Amerant Bancorp [AMTB] vs Pathward Financial [CASH] Detailed Stock Comparison

Amerant Bancorp Inc.

NYSE
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Pathward Financial Inc.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Amerant Bancorp Inc. wins in 4 metrics, Pathward Financial Inc. wins in 14 metrics, with 0 ties. Pathward Financial Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Amerant Bancorp Inc. Pathward Financial Inc. Better
P/E Ratio (TTM) 19.00 11.91 Pathward Financial Inc.
Price-to-Book Ratio 1.02 2.54 Amerant Bancorp Inc.
Debt-to-Equity Ratio 1.03 0.07 Pathward Financial Inc.
PEG Ratio -0.23 0.55 Pathward Financial Inc.
Profit Margin (TTM) 13.21% 24.31% Pathward Financial Inc.
Operating Margin (TTM) 10.16% 25.54% Pathward Financial Inc.
EBITDA Margin (TTM) 10.16% 25.54% Pathward Financial Inc.
Return on Equity 5.73% 23.57% Pathward Financial Inc.
Return on Assets (TTM) 0.53% 2.53% Pathward Financial Inc.
Free Cash Flow (TTM) $129.24M $236.59M Pathward Financial Inc.
Dividend Yield 1.60% 0.28% Amerant Bancorp Inc.
1-Year Return 40.56% 13.18% Amerant Bancorp Inc.
Price-to-Sales Ratio (TTM) 2.52 2.78 Amerant Bancorp Inc.
Enterprise Value $1.45B $1.85B Pathward Financial Inc.
EV/Revenue Ratio 3.65 2.36 Pathward Financial Inc.
Revenue per Share (TTM) $10 $34 Pathward Financial Inc.
Earnings per Share (Diluted) $1.24 $8.21 Pathward Financial Inc.
Beta (Stock Volatility) 0.93 0.74 Pathward Financial Inc.
Short % of Float N/A 10.89% N/A

Amerant Bancorp Inc. vs Pathward Financial Inc. Stock Performance Analysis

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AMTB
CASH

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Amerant Bancorp Inc.-2.51%1.92%4.53%11.42%13.82%18.26%
Pathward Financial Inc.-2.54%2.04%2.67%-8.92%11.41%14.14%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Amerant Bancorp Inc.40.56%21.49%16.07%-15.12%-15.12%-15.12%
Pathward Financial Inc.13.18%74.27%72.73%386.53%1,668.28%1,037.43%

Performance & Financial Health Analysis: Amerant Bancorp Inc. vs Pathward Financial Inc.

MetricAMTBCASH
Market Information
Market Cap i$1.02B$1.96B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i279,263175,852
90 Day Avg. Volume i271,861230,397
Last Close$23.31$82.03
52 Week Range$15.62 - $24.38$65.87 - $101.26
% from 52W High-4.39%-18.99%
All-Time High$259.23 (Sep 03, 2018)$101.26 (Apr 17, 2026)
% from All-Time High-91.01%-18.99%
Growth Metrics
Quarterly Revenue Growth0.08%0.04%
Quarterly Earnings Growth-0.84%0.17%
Financial Health
Profit Margin (TTM) i0.13%0.24%
Operating Margin (TTM) i0.10%0.26%
Return on Equity (TTM) i0.06%0.24%
Debt to Equity (MRQ) i1.030.07
Cash & Liquidity
Book Value per Share (MRQ)$23.13$38.55
Cash per Share (MRQ)$11.53$15.22
Operating Cash Flow (TTM) i$136.98M$630.66M
Levered Free Cash Flow (TTM) i$52.42M$185.18M
Dividends
Last 12-Month Dividend Yield i1.60%0.28%
Last 12-Month Dividend i$0.36$0.25

Valuation & Enterprise Metrics Analysis: Amerant Bancorp Inc. vs Pathward Financial Inc.

MetricAMTB (Apr 24, 2026)CASH (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i19.0011.91
Forward P/E i8.8910.21
PEG Ratio i-0.230.55
Price to Sales (TTM) i2.522.78
Price to Book (MRQ) i1.022.54
Market Capitalization
Market Capitalization i$1.02B$1.96B
Enterprise Value i$1.45B$1.85B
Enterprise Value Metrics
Enterprise to Revenue i3.652.36
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.930.74
Book Value per Share (MRQ) i$23.13$38.55

Financial Statements Comparison: Amerant Bancorp Inc. vs Pathward Financial Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricAMTB (2025)CASH (2025)
Revenue/Sales i419.33M673.63M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i66.14M223.05M
Pre-Tax Income % of Revenue i15.8%33.1%
Income Tax i13.72M36.27M
Income Tax % of Revenue i3.3%5.4%
Net Income (Profit) i52.42M186.79M
Profit Margin i12.5%27.7%

Balance Sheet & Liquidity Metrics

MetricAMTB (2025)CASH (2025)
Cash & Equivalents i463.96M120.57M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i923.41M33.46M
Long-Term Debt % of Revenue i220.2%5.0%
Total Shareholders Equity i938.80M857.45M
Retained Earnings i619.55M359.83M
Retained Earnings % of Revenue i147.7%53.4%
Property, Plant & Equipment i110.59M279.25M

Cash Flow Statement Comparison

MetricAMTB (2025)CASH (2025)
Operating Cash Flow i83.57M453.09M
Operating Cash Flow % of Revenue i19.9%67.3%
Capital Expenditures i6.37M-185.72M
Free Cash Flow i129.24M236.59M
FCF Margin i30.8%35.1%
Debt Repayment i-473.38MN/A
Common Stock Repurchase i-33.00M-163.05M

Short Interest & Institutional Ownership Analysis

MetricAMTBCASH
Shares Short i1.23M1.97M
Short Ratio i4.598.16
Short % of Float iN/A10.89%
Shares Outstanding i40.60M22.17M
Float Shares i34.28M21.45M
% Held by Insiders i1.52%1.42%
% Held by Institutions i70.96%95.01%
% Held by Public i27.52%3.57%

Dividend Analysis & Yield Comparison: Amerant Bancorp Inc. vs Pathward Financial Inc.

MetricAMTBCASH
Last 12-Month Dividend i$0.36$0.25
Last 12-Month Dividend Yield i1.60%0.28%
3-Year Avg Annual Dividend i$0.36$0.22
3-Year Avg Dividend Yield i0.43%0.08%
3-Year Total Dividends i$1.08$0.65
Ex-Dividend DateFeb 13, 2026Mar 12, 2026