Banc of California [BANC] vs PNC Financial [PNC] Detailed Stock Comparison

Banc of California Inc.

NYSE
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PNC Financial Services Group, Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Banc of California Inc. wins in 8 metrics, PNC Financial Services Group, Inc. wins in 11 metrics, with 0 ties. PNC Financial Services Group, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Banc of California Inc. PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 15.72 12.56 PNC Financial Services Group, Inc.
Price-to-Book Ratio 0.94 1.39 Banc of California Inc.
Debt-to-Equity Ratio 0.89 1.12 Banc of California Inc.
PEG Ratio 0.29 11.84 Banc of California Inc.
Profit Margin (TTM) 21.83% 28.75% PNC Financial Services Group, Inc.
Operating Margin (TTM) 40.53% 35.28% Banc of California Inc.
EBITDA Margin (TTM) 40.53% 35.28% Banc of California Inc.
Return on Equity 6.50% 11.33% PNC Financial Services Group, Inc.
Return on Assets (TTM) 0.67% 1.09% PNC Financial Services Group, Inc.
Free Cash Flow (TTM) $234.77M $7.88B PNC Financial Services Group, Inc.
Dividend Yield 2.51% 3.02% PNC Financial Services Group, Inc.
1-Year Return 40.09% 27.22% Banc of California Inc.
Price-to-Sales Ratio (TTM) 2.71 3.35 Banc of California Inc.
Enterprise Value $4.21B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 4.01 6.11 Banc of California Inc.
Revenue per Share (TTM) $7 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $1.17 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) 1.10 1.07 PNC Financial Services Group, Inc.
Short % of Float 6.89% 1.26% PNC Financial Services Group, Inc.

Banc of California Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

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BANC
PNC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Banc of California Inc.-2.41%-0.26%2.74%4.43%2.08%-1.80%
PNC Financial Services Group, Inc.-1.24%0.10%1.37%3.17%15.08%4.52%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Banc of California Inc.40.09%64.41%6.48%-3.80%24.89%-34.29%
PNC Financial Services Group, Inc.27.22%78.93%13.98%149.66%272.63%219.68%

Performance & Financial Health Analysis: Banc of California Inc. vs PNC Financial Services Group, Inc.

MetricBANCPNC
Market Information
Market Cap i$2.92B$70.31B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i2,646,3981,904,080
90 Day Avg. Volume i3,083,9131,960,760
Last Close$18.64$218.27
52 Week Range$13.24 - $21.61$172.73 - $243.94
% from 52W High-13.74%-10.52%
All-Time High$30.51 (Mar 27, 2006)$243.94 (Feb 06, 2026)
% from All-Time High-38.91%-10.52%
Growth Metrics
Quarterly Revenue Growth0.12%0.05%
Quarterly Earnings Growth0.36%0.11%
Financial Health
Profit Margin (TTM) i0.22%0.29%
Operating Margin (TTM) i0.41%0.35%
Return on Equity (TTM) i0.07%0.11%
Debt to Equity (MRQ) i0.891.12
Cash & Liquidity
Book Value per Share (MRQ)$19.57$127.98
Cash per Share (MRQ)$14.77$27.54
Operating Cash Flow (TTM) i$255.60M$5.61B
Levered Free Cash Flow (TTM) i$189.19M$5.50B
Dividends
Last 12-Month Dividend Yield i2.51%3.02%
Last 12-Month Dividend i$0.42$6.70

Valuation & Enterprise Metrics Analysis: Banc of California Inc. vs PNC Financial Services Group, Inc.

MetricBANC (Apr 24, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i15.7212.56
Forward P/E i8.9011.84
PEG Ratio i0.2911.84
Price to Sales (TTM) i2.713.35
Price to Book (MRQ) i0.941.39
Market Capitalization
Market Capitalization i$2.92B$70.31B
Enterprise Value i$4.21B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i4.016.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.101.07
Book Value per Share (MRQ) i$19.57$127.98

Financial Statements Comparison: Banc of California Inc. vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBANC (2025)PNC (2024)
Revenue/Sales i1.10B20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i313.08M7.24B
Pre-Tax Income % of Revenue i28.4%34.8%
Income Tax i84.10M1.29B
Income Tax % of Revenue i7.6%6.2%
Net Income (Profit) i228.97M5.95B
Profit Margin i20.8%28.6%

Balance Sheet & Liquidity Metrics

MetricBANC (2025)PNC (2024)
Cash & Equivalents i2.31B46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i2.78B61.67B
Long-Term Debt % of Revenue i251.7%296.4%
Total Shareholders Equity i3.54B54.47B
Retained Earnings i-242.02M59.28B
Retained Earnings % of Revenue i-21.9%284.9%
Property, Plant & Equipment i337.44MN/A

Cash Flow Statement Comparison

MetricBANC (2025)PNC (2024)
Operating Cash Flow i250.06M7.96B
Operating Cash Flow % of Revenue i22.7%38.3%
Capital Expenditures i21.73MN/A
Free Cash Flow i234.77M7.88B
FCF Margin i21.3%37.9%
Debt Repayment i-178.29M-23.75B
Common Stock Repurchase i-187.73M-1.19B

Short Interest & Institutional Ownership Analysis

MetricBANCPNC
Shares Short i8.90M4.98M
Short Ratio i2.752.41
Short % of Float i6.89%1.26%
Shares Outstanding i155.46M395.94M
Float Shares i133.61M392.38M
% Held by Insiders i0.89%0.38%
% Held by Institutions i98.52%85.29%
% Held by Public i0.59%14.33%

Dividend Analysis & Yield Comparison: Banc of California Inc. vs PNC Financial Services Group, Inc.

MetricBANCPNC
Last 12-Month Dividend i$0.42$6.70
Last 12-Month Dividend Yield i2.51%3.02%
3-Year Avg Annual Dividend i$0.41$6.40
3-Year Avg Dividend Yield i0.70%1.00%
3-Year Total Dividends i$1.22$19.20
Ex-Dividend DateMar 16, 2026Jan 20, 2026