SBI Life Insurance [SBILIFE] vs Max Financial [MFSL] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: SBI Life Insurance wins in 12 metrics, Max Financial wins in 5 metrics, with 0 ties. SBI Life Insurance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricSBI Life InsuranceMax FinancialBetter
P/E Ratio (TTM)73.10195.57SBI Life Insurance
Price-to-Book Ratio10.2210.23SBI Life Insurance
Debt-to-Equity Ratio0.0022.45SBI Life Insurance
PEG Ratio5.13-4.35Max Financial
EV/EBITDAN/A72.20N/A
Profit Margin (TTM)2.05%0.57%SBI Life Insurance
Operating Margin (TTM)1.68%1.04%SBI Life Insurance
EBITDA Margin (TTM)1.68%1.04%SBI Life Insurance
Return on Equity14.90%5.11%SBI Life Insurance
Return on Assets (TTM)0.38%0.17%SBI Life Insurance
Free Cash Flow (TTM)$254.40B$81.34BSBI Life Insurance
Dividend Yield0.15%N/AN/A
1-Year Return-3.48%34.00%Max Financial
Price-to-Sales Ratio (TTM)1.511.13Max Financial
Enterprise Value$1,837.59B$551.60BSBI Life Insurance
EV/Revenue Ratio1.521.16Max Financial
Revenue per Share (TTM)$1,210$1,382Max Financial
Earnings per Share (Diluted)$24.89$7.96SBI Life Insurance
Beta (Stock Volatility)0.400.71SBI Life Insurance
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

SBI Life Insurance vs Max Financial Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
SBI Life Insurance-0.40%0.73%-1.61%-1.41%15.75%29.76%
Max Financial-1.22%3.05%-4.02%-2.07%36.94%43.75%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
SBI Life Insurance-3.48%45.32%121.90%160.80%160.80%160.80%
Max Financial34.00%107.83%156.33%206.82%829.83%1,300.21%

News Based Sentiment: SBI Life Insurance vs Max Financial

SBI Life Insurance

News based Sentiment: POSITIVE

September brought a mix of positive developments for SBI Life, including strong Q2 earnings, an analyst upgrade with a significantly increased price target, and a commitment to social responsibility. While some concerns remain regarding new business premium and a minor price target reduction from JPMorgan, the overall narrative suggests continued growth potential and a cautiously optimistic outlook for investors.

View SBI Life Insurance News Sentiment Analysis

Max Financial

News based Sentiment: MIXED

September presented a mixed bag for Max Financial Services, with a promising new product launch and positive analyst outlook offset by institutional selling and share price volatility. While the company is actively pursuing growth, investor caution and valuation concerns remain key considerations.

View Max Financial News Sentiment Analysis

Performance & Financial Health Analysis: SBI Life Insurance vs Max Financial

MetricSBILIFEMFSL
Market Information
Market Cap i₹1.83T₹546.30B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i793,530480,645
90 Day Avg. Volume i835,829563,380
Last Close₹1,809.80₹1,565.60
52 Week Range₹1,372.55 - ₹1,913.00₹950.00 - ₹1,674.80
% from 52W High-5.39%-6.52%
All-Time High₹1,936.00 (Sep 02, 2024)₹1,674.80 (Aug 18, 2025)
% from All-Time High-6.52%-6.52%
Growth Metrics
Quarterly Revenue Growth0.13%0.09%
Quarterly Earnings Growth0.14%-0.45%
Financial Health
Profit Margin (TTM) i0.02%0.01%
Operating Margin (TTM) i0.02%0.01%
Return on Equity (TTM) i0.15%0.05%
Debt to Equity (MRQ) i0.0022.45
Cash & Liquidity
Book Value per Share (MRQ)₹177.97₹152.24
Cash per Share (MRQ)₹24.34₹32.66
Operating Cash Flow (TTM) iN/A₹-83,216,556,000
Levered Free Cash Flow (TTM) i₹24.13B₹3.27B
Dividends
Last 12-Month Dividend Yield i0.15%N/A
Last 12-Month Dividend i₹2.70₹0.00

Valuation & Enterprise Metrics Analysis: SBI Life Insurance vs Max Financial

MetricSBILIFEMFSL
Price Ratios
P/E Ratio (TTM) i73.10195.57
Forward P/E i69.42108.86
PEG Ratio i5.13-4.35
Price to Sales (TTM) i1.511.13
Price to Book (MRQ) i10.2210.23
Market Capitalization
Market Capitalization i₹1.83T₹546.30B
Enterprise Value i₹1.84T₹551.60B
Enterprise Value Metrics
Enterprise to Revenue i1.521.16
Enterprise to EBITDA iN/A72.20
Risk & Other Metrics
Beta i0.400.71
Book Value per Share (MRQ) i₹177.97₹152.24

Financial Statements Comparison: SBI Life Insurance vs Max Financial

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SBILIFEMFSL
Revenue/Sales i₹390.13B₹128.22B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i₹6.11B₹1.01B
Income Tax i₹165.80M₹145.00M
Net Income (Profit) i₹5.94B₹869.80M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SBILIFEMFSL
Cash & Equivalents i₹24.40B₹14.54B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt iN/A₹14.42B
Total Shareholders Equity i₹178.38B₹64.03B
Retained Earnings iN/A₹3.95B
Property, Plant & Equipment iN/A₹7.71B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SBILIFEMFSL
Operating Cash Flow iN/AN/A
Capital Expenditures i₹-304.32MN/A
Free Cash Flow i₹7.29BN/A
Debt Repayment i₹0N/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSBILIFEMFSL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i793,530480,645
Average Daily Volume (90 Day) i835,829563,380
Shares Outstanding i1.00B343.45M
Float Shares i405.97M248.59M
% Held by Insiders i0.58%0.03%
% Held by Institutions i0.29%0.84%

Dividend Analysis & Yield Comparison: SBI Life Insurance vs Max Financial

MetricSBILIFEMFSL
Last 12-Month Dividend i₹2.70₹0.00
Last 12-Month Dividend Yield i0.15%N/A
3-Year Avg Annual Dividend i₹2.63₹0.00
3-Year Avg Dividend Yield i0.20%N/A
3-Year Total Dividends i₹7.90₹0.00
Ex-Dividend DateMar 07, 2025N/A