Star Health [STARHEALTH] vs LIC Housing Finance [LICHSGFIN] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Star Health and Allied Insurance Company Limited wins in 8 metrics, LIC Housing Finance Ltd. wins in 9 metrics, with 0 ties. LIC Housing Finance Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Star Health and Allied Insurance Company Limited | LIC Housing Finance Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 67.30 | 5.61 | LIC Housing Finance Ltd. |
| Price-to-Book Ratio | 3.94 | 0.80 | LIC Housing Finance Ltd. |
| Debt-to-Equity Ratio | 6.18 | 679.25 | Star Health and Allied Insurance Company Limited |
| PEG Ratio | 4.57 | 1.06 | LIC Housing Finance Ltd. |
| EV/EBITDA | 36.00 | N/A | N/A |
| Profit Margin (TTM) | 2.58% | 65.14% | LIC Housing Finance Ltd. |
| Operating Margin (TTM) | 3.79% | 83.10% | LIC Housing Finance Ltd. |
| EBITDA Margin (TTM) | 3.79% | 83.10% | LIC Housing Finance Ltd. |
| Return on Equity | 9.08% | 14.97% | LIC Housing Finance Ltd. |
| Return on Assets (TTM) | 3.11% | 1.73% | Star Health and Allied Insurance Company Limited |
| Free Cash Flow (TTM) | $12.96B | $-166.83B | Star Health and Allied Insurance Company Limited |
| Dividend Yield | N/A | 3.29% | N/A |
| 1-Year Return | 17.11% | -6.75% | Star Health and Allied Insurance Company Limited |
| Price-to-Sales Ratio (TTM) | 1.73 | 3.65 | Star Health and Allied Insurance Company Limited |
| Enterprise Value | $243.84B | $2,916.72B | LIC Housing Finance Ltd. |
| EV/Revenue Ratio | 1.41 | 34.64 | Star Health and Allied Insurance Company Limited |
| Revenue per Share (TTM) | $294 | $153 | Star Health and Allied Insurance Company Limited |
| Earnings per Share (Diluted) | $7.56 | $99.69 | LIC Housing Finance Ltd. |
| Beta (Stock Volatility) | 0.10 | 0.24 | Star Health and Allied Insurance Company Limited |
Star Health and Allied Insurance Company Limited vs LIC Housing Finance Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Star Health and Allied Insurance Company Limited | 1.98% | 2.90% | 5.62% | 15.84% | 13.59% | 14.03% |
| LIC Housing Finance Ltd. | -1.01% | 2.38% | 1.24% | 10.44% | 4.21% | 3.36% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Star Health and Allied Insurance Company Limited | 17.11% | -2.05% | -42.70% | -42.70% | -42.70% | -42.70% |
| LIC Housing Finance Ltd. | -6.75% | 44.80% | 19.07% | 17.88% | 144.59% | 1,735.63% |
Performance & Financial Health Analysis: Star Health and Allied Insurance Company Limited vs LIC Housing Finance Ltd.
| Metric | STARHEALTH | LICHSGFIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹303.85B | ₹300.09B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 494,311 | 1,706,876 |
| 90 Day Avg. Volume | 467,540 | 2,012,803 |
| Last Close | ₹529.90 | ₹553.85 |
| 52 Week Range | ₹412.60 - ₹586.25 | ₹458.90 - ₹646.50 |
| % from 52W High | -9.61% | -14.33% |
| All-Time High | ₹940.00 (Dec 06, 2021) | ₹826.75 (Jul 15, 2024) |
| % from All-Time High | -43.63% | -33.01% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.10% | -0.02% |
| Quarterly Earnings Growth | -0.40% | -0.03% |
| Financial Health | ||
| Profit Margin (TTM) | 0.03% | 0.65% |
| Operating Margin (TTM) | 0.04% | 0.83% |
| Return on Equity (TTM) | 0.09% | 0.15% |
| Debt to Equity (MRQ) | 6.18 | 679.25 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹129.30 | ₹700.24 |
| Cash per Share (MRQ) | ₹102.06 | ₹19.29 |
| Operating Cash Flow (TTM) | N/A | ₹-14,103,100,000 |
| Levered Free Cash Flow (TTM) | ₹6.46B | ₹54.42B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 3.29% |
| Last 12-Month Dividend | N/A | ₹19.00 |
Valuation & Enterprise Metrics Analysis: Star Health and Allied Insurance Company Limited vs LIC Housing Finance Ltd.
| Metric | STARHEALTH (Apr 24, 2026) | LICHSGFIN (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 67.30 | 5.61 |
| Forward P/E | 19.95 | 5.42 |
| PEG Ratio | 4.57 | 1.06 |
| Price to Sales (TTM) | 1.73 | 3.65 |
| Price to Book (MRQ) | 3.94 | 0.80 |
| Market Capitalization | ||
| Market Capitalization | ₹303.85B | ₹300.09B |
| Enterprise Value | ₹243.84B | ₹2.92T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.41 | 34.64 |
| Enterprise to EBITDA | 36.00 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.10 | 0.24 |
| Book Value per Share (MRQ) | ₹129.30 | ₹700.24 |
Financial Statements Comparison: Star Health and Allied Insurance Company Limited vs LIC Housing Finance Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | STARHEALTH (2025) | LICHSGFIN (2025) |
|---|---|---|
| Revenue/Sales | 164.88B | 81.95B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 8.61B | 68.79B |
| Pre-Tax Income % of Revenue | 5.2% | 83.9% |
| Income Tax | 2.15B | 14.36B |
| Income Tax % of Revenue | 1.3% | 17.5% |
| Net Income (Profit) | 6.46B | 54.43B |
| Profit Margin | 3.9% | 66.4% |
Balance Sheet & Liquidity Metrics
| Metric | STARHEALTH (2025) | LICHSGFIN (2025) |
|---|---|---|
| Cash & Equivalents | 6.68B | 14.38B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 4.70B | 2.63T |
| Long-Term Debt % of Revenue | 2.9% | 3,203.7% |
| Total Shareholders Equity | 71.12B | 363.56B |
| Retained Earnings | 3.59B | 99.87B |
| Retained Earnings % of Revenue | 2.2% | 121.9% |
| Property, Plant & Equipment | 32.20M | 4.04B |
Cash Flow Statement Comparison
| Metric | STARHEALTH (2025) | LICHSGFIN (2025) |
|---|---|---|
| Operating Cash Flow | N/A | -14.10B |
| Operating Cash Flow % of Revenue | 0.0% | -17.2% |
| Capital Expenditures | -818.50M | -732.50M |
| Free Cash Flow | 12.96B | -166.83B |
| FCF Margin | 7.9% | -203.6% |
| Debt Repayment | 0 | -1.53T |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | STARHEALTH | LICHSGFIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 588.40M | 550.06M |
| Float Shares | 237.14M | 299.74M |
| % Held by Insiders | 63.15% | 2.35% |
| % Held by Institutions | 24.25% | 75.03% |
| % Held by Public | 12.60% | 22.62% |
Dividend Analysis & Yield Comparison: Star Health and Allied Insurance Company Limited vs LIC Housing Finance Ltd.
| Metric | STARHEALTH | LICHSGFIN |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹19.00 |
| Last 12-Month Dividend Yield | N/A | 3.29% |
| 3-Year Avg Annual Dividend | N/A | ₹14.83 |
| 3-Year Avg Dividend Yield | N/A | 1.86% |
| 3-Year Total Dividends | N/A | ₹44.50 |
| Ex-Dividend Date | N/A | Aug 22, 2025 |