Transwarranty [TFL] vs Times Guaranty [TIMESGTY] Detailed Stock Comparison

Transwarranty Finance Ltd.

NSE
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Times Guaranty Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Transwarranty Finance Ltd. wins in 5 metrics, Times Guaranty Ltd. wins in 11 metrics, with 1 ties. Times Guaranty Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Transwarranty Finance Ltd. Times Guaranty Ltd. Better
P/E Ratio (TTM) 99.87 110.08 Transwarranty Finance Ltd.
Price-to-Book Ratio 2.28 5.45 Transwarranty Finance Ltd.
Debt-to-Equity Ratio 101.48 0.00 Tie
PEG Ratio -1.60 N/A N/A
EV/EBITDA -43.65 88.28 Times Guaranty Ltd.
Profit Margin (TTM) -57.07% 66.50% Times Guaranty Ltd.
Operating Margin (TTM) -31.52% 88.24% Times Guaranty Ltd.
EBITDA Margin (TTM) N/A 88.24% N/A
Return on Equity -14.42% 5.04% Times Guaranty Ltd.
Return on Assets (TTM) -5.08% 3.77% Times Guaranty Ltd.
Free Cash Flow (TTM) $-47.95M $-8.11M Times Guaranty Ltd.
1-Year Return -28.52% 44.30% Times Guaranty Ltd.
Price-to-Sales Ratio (TTM) 6.53 72.93 Transwarranty Finance Ltd.
Enterprise Value $935.19M $2.49B Times Guaranty Ltd.
EV/Revenue Ratio 9.13 70.42 Transwarranty Finance Ltd.
Gross Profit Margin (TTM) -2.50% 92.69% Times Guaranty Ltd.
Revenue per Share (TTM) $2 $4 Times Guaranty Ltd.
Earnings per Share (Diluted) $-1.10 $2.60 Times Guaranty Ltd.
Beta (Stock Volatility) 0.17 0.86 Transwarranty Finance Ltd.

Transwarranty Finance Ltd. vs Times Guaranty Ltd. Stock Performance Analysis

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TFL
TIMESGTY

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Transwarranty Finance Ltd.0.33%-1.64%-1.15%0.59%-10.57%-21.85%
Times Guaranty Ltd.2.45%1.67%-8.45%-2.62%-12.96%-15.63%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Transwarranty Finance Ltd.-28.52%33.11%176.67%48.45%-12.68%-72.09%
Times Guaranty Ltd.44.30%333.06%304.02%1,105.00%549.60%1,790.20%

Performance & Financial Health Analysis: Transwarranty Finance Ltd. vs Times Guaranty Ltd.

MetricTFLTIMESGTY
Market Information
Market Cap i₹688.40M₹2.36B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i19,549389
90 Day Avg. Volume i43,4952,895
Last Close₹12.02₹246.90
52 Week Range₹10.72 - ₹21.50₹160.15 - ₹332.55
% from 52W High-44.09%-25.76%
All-Time High₹1,125.00 (Nov 13, 2023)₹332.55 (Dec 08, 2025)
% from All-Time High-98.93%-25.76%
Growth Metrics
Quarterly Revenue Growth0.69%0.18%
Quarterly Earnings Growth-0.12%0.86%
Financial Health
Profit Margin (TTM) i-0.57%0.67%
Operating Margin (TTM) i-0.32%0.88%
Return on Equity (TTM) i-0.14%0.05%
Debt to Equity (MRQ) i101.480.00
Cash & Liquidity
Book Value per Share (MRQ)₹5.33₹52.48
Cash per Share (MRQ)₹1.63₹18.88
Operating Cash Flow (TTM) i₹-78,778,000₹-8,111,000
Levered Free Cash Flow (TTM) i₹-50,779,000₹21.69M
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend i₹0.00N/A

Valuation & Enterprise Metrics Analysis: Transwarranty Finance Ltd. vs Times Guaranty Ltd.

MetricTFL (Apr 24, 2026)TIMESGTY (Oct 15, 2025)
Price Ratios
P/E Ratio (TTM) i99.87110.08
Forward P/E iN/AN/A
PEG Ratio i-1.60N/A
Price to Sales (TTM) i6.5372.93
Price to Book (MRQ) i2.285.45
Market Capitalization
Market Capitalization i₹688.40M₹2.36B
Enterprise Value i₹935.19M₹2.49B
Enterprise Value Metrics
Enterprise to Revenue i9.1370.42
Enterprise to EBITDA i-43.6588.28
Risk & Other Metrics
Beta i0.170.86
Book Value per Share (MRQ) i₹5.33₹52.48

Financial Statements Comparison: Transwarranty Finance Ltd. vs Times Guaranty Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricTFL (2025)TIMESGTY (2025)
Revenue/Sales i126.28M12.48M
Cost of Goods Sold i124.50M953,000
COGS % of Revenue i98.6%7.6%
Gross Profit i1.79M11.53M
Gross Margin i1.4%92.4%
Research & Development iN/AN/A
Operating Income (EBIT) i-54.32M4.85M
Operating Margin i-43.0%38.9%
EBITDA i-21.43M28.15M
EBITDA Margin i-17.0%225.6%
Pre-Tax Income i-47.71M28.15M
Pre-Tax Income % of Revenue i-37.8%225.6%
Income Tax i6.37M4.68M
Income Tax % of Revenue i5.0%37.5%
Net Income (Profit) i-54.08M23.47M
Profit Margin i-42.8%188.1%

Balance Sheet & Liquidity Metrics

MetricTFL (2025)TIMESGTY (2025)
Cash & Equivalents i14.99M21.82M
Total Current Assets i463.34M256.34M
Total Current Assets % of Revenue i366.9%2,054.0%
Total Current Liabilities i331.39M1.67M
Total Current Liabilities % of Revenue i262.4%13.4%
Long-Term Debt i299.00M0
Long-Term Debt % of Revenue i236.8%0.0%
Total Shareholders Equity i352.10M477.68M
Retained Earnings i-286.31M262.92M
Retained Earnings % of Revenue i-226.7%2,106.7%
Property, Plant & Equipment i82.05MN/A

Cash Flow Statement Comparison

MetricTFL (2025)TIMESGTY (2025)
Operating Cash Flow i-78.78M-5.14M
Operating Cash Flow % of Revenue i-62.4%-41.2%
Capital Expenditures i-2.25MN/A
Free Cash Flow i-47.95M-8.11M
FCF Margin i-38.0%-65.0%
Debt Repayment iN/AN/A
Common Stock Repurchase i-29.92MN/A

Short Interest & Institutional Ownership Analysis

MetricTFLTIMESGTY
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i55.12M8.99M
Float Shares i16.00M2.07M
% Held by Insiders i66.60%74.92%
% Held by Institutions i0.00%0.00%
% Held by Public i33.40%25.08%

Dividend Analysis & Yield Comparison: Transwarranty Finance Ltd. vs Times Guaranty Ltd.

MetricTFLTIMESGTY
Last 12-Month Dividend i₹0.00N/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend i₹0.00N/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends i₹0.00N/A
Ex-Dividend DateN/AN/A