Suryoday Small [SURYODAY] vs HDFC Bank Limited [HDFCBANK] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Suryoday Small Finance Bank Ltd. wins in 6 metrics, HDFC Bank Limited wins in 11 metrics, with 0 ties. HDFC Bank Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Suryoday Small Finance Bank Ltd. HDFC Bank Limited Better
P/E Ratio (TTM) 22.51 17.85 HDFC Bank Limited
Price-to-Book Ratio 0.76 2.18 Suryoday Small Finance Bank Ltd.
Debt-to-Equity Ratio 0.83 1.04 Suryoday Small Finance Bank Ltd.
PEG Ratio -1.16 -0.35 HDFC Bank Limited
Profit Margin (TTM) 6.11% 26.83% HDFC Bank Limited
Operating Margin (TTM) 15.10% 40.54% HDFC Bank Limited
EBITDA Margin (TTM) 15.10% 40.54% HDFC Bank Limited
Return on Equity 3.43% 13.82% HDFC Bank Limited
Return on Assets (TTM) 0.44% 1.70% HDFC Bank Limited
Free Cash Flow (TTM) $11.43B $1,129.22B HDFC Bank Limited
Dividend Yield N/A 1.09% N/A
1-Year Return 18.56% -19.44% Suryoday Small Finance Bank Ltd.
Price-to-Sales Ratio (TTM) 1.38 4.35 Suryoday Small Finance Bank Ltd.
Enterprise Value $22.76B $15,485.45B HDFC Bank Limited
EV/Revenue Ratio 2.03 5.47 Suryoday Small Finance Bank Ltd.
Revenue per Share (TTM) $105 $184 HDFC Bank Limited
Earnings per Share (Diluted) $6.45 $44.81 HDFC Bank Limited
Beta (Stock Volatility) 0.23 0.49 Suryoday Small Finance Bank Ltd.

Suryoday Small Finance Bank Ltd. vs HDFC Bank Limited Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Suryoday Small Finance Bank Ltd.1.32%0.95%2.73%36.49%26.67%21.34%
HDFC Bank Limited0.63%5.24%1.28%-7.52%-21.96%-21.57%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Suryoday Small Finance Bank Ltd.18.56%-0.73%-24.03%-38.93%-38.93%-38.93%
HDFC Bank Limited-19.44%-3.61%4.40%164.09%557.63%2,003.62%

Performance & Financial Health Analysis: Suryoday Small Finance Bank Ltd. vs HDFC Bank Limited

MetricSURYODAYHDFCBANK
Market Information
Market Cap i₹15.43B₹12.07T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i235,42146,991,486
90 Day Avg. Volume i325,55256,548,432
Last Close₹171.89₹777.35
52 Week Range₹115.41 - ₹190.78₹726.65 - ₹1,020.50
% from 52W High-9.90%-23.83%
All-Time High₹296.35 (Mar 22, 2021)₹2,037.70 (Jul 24, 2025)
% from All-Time High-42.00%-61.85%
Growth Metrics
Quarterly Revenue Growth0.15%-0.02%
Quarterly Earnings Growth0.10%0.08%
Financial Health
Profit Margin (TTM) i0.06%0.27%
Operating Margin (TTM) i0.15%0.41%
Return on Equity (TTM) i0.03%0.14%
Debt to Equity (MRQ) i0.831.04
Cash & Liquidity
Book Value per Share (MRQ)₹190.93₹367.24
Cash per Share (MRQ)₹89.15₹202.63
Operating Cash Flow (TTM) i₹670.41M₹-2,752,336,887,808
Levered Free Cash Flow (TTM) i₹1.15B₹673.51B
Dividends
Last 12-Month Dividend Yield iN/A1.09%
Last 12-Month Dividend iN/A₹22.00

Valuation & Enterprise Metrics Analysis: Suryoday Small Finance Bank Ltd. vs HDFC Bank Limited

MetricSURYODAY (Apr 26, 2026)HDFCBANK (Apr 23, 2026)
Price Ratios
P/E Ratio (TTM) i22.5117.85
Forward P/E i5.6512.73
PEG Ratio i-1.16-0.35
Price to Sales (TTM) i1.384.35
Price to Book (MRQ) i0.762.18
Market Capitalization
Market Capitalization i₹15.43B₹12.07T
Enterprise Value i₹22.76B₹15.49T
Enterprise Value Metrics
Enterprise to Revenue i2.035.47
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.230.49
Book Value per Share (MRQ) i₹190.93₹367.24

Financial Statements Comparison: Suryoday Small Finance Bank Ltd. vs HDFC Bank Limited

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSURYODAY (2025)HDFCBANK (2025)
Revenue/Sales i13.23B2.37T
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i1.44B861.55B
Pre-Tax Income % of Revenue i10.9%36.3%
Income Tax i288.70M175.01B
Income Tax % of Revenue i2.2%7.4%
Net Income (Profit) i1.15B686.53B
Profit Margin i8.7%28.9%

Balance Sheet & Liquidity Metrics

MetricSURYODAY (2025)HDFCBANK (2025)
Cash & Equivalents i17.09B3.22T
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i24.85B6.02T
Long-Term Debt % of Revenue i187.8%253.9%
Total Shareholders Equity i19.27B8.62T
Retained Earnings i4.07B2.10T
Retained Earnings % of Revenue i30.8%88.5%
Property, Plant & Equipment i3.55B215.96B

Cash Flow Statement Comparison

MetricSURYODAY (2025)HDFCBANK (2025)
Operating Cash Flow i670.41M795.18B
Operating Cash Flow % of Revenue i5.1%33.5%
Capital Expenditures i-1.77B-65.42B
Free Cash Flow i11.43B1.13T
FCF Margin i86.4%47.6%
Debt Repayment iN/A-1.46T
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSURYODAYHDFCBANK
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i106.29M15.34B
Float Shares i65.23M15.33B
% Held by Insiders i35.12%0.17%
% Held by Institutions i18.60%58.26%
% Held by Public i46.28%41.57%

Dividend Analysis & Yield Comparison: Suryoday Small Finance Bank Ltd. vs HDFC Bank Limited

MetricSURYODAYHDFCBANK
Last 12-Month Dividend iN/A₹22.00
Last 12-Month Dividend Yield iN/A1.09%
3-Year Avg Annual Dividend iN/A₹20.17
3-Year Avg Dividend Yield iN/A1.19%
3-Year Total Dividends iN/A₹60.50
Ex-Dividend DateN/AJun 27, 2025