SBI Life Insurance [SBILIFE] vs Max Financial [MFSL] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: SBI Life Insurance Co. Ltd. wins in 12 metrics, Max Financial Services Ltd. wins in 4 metrics, with 1 ties. SBI Life Insurance Co. Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | SBI Life Insurance Co. Ltd. | Max Financial Services Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 74.04 | 377.16 | SBI Life Insurance Co. Ltd. |
| Price-to-Book Ratio | 9.64 | 20.02 | SBI Life Insurance Co. Ltd. |
| Debt-to-Equity Ratio | 0.00 | 12.67 | Tie |
| PEG Ratio | 8.51 | -11.11 | SBI Life Insurance Co. Ltd. |
| EV/EBITDA | 66.49 | 111.36 | SBI Life Insurance Co. Ltd. |
| Profit Margin (TTM) | 2.20% | 0.29% | SBI Life Insurance Co. Ltd. |
| Operating Margin (TTM) | 20.51% | 4.60% | SBI Life Insurance Co. Ltd. |
| EBITDA Margin (TTM) | 20.51% | 4.60% | SBI Life Insurance Co. Ltd. |
| Return on Equity | 13.70% | 5.11% | SBI Life Insurance Co. Ltd. |
| Return on Assets (TTM) | 0.35% | 0.17% | SBI Life Insurance Co. Ltd. |
| Free Cash Flow (TTM) | $343.38B | $81.34B | SBI Life Insurance Co. Ltd. |
| Dividend Yield | 0.28% | N/A | N/A |
| 1-Year Return | -2.80% | 3.47% | Max Financial Services Ltd. |
| Price-to-Sales Ratio (TTM) | 1.63 | 1.12 | Max Financial Services Ltd. |
| Enterprise Value | $1,858.92B | $435.49B | SBI Life Insurance Co. Ltd. |
| EV/Revenue Ratio | 1.65 | 0.88 | Max Financial Services Ltd. |
| Revenue per Share (TTM) | $1,121 | $1,439 | Max Financial Services Ltd. |
| Earnings per Share (Diluted) | $24.69 | $4.23 | SBI Life Insurance Co. Ltd. |
| Beta (Stock Volatility) | N/A | 0.69 | N/A |
SBI Life Insurance Co. Ltd. vs Max Financial Services Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| SBI Life Insurance Co. Ltd. | 3.14% | -0.28% | -5.63% | -7.84% | -13.53% | -13.77% |
| Max Financial Services Ltd. | 3.39% | 3.49% | 1.78% | -0.77% | -3.87% | -2.47% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| SBI Life Insurance Co. Ltd. | -2.80% | 33.14% | 73.63% | 144.85% | 144.85% | 144.85% |
| Max Financial Services Ltd. | 3.47% | 128.81% | 61.42% | 233.23% | 788.83% | 976.05% |
Performance & Financial Health Analysis: SBI Life Insurance Co. Ltd. vs Max Financial Services Ltd.
| Metric | SBILIFE | MFSL |
|---|---|---|
| Market Information | ||
| Market Cap | ₹1.83T | ₹550.60B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 1,968,107 | 837,073 |
| 90 Day Avg. Volume | 1,457,648 | 950,318 |
| Last Close | ₹1,759.50 | ₹1,632.60 |
| 52 Week Range | ₹1,700.40 - ₹2,132.00 | ₹1,433.60 - ₹1,892.50 |
| % from 52W High | -17.47% | -13.73% |
| All-Time High | ₹2,132.00 (Feb 23, 2026) | ₹1,892.50 (Feb 23, 2026) |
| % from All-Time High | -17.47% | -13.73% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.82% | -0.40% |
| Quarterly Earnings Growth | -0.01% | N/A |
| Financial Health | ||
| Profit Margin (TTM) | 0.02% | 0.00% |
| Operating Margin (TTM) | 0.21% | 0.05% |
| Return on Equity (TTM) | 0.14% | 0.05% |
| Debt to Equity (MRQ) | 0.00 | 12.67 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹189.62 | ₹79.70 |
| Cash per Share (MRQ) | ₹31.97 | ₹16.68 |
| Operating Cash Flow (TTM) | ₹345.23B | ₹-83,216,556,000 |
| Levered Free Cash Flow (TTM) | ₹12.80B | ₹3.27B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.28% | N/A |
| Last 12-Month Dividend | ₹5.40 | ₹0.00 |
Valuation & Enterprise Metrics Analysis: SBI Life Insurance Co. Ltd. vs Max Financial Services Ltd.
