Berkshire Hills [BHLB] vs Nu Holdings [NU] Detailed Stock Comparison

Berkshire Hills Bancorp Inc

NYSE
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Nu Holdings Ltd.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Berkshire Hills Bancorp Inc wins in 8 metrics, Nu Holdings Ltd. wins in 10 metrics, with 0 ties. Nu Holdings Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Berkshire Hills Bancorp Inc Nu Holdings Ltd. Better
P/E Ratio (TTM) 10.21 25.60 Berkshire Hills Bancorp Inc
Price-to-Book Ratio 0.98 6.39 Berkshire Hills Bancorp Inc
Debt-to-Equity Ratio 0.52 0.47 Nu Holdings Ltd.
PEG Ratio 0.65 12.95 Berkshire Hills Bancorp Inc
Profit Margin (TTM) 25.80% 41.04% Nu Holdings Ltd.
Operating Margin (TTM) 41.76% 52.15% Nu Holdings Ltd.
EBITDA Margin (TTM) 41.76% 52.15% Nu Holdings Ltd.
Return on Equity 10.13% 30.28% Nu Holdings Ltd.
Return on Assets (TTM) 0.93% 4.60% Nu Holdings Ltd.
Free Cash Flow (TTM) $120.64M $3.16B Nu Holdings Ltd.
Dividend Yield 3.01% N/A N/A
1-Year Return -9.50% 9.33% Nu Holdings Ltd.
Price-to-Sales Ratio (TTM) 5.02 10.32 Berkshire Hills Bancorp Inc
Enterprise Value $1.04B $61.08B Nu Holdings Ltd.
EV/Revenue Ratio 2.37 8.74 Berkshire Hills Bancorp Inc
Revenue per Share (TTM) $10 $1 Berkshire Hills Bancorp Inc
Earnings per Share (Diluted) $2.56 $0.58 Berkshire Hills Bancorp Inc
Beta (Stock Volatility) 0.66 1.11 Berkshire Hills Bancorp Inc
Short % of Float 9.88% 3.57% Nu Holdings Ltd.

Berkshire Hills Bancorp Inc vs Nu Holdings Ltd. Stock Performance Analysis

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BHLB
NU

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Berkshire Hills Bancorp Inc-0.04%-4.24%-9.03%-3.93%2.54%2.54%
Nu Holdings Ltd.4.12%-10.67%-17.80%-21.14%-33.26%-31.61%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Berkshire Hills Bancorp Inc-9.50%-11.39%127.14%-10.17%27.25%-28.85%
Nu Holdings Ltd.9.33%88.38%10.80%10.80%10.80%10.80%

Performance & Financial Health Analysis: Berkshire Hills Bancorp Inc vs Nu Holdings Ltd.

MetricBHLBNU
Market Information
Market Cap i$2.04B$70.28B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i979,83735,805,275
90 Day Avg. Volume i784,47548,322,045
Last Close$24.19$12.12
52 Week Range$22.27 - $32.36$11.20 - $18.98
% from 52W High-25.25%-36.14%
All-Time High$44.25 (Jul 16, 2018)$18.98 (Jan 29, 2026)
% from All-Time High-45.33%-36.14%
Growth Metrics
Quarterly Revenue Growth0.07%0.44%
Quarterly Earnings Growth0.26%0.62%
Financial Health
Profit Margin (TTM) i0.26%0.41%
Operating Margin (TTM) i0.42%0.52%
Return on Equity (TTM) i0.10%0.30%
Debt to Equity (MRQ) i0.520.47
Cash & Liquidity
Book Value per Share (MRQ)$26.79$2.33
Cash per Share (MRQ)$17.67$3.36
Operating Cash Flow (TTM) i$145.37M$-9,360,818,176
Levered Free Cash Flow (TTM) i$61.00M$2.87B
Dividends
Last 12-Month Dividend Yield i3.01%N/A
Last 12-Month Dividend i$0.72N/A

Valuation & Enterprise Metrics Analysis: Berkshire Hills Bancorp Inc vs Nu Holdings Ltd.

MetricBHLB (Oct 15, 2025)NU (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i10.2125.60
Forward P/E i10.8012.95
PEG Ratio i0.6512.95
Price to Sales (TTM) i5.0210.32
Price to Book (MRQ) i0.986.39
Market Capitalization
Market Capitalization i$2.04B$70.28B
Enterprise Value i$1.04B$61.08B
Enterprise Value Metrics
Enterprise to Revenue i2.378.74
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.661.11
Book Value per Share (MRQ) i$26.79$2.33

Financial Statements Comparison: Berkshire Hills Bancorp Inc vs Nu Holdings Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBHLB (2024)NU (2025)
Revenue/Sales i383.76M10.63B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i79.52M3.87B
Pre-Tax Income % of Revenue i20.7%36.4%
Income Tax i18.51M996.75M
Income Tax % of Revenue i4.8%9.4%
Net Income (Profit) i61.00M2.87B
Profit Margin i15.9%27.0%

Balance Sheet & Liquidity Metrics

MetricBHLB (2024)NU (2025)
Cash & Equivalents i1.13B20.93B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i391.47M299.00M
Long-Term Debt % of Revenue i102.0%2.8%
Total Shareholders Equity i1.17B11.32B
Retained Earnings i-3.08M6.41B
Retained Earnings % of Revenue i-0.8%60.3%
Property, Plant & Equipment i50.20M49.79M

Cash Flow Statement Comparison

MetricBHLB (2024)NU (2025)
Operating Cash Flow i80.23M2.44B
Operating Cash Flow % of Revenue i20.9%23.0%
Capital Expenditures i-4.57M-7.22M
Free Cash Flow i120.64M3.16B
FCF Margin i31.4%29.7%
Debt Repayment i-1.28B-539.46M
Common Stock Repurchase i-17.54MN/A

Short Interest & Institutional Ownership Analysis

MetricBHLBNU
Shares Short i3.42M135.40M
Short Ratio i7.862.26
Short % of Float i9.88%3.57%
Shares Outstanding i46.42M4.86B
Float Shares i45.19M3.63B
% Held by Insiders i0.97%5.61%
% Held by Institutions i98.62%85.71%
% Held by Public i0.41%8.68%

Dividend Analysis & Yield Comparison: Berkshire Hills Bancorp Inc vs Nu Holdings Ltd.

MetricBHLBNU
Last 12-Month Dividend i$0.72N/A
Last 12-Month Dividend Yield i3.01%N/A
3-Year Avg Annual Dividend i$0.58N/A
3-Year Avg Dividend Yield i0.69%N/A
3-Year Total Dividends i$1.74N/A
Ex-Dividend DateFeb 20, 2025N/A