Aspen Insurance [AHL] vs Selective Insurance [SIGI] Detailed Stock Comparison

Aspen Insurance Holdings Ltd.

NYSE
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Selective Insurance Group Inc.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Aspen Insurance Holdings Ltd. wins in 7 metrics, Selective Insurance Group Inc. wins in 11 metrics, with 0 ties. Selective Insurance Group Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Aspen Insurance Holdings Ltd. Selective Insurance Group Inc. Better
P/E Ratio (TTM) 6.06 10.36 Aspen Insurance Holdings Ltd.
Price-to-Book Ratio 1.28 1.37 Aspen Insurance Holdings Ltd.
Debt-to-Equity Ratio 10.98 27.91 Aspen Insurance Holdings Ltd.
PEG Ratio -0.11 0.16 Selective Insurance Group Inc.
EV/EBITDA 4.49 8.07 Aspen Insurance Holdings Ltd.
Profit Margin (TTM) 12.22% 8.74% Aspen Insurance Holdings Ltd.
Operating Margin (TTM) 13.26% 15.33% Selective Insurance Group Inc.
EBITDA Margin (TTM) 13.26% 15.33% Selective Insurance Group Inc.
Return on Equity 12.50% 13.86% Selective Insurance Group Inc.
Return on Assets (TTM) 1.68% 2.79% Selective Insurance Group Inc.
Free Cash Flow (TTM) $537.40M $1.19B Selective Insurance Group Inc.
Dividend Yield N/A 2.36% N/A
1-Year Return 8.82% 8.56% Aspen Insurance Holdings Ltd.
Price-to-Sales Ratio (TTM) 1.06 0.87 Selective Insurance Group Inc.
Enterprise Value $2.01B $5.42B Selective Insurance Group Inc.
EV/Revenue Ratio 0.63 1.02 Aspen Insurance Holdings Ltd.
Revenue per Share (TTM) $53 $88 Selective Insurance Group Inc.
Earnings per Share (Diluted) $6.06 $7.49 Selective Insurance Group Inc.
Beta (Stock Volatility) N/A 0.26 N/A
Short % of Float 12.34% 2.79% Selective Insurance Group Inc.

Aspen Insurance Holdings Ltd. vs Selective Insurance Group Inc. Stock Performance Analysis

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AHL
SIGI

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Aspen Insurance Holdings Ltd.-0.03%0.40%0.64%1.60%14.33%0.86%
Selective Insurance Group Inc.-0.15%5.01%4.61%20.52%10.19%10.48%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Aspen Insurance Holdings Ltd.8.82%8.82%8.82%-18.78%31.12%31.12%
Selective Insurance Group Inc.8.56%-6.24%24.09%151.80%488.22%244.17%

Performance & Financial Health Analysis: Aspen Insurance Holdings Ltd. vs Selective Insurance Group Inc.

MetricAHLSIGI
Market Information
Market Cap i$3.38B$5.07B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i186,240540,615
90 Day Avg. Volume i400,237566,705
Last Close$36.71$92.27
52 Week Range$27.05 - $37.03$71.75 - $93.05
% from 52W High-0.86%-0.84%
All-Time High$57.80 (Jan 23, 2017)$109.58 (Mar 25, 2024)
% from All-Time High-36.49%-15.80%
Growth Metrics
Quarterly Revenue Growth-0.02%0.09%
Quarterly Earnings Growth-0.33%0.63%
Financial Health
Profit Margin (TTM) i0.12%0.09%
Operating Margin (TTM) i0.13%0.15%
Return on Equity (TTM) i0.13%0.14%
Debt to Equity (MRQ) i10.9827.91
Cash & Liquidity
Book Value per Share (MRQ)$28.81$56.74
Cash per Share (MRQ)$26.47$10.80
Operating Cash Flow (TTM) i$505.70M$1.23B
Levered Free Cash Flow (TTM) i$784.89M$1.11B
Dividends
Last 12-Month Dividend Yield iN/A2.36%
Last 12-Month Dividend iN/A$2.00

Valuation & Enterprise Metrics Analysis: Aspen Insurance Holdings Ltd. vs Selective Insurance Group Inc.

MetricAHL (Oct 27, 2025)SIGI (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i6.0610.36
Forward P/E i7.388.81
PEG Ratio i-0.110.16
Price to Sales (TTM) i1.060.87
Price to Book (MRQ) i1.281.37
Market Capitalization
Market Capitalization i$3.38B$5.07B
Enterprise Value i$2.01B$5.42B
Enterprise Value Metrics
Enterprise to Revenue i0.631.02
Enterprise to EBITDA i4.498.07
Risk & Other Metrics
Beta iN/A0.26
Book Value per Share (MRQ) i$28.81$56.74

Financial Statements Comparison: Aspen Insurance Holdings Ltd. vs Selective Insurance Group Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricAHL (2024)SIGI (2025)
Revenue/Sales i3.20B5.34B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i464.10M589.60M
Pre-Tax Income % of Revenue i14.5%11.0%
Income Tax i-22.00M123.19M
Income Tax % of Revenue i-0.7%2.3%
Net Income (Profit) i486.10M466.41M
Profit Margin i15.2%8.7%

Balance Sheet & Liquidity Metrics

MetricAHL (2024)SIGI (2025)
Cash & Equivalents i914.20M346,000
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i375.60M901.87M
Long-Term Debt % of Revenue i11.7%16.9%
Total Shareholders Equity i3.37B3.61B
Retained Earnings i2.03B3.50B
Retained Earnings % of Revenue i63.5%65.6%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricAHL (2024)SIGI (2025)
Operating Cash Flow i-284.00M334.62M
Operating Cash Flow % of Revenue i-8.9%6.3%
Capital Expenditures i-17.50M-38.74M
Free Cash Flow i537.40M1.19B
FCF Margin i16.8%22.4%
Debt Repayment i0-2.82M
Common Stock Repurchase i-275.00M-92.60M

Short Interest & Institutional Ownership Analysis

MetricAHLSIGI
Shares Short i1.67M1.27M
Short Ratio i3.542.41
Short % of Float i12.34%2.79%
Shares Outstanding i91.84M60.08M
Float Shares i15.48M55.48M
% Held by Insiders i0.96%0.74%
% Held by Institutions i101.00%88.58%
% Held by Public i-1.96%10.68%

Dividend Analysis & Yield Comparison: Aspen Insurance Holdings Ltd. vs Selective Insurance Group Inc.

MetricAHLSIGI
Last 12-Month Dividend iN/A$2.00
Last 12-Month Dividend Yield iN/A2.36%
3-Year Avg Annual Dividend iN/A$1.56
3-Year Avg Dividend Yield iN/A0.40%
3-Year Total Dividends iN/A$4.68
Ex-Dividend DateN/AFeb 13, 2026