27.16B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i126,6008,195
90 Day Avg. Volume i241,29820,111
Last Close₹2.16₹24.51
52 Week Range₹1.82 - ₹7.78₹18.55 - ₹66.29
% from 52W High-72.24%-63.03%
All-Time High₹113.00 (Sep 25, 2017)₹78.19 (Jan 13, 2025)
% from All-Time High-98.09%-68.65%
Growth Metrics
Quarterly Revenue Growth-0.91%0.01%
Quarterly Earnings Growth-0.99%0.01%
Financial Health
Profit Margin (TTM) i-4.15%0.81%
Operating Margin (TTM) i4.32%-1.55%
Return on Equity (TTM) i-0.46%-0.01%
Debt to Equity (MRQ) i-0.76312.01
Cash & Liquidity
Book Value per Share (MRQ)₹-0.77₹16.37
Cash per Share (MRQ)₹0.01₹59.66
Operating Cash Flow (TTM) i₹89.90M₹-53,283,000
Levered Free Cash Flow (TTM) i₹241.73M₹-50,061,000
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend i₹0.00N/A

Valuation & Enterprise Metrics Analysis: Reliance Home Finance Ltd. vs Pacheli Industrial Finance Ltd.

MetricRHFL (Apr 24, 2026)PIFL (Nov 24, 2025)
Price Ratios
P/E Ratio (TTM) i12.7275.41
Forward P/E iN/AN/A
PEG Ratio iN/A-0.75
Price to Sales (TTM) i-151.9025,852.46
Price to Book (MRQ) iN/A2.41
Market Capitalization
Market Capitalization i₹1.03B₹27.16B
Enterprise Value i₹1.85B₹13.81B
Enterprise Value Metrics
Enterprise to Revenue i-272.6117,441.26
Enterprise to EBITDA i-44.81-493.89
Risk & Other Metrics
Beta i0.840.06
Book Value per Share (MRQ) i₹-0.77₹16.37

Financial Statements Comparison: Reliance Home Finance Ltd. vs Pacheli Industrial Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricRHFL (2025)PIFL (2025)
Revenue/Sales i2.23M765,000
Cost of Goods Sold i11.47M148,000
COGS % of Revenue i515.0%19.3%
Gross Profit i-9.24M617,000
Gross Margin i-415.0%80.7%
Research & Development iN/AN/A
Operating Income (EBIT) i-41.23M-27.97M
Operating Margin i-1,852.2%-3,656.6%
EBITDA i-41.23M-27.97M
EBITDA Margin i-1,852.2%-3,656.1%
Pre-Tax Income i-41.23M-50.06M
Pre-Tax Income % of Revenue i-1,852.2%-6,543.9%
Income Tax i-660,0000
Income Tax % of Revenue i-29.6%0.0%
Net Income (Profit) i241.73M-50.06M
Profit Margin i10,859.6%-6,543.9%

Balance Sheet & Liquidity Metrics

MetricRHFL (2025)PIFL (2025)
Cash & Equivalents i5.04M267,000
Total Current Assets i7.36M30.96B
Total Current Assets % of Revenue i330.4%4,046,681.3%
Total Current Liabilities i026.50B
Total Current Liabilities % of Revenue i0.0%3,464,161.7%
Long-Term Debt i402.75M26.50B
Long-Term Debt % of Revenue i18,092.9%3,464,052.3%
Total Shareholders Equity i-530.08M8.49B
Retained Earnings iN/A-43.86M
Retained Earnings % of Revenue i0.0%-5,733.6%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricRHFL (2025)PIFL (2025)
Operating Cash Flow i94.11M-53.28M
Operating Cash Flow % of Revenue i4,227.7%-6,965.1%
Capital Expenditures iN/A0
Free Cash Flow i89.90M-53.36M
FCF Margin i4,038.8%-6,974.9%
Debt Repayment i-130.68MN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricRHFLPIFL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i485.06M518.88M
Float Shares i636.29M78.27M
% Held by Insiders i3.17%99.29%
% Held by Institutions i1.54%0.00%
% Held by Public i95.29%0.71%

Dividend Analysis & Yield Comparison: Reliance Home Finance Ltd. vs Pacheli Industrial Finance Ltd.

MetricRHFLPIFL
Last 12-Month Dividend i₹0.00N/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend i₹0.00N/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends i₹0.00N/A
Ex-Dividend DateN/AN/A