Federal Agricultural [AGM] vs Encore Capital [ECPG] Detailed Stock Comparison

Federal Agricultural Mortgage Corporation

NYSE
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Encore Capital Group Inc.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Federal Agricultural Mortgage Corporation wins in 8 metrics, Encore Capital Group Inc. wins in 10 metrics, with 0 ties. Encore Capital Group Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Federal Agricultural Mortgage Corporation Encore Capital Group Inc. Better
P/E Ratio (TTM) 10.44 7.65 Encore Capital Group Inc.
Price-to-Book Ratio 1.55 1.85 Federal Agricultural Mortgage Corporation
Debt-to-Equity Ratio 1,931.97 418.03 Encore Capital Group Inc.
PEG Ratio -0.52 -0.06 Encore Capital Group Inc.
EV/EBITDA N/A 8.72 N/A
Profit Margin (TTM) 55.71% 14.52% Federal Agricultural Mortgage Corporation
Operating Margin (TTM) 65.51% 36.62% Federal Agricultural Mortgage Corporation
EBITDA Margin (TTM) 65.51% 36.62% Federal Agricultural Mortgage Corporation
Return on Equity 12.93% 29.45% Encore Capital Group Inc.
Return on Assets (TTM) 0.62% 7.73% Encore Capital Group Inc.
Free Cash Flow (TTM) $80.06M $126.93M Encore Capital Group Inc.
Dividend Yield 4.13% N/A N/A
1-Year Return -1.96% 113.38% Encore Capital Group Inc.
Price-to-Sales Ratio (TTM) 5.06 1.05 Encore Capital Group Inc.
Enterprise Value $34.65B $5.71B Federal Agricultural Mortgage Corporation
EV/Revenue Ratio 93.06 3.23 Encore Capital Group Inc.
Gross Profit Margin (TTM) N/A 55.09% N/A
Revenue per Share (TTM) $34 $76 Encore Capital Group Inc.
Earnings per Share (Diluted) $16.61 $10.91 Federal Agricultural Mortgage Corporation
Beta (Stock Volatility) 0.97 1.27 Federal Agricultural Mortgage Corporation
Short % of Float 0.11% 8.21% Federal Agricultural Mortgage Corporation

Federal Agricultural Mortgage Corporation vs Encore Capital Group Inc. Stock Performance Analysis

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AGM
ECPG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Federal Agricultural Mortgage Corporation0.74%1.03%5.86%22.49%2.70%3.98%
Encore Capital Group Inc.1.61%2.93%1.26%24.36%53.88%47.83%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Federal Agricultural Mortgage Corporation-1.96%22.63%86.99%425.12%811.01%596.67%
Encore Capital Group Inc.113.38%66.65%71.28%233.36%174.70%597.00%

Performance & Financial Health Analysis: Federal Agricultural Mortgage Corporation vs Encore Capital Group Inc.

MetricAGMECPG
Market Information
Market Cap i$1.88B$1.88B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i87,912391,438
90 Day Avg. Volume i115,861328,879
Last Close$183.46$82.65
52 Week Range$136.57 - $210.64$35.67 - $92.64
% from 52W High-12.90%-10.78%
All-Time High$217.60 (Jul 22, 2024)$92.64 (May 07, 2026)
% from All-Time High-15.69%-10.78%
Growth Metrics
Quarterly Revenue Growth-0.06%0.78%
Quarterly Earnings Growth-0.15%0.78%
Financial Health
Profit Margin (TTM) i0.56%0.15%
Operating Margin (TTM) i0.66%0.37%
Return on Equity (TTM) i0.13%0.29%
Debt to Equity (MRQ) i1,931.97418.03
Cash & Liquidity
Book Value per Share (MRQ)$111.54$45.04
Cash per Share (MRQ)$87.64$7.32
Operating Cash Flow (TTM) i$80.06M$153.20M
Levered Free Cash Flow (TTM) i$182.49M$-377,221,376
Dividends
Last 12-Month Dividend Yield i4.13%N/A
Last 12-Month Dividend i$6.10N/A

Valuation & Enterprise Metrics Analysis: Federal Agricultural Mortgage Corporation vs Encore Capital Group Inc.

MetricAGM (Apr 26, 2026)ECPG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i10.447.65
Forward P/E i8.316.25
PEG Ratio i-0.52-0.06
Price to Sales (TTM) i5.061.05
Price to Book (MRQ) i1.551.85
Market Capitalization
Market Capitalization i$1.88B$1.88B
Enterprise Value i$34.65B$5.71B
Enterprise Value Metrics
Enterprise to Revenue i93.063.23
Enterprise to EBITDA iN/A8.72
Risk & Other Metrics
Beta i0.971.27
Book Value per Share (MRQ) i$111.54$45.04

Financial Statements Comparison: Federal Agricultural Mortgage Corporation vs Encore Capital Group Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricAGM (2025)ECPG (2025)
Revenue/Sales i408.37M1.77B
Cost of Goods Sold iN/A802.97M
COGS % of Revenue i0.0%45.4%
Gross Profit iN/A965.83M
Gross Margin i0.0%54.6%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A626.65M
Operating Margin i0.0%35.4%
EBITDA iN/A647.01M
EBITDA Margin i0.0%36.6%
Pre-Tax Income i255.71M336.16M
Pre-Tax Income % of Revenue i62.6%19.0%
Income Tax i48.30M79.33M
Income Tax % of Revenue i11.8%4.5%
Net Income (Profit) i207.42M256.83M
Profit Margin i50.8%14.5%

Balance Sheet & Liquidity Metrics

MetricAGM (2025)ECPG (2025)
Cash & Equivalents i906.59M156.78M
Total Current Assets iN/A240.15M
Total Current Assets % of Revenue i0.0%13.6%
Total Current Liabilities iN/A230.26M
Total Current Liabilities % of Revenue i0.0%13.0%
Long-Term Debt i21.92B4.00B
Long-Term Debt % of Revenue i5,366.8%226.2%
Total Shareholders Equity i1.72B976.75M
Retained Earnings i1.05B1.10B
Retained Earnings % of Revenue i256.5%62.5%
Property, Plant & Equipment iN/A58.15M

Cash Flow Statement Comparison

MetricAGM (2025)ECPG (2025)
Operating Cash Flow i211.15M153.20M
Operating Cash Flow % of Revenue i51.7%8.7%
Capital Expenditures i011.38M
Free Cash Flow i80.06M126.93M
FCF Margin i19.6%7.2%
Debt Repayment i-87.02B-1.62B
Common Stock Repurchase i-12.89M-90.40M

Short Interest & Institutional Ownership Analysis

MetricAGMECPG
Shares Short i10,2411.19M
Short Ratio i0.084.10
Short % of Float i0.11%8.21%
Shares Outstanding i10.86M21.69M
Float Shares i10.21M20.74M
% Held by Insiders i1.56%4.12%
% Held by Institutions i87.95%107.19%
% Held by Public i10.49%-11.31%

Dividend Analysis & Yield Comparison: Federal Agricultural Mortgage Corporation vs Encore Capital Group Inc.

MetricAGMECPG
Last 12-Month Dividend i$6.10N/A
Last 12-Month Dividend Yield i4.13%N/A
3-Year Avg Annual Dividend i$5.50N/A
3-Year Avg Dividend Yield i0.78%N/A
3-Year Total Dividends i$16.50N/A
Ex-Dividend DateMar 16, 2026N/A