| Metric | SBILIFE (Apr 24, 2026) | MFSL (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 74.04 | 377.16 |
| Forward P/E | 49.96 | 115.78 |
| PEG Ratio | 8.51 | -11.11 |
| Price to Sales (TTM) | 1.63 | 1.12 |
| Price to Book (MRQ) | 9.64 | 20.02 |
| Market Capitalization | ||
| Market Capitalization | ₹1.83T | ₹550.60B |
| Enterprise Value | ₹1.86T | ₹435.49B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.65 | 0.88 |
| Enterprise to EBITDA | 66.49 | 111.36 |
| Risk & Other Metrics | ||
| Beta | N/A | 0.69 |
| Book Value per Share (MRQ) | ₹189.62 | ₹79.70 |
Financial Statements Comparison: SBI Life Insurance Co. Ltd. vs Max Financial Services Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | SBILIFE (2026) | MFSL (2025) |
|---|---|---|
| Revenue/Sales | 1.12T | 463.96B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 25.37B | 4.50B |
| Pre-Tax Income % of Revenue | 2.3% | 1.0% |
| Income Tax | 671.00M | 433.59M |
| Income Tax % of Revenue | 0.1% | 0.1% |
| Net Income (Profit) | 24.70B | 4.03B |
| Profit Margin | 2.2% | 0.9% |
Balance Sheet & Liquidity Metrics
| Metric | SBILIFE (2026) | MFSL (2025) |
|---|---|---|
| Cash & Equivalents | 32.08B | 14.54B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | N/A | 14.42B |
| Long-Term Debt % of Revenue | 0.0% | 3.1% |
| Total Shareholders Equity | 190.86B | 64.03B |
| Retained Earnings | N/A | 3.95B |
| Retained Earnings % of Revenue | 0.0% | 0.9% |
| Property, Plant & Equipment | N/A | 7.71B |
Cash Flow Statement Comparison
| Metric | SBILIFE (2026) | MFSL (2025) |
|---|---|---|
| Operating Cash Flow | N/A | -83.22B |
| Operating Cash Flow % of Revenue | 0.0% | -17.9% |
| Capital Expenditures | -1.85B | 21.58M |
| Free Cash Flow | 343.38B | 81.34B |
| FCF Margin | 30.6% | 17.5% |
| Debt Repayment | 0 | N/A |
| Common Stock Repurchase | N/A | -406.38M |
Short Interest & Institutional Ownership Analysis
| Metric | SBILIFE | MFSL |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 1.00B | 345.11M |
| Float Shares | 970.18M | 206.10M |
| % Held by Insiders | 58.47% | 2.08% |
| % Held by Institutions | 29.45% | 84.66% |
| % Held by Public | 12.08% | 13.26% |
Dividend Analysis & Yield Comparison: SBI Life Insurance Co. Ltd. vs Max Financial Services Ltd.
| Metric | SBILIFE | MFSL |
|---|---|---|
| Last 12-Month Dividend | ₹5.40 | ₹0.00 |
| Last 12-Month Dividend Yield | 0.28% | N/A |
| 3-Year Avg Annual Dividend | ₹3.53 | ₹0.00 |
| 3-Year Avg Dividend Yield | 0.18% | N/A |
| 3-Year Total Dividends | ₹10.60 | ₹0.00 |
| Ex-Dividend Date | Mar 06, 2026 | N/A |