Satin Creditcare [SATIN] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Satin Creditcare Network Ltd. wins in 10 metrics, Tourism Finance Corporation of India Ltd. wins in 9 metrics, with 0 ties. Satin Creditcare Network Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Satin Creditcare Network Ltd. Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 9.76 28.56 Satin Creditcare Network Ltd.
Price-to-Book Ratio 0.72 2.77 Satin Creditcare Network Ltd.
Debt-to-Equity Ratio 367.78 82.38 Tourism Finance Corporation of India Ltd.
PEG Ratio 0.16 0.69 Satin Creditcare Network Ltd.
EV/EBITDA 11.41 28.51 Satin Creditcare Network Ltd.
Profit Margin (TTM) 15.17% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) 31.70% 86.04% Tourism Finance Corporation of India Ltd.
EBITDA Margin (TTM) 31.70% 86.04% Tourism Finance Corporation of India Ltd.
Return on Equity 7.32% 8.53% Tourism Finance Corporation of India Ltd.
Return on Assets (TTM) 1.61% 4.94% Tourism Finance Corporation of India Ltd.
Free Cash Flow (TTM) $-5.83B $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield N/A 0.97% N/A
1-Year Return 39.92% 60.66% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 1.48 19.84 Satin Creditcare Network Ltd.
Enterprise Value $88.43B $44.46B Satin Creditcare Network Ltd.
EV/Revenue Ratio 6.99 25.36 Satin Creditcare Network Ltd.
Gross Profit Margin (TTM) 28.41% 58.30% Tourism Finance Corporation of India Ltd.
Revenue per Share (TTM) $115 $4 Satin Creditcare Network Ltd.
Earnings per Share (Diluted) $17.46 $2.63 Satin Creditcare Network Ltd.
Beta (Stock Volatility) -0.02 0.05 Satin Creditcare Network Ltd.

Satin Creditcare Network Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Satin Creditcare Network Ltd.1.79%6.04%24.77%56.75%56.91%63.04%
Tourism Finance Corporation of India Ltd.0.54%3.46%-1.56%10.21%16.66%9.93%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Satin Creditcare Network Ltd.39.92%21.65%157.78%-36.84%138.52%138.52%
Tourism Finance Corporation of India Ltd.60.66%398.98%430.50%835.34%1,250.28%3,008.51%

Performance & Financial Health Analysis: Satin Creditcare Network Ltd. vs Tourism Finance Corporation of India Ltd.

MetricSATINTFCILTD
Market Information
Market Cap i₹18.41B₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i377,4054,413,550
90 Day Avg. Volume i219,3715,954,759
Last Close₹235.25₹75.91
52 Week Range₹133.01 - ₹245.54₹39.15 - ₹84.61
% from 52W High-4.19%-10.28%
All-Time High₹716.00 (Jul 25, 2016)₹364.90 (Sep 15, 2025)
% from All-Time High-67.14%-79.20%
Growth Metrics
Quarterly Revenue Growth0.62%0.38%
Quarterly Earnings Growth4.04%0.41%
Financial Health
Profit Margin (TTM) i0.15%0.69%
Operating Margin (TTM) i0.32%0.86%
Return on Equity (TTM) i0.07%0.09%
Debt to Equity (MRQ) i367.7882.38
Cash & Liquidity
Book Value per Share (MRQ)₹238.18₹27.12
Cash per Share (MRQ)₹245.02₹1.36
Operating Cash Flow (TTM) i₹-12,441,214,000₹986.27M
Levered Free Cash Flow (TTM) i₹1.86B₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend iN/A₹3.00

Valuation & Enterprise Metrics Analysis: Satin Creditcare Network Ltd. vs Tourism Finance Corporation of India Ltd.

MetricSATIN (Apr 24, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i9.7628.56
Forward P/E i2.586.44
PEG Ratio i0.160.69
Price to Sales (TTM) i1.4819.84
Price to Book (MRQ) i0.722.77
Market Capitalization
Market Capitalization i₹18.41B₹33.59B
Enterprise Value i₹88.43B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i6.9925.36
Enterprise to EBITDA i11.4128.51
Risk & Other Metrics
Beta i-0.020.05
Book Value per Share (MRQ) i₹238.18₹27.12

Financial Statements Comparison: Satin Creditcare Network Ltd. vs Tourism Finance Corporation of India Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSATIN (2025)TFCILTD (2025)
Revenue/Sales i22.47B2.44B
Cost of Goods Sold i15.75B756.33M
COGS % of Revenue i70.1%30.9%
Gross Profit i6.72B1.69B
Gross Margin i29.9%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i6.51B1.49B
Operating Margin i29.0%60.8%
EBITDA i7.75B1.56B
EBITDA Margin i34.5%63.8%
Pre-Tax Income i2.36B1.28B
Pre-Tax Income % of Revenue i10.5%52.4%
Income Tax i496.42M242.09M
Income Tax % of Revenue i2.2%9.9%
Net Income (Profit) i1.86B1.04B
Profit Margin i8.3%42.5%

Balance Sheet & Liquidity Metrics

MetricSATIN (2025)TFCILTD (2025)
Cash & Equivalents i7.29B1.41B
Total Current Assets i69.94B7.05B
Total Current Assets % of Revenue i311.2%288.4%
Total Current Liabilities i47.83B3.38B
Total Current Liabilities % of Revenue i212.8%138.4%
Long-Term Debt i42.47B5.46B
Long-Term Debt % of Revenue i189.0%223.2%
Total Shareholders Equity i25.43B12.16B
Retained Earnings i6.51B1.53B
Retained Earnings % of Revenue i29.0%62.8%
Property, Plant & Equipment i81.73M8.97M

Cash Flow Statement Comparison

MetricSATIN (2025)TFCILTD (2025)
Operating Cash Flow i-12.44B986.27M
Operating Cash Flow % of Revenue i-55.4%40.3%
Capital Expenditures i-185.92M122.22M
Free Cash Flow i-5.83B696.92M
FCF Margin i-26.0%28.5%
Debt Repayment i-45.20BN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSATINTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i109.99M462.98M
Float Shares i54.34M245.43M
% Held by Insiders i59.11%39.56%
% Held by Institutions i5.86%5.11%
% Held by Public i35.03%55.33%

Dividend Analysis & Yield Comparison: Satin Creditcare Network Ltd. vs Tourism Finance Corporation of India Ltd.

MetricSATINTFCILTD
Last 12-Month Dividend iN/A₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend iN/A₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends iN/A₹9.10
Ex-Dividend DateN/AAug 14, 2025