Bill Holdings [BILL] vs Altair Engineering [ALTR] Detailed Stock Comparison

Bill Holdings Inc.

NYSE

Altair Engineering Inc.

NASDAQ

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Bill Holdings Inc. wins in 7 metrics, Altair Engineering Inc. wins in 11 metrics, with 0 ties. Altair Engineering Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Bill Holdings Inc.	Altair Engineering Inc.	Better
P/E Ratio (TTM)	128.03	699.06	Bill Holdings Inc.
Price-to-Book Ratio	0.98	11.17	Bill Holdings Inc.
Debt-to-Equity Ratio	49.57	30.23	Altair Engineering Inc.
PEG Ratio	-1.17	78.77	Altair Engineering Inc.
EV/EBITDA	-1,470.35	154.06	Altair Engineering Inc.
Profit Margin (TTM)	-1.56%	2.13%	Altair Engineering Inc.
Operating Margin (TTM)	-4.26%	5.84%	Altair Engineering Inc.
EBITDA Margin (TTM)	N/A	5.84%	N/A
Return on Equity	-0.64%	1.81%	Altair Engineering Inc.
Return on Assets (TTM)	-0.51%	0.81%	Altair Engineering Inc.
Free Cash Flow (TTM)	$309.67M	$140.00M	Bill Holdings Inc.
1-Year Return	-15.25%	29.83%	Altair Engineering Inc.
Price-to-Sales Ratio (TTM)	2.37	14.47	Bill Holdings Inc.
Enterprise Value	$3.33B	$9.29B	Altair Engineering Inc.
EV/Revenue Ratio	2.14	13.96	Bill Holdings Inc.
Gross Profit Margin (TTM)	79.84%	82.67%	Altair Engineering Inc.
Revenue per Share (TTM)	$15	$8	Bill Holdings Inc.
Earnings per Share (Diluted)	$-0.23	$0.16	Altair Engineering Inc.
Beta (Stock Volatility)	1.33	1.45	Bill Holdings Inc.
Short % of Float	17.84%	N/A	N/A

Bill Holdings Inc. vs Altair Engineering Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Bill Holdings Inc.	-8.50%	1.44%	-11.38%	-19.52%	-31.99%	-30.38%
Altair Engineering Inc.	0.00%	N/A	N/A	N/A	N/A	N/A

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Bill Holdings Inc.	-15.25%	-65.55%	-75.07%	-5.03%	-5.03%	-5.03%
Altair Engineering Inc.	29.83%	75.31%	376.16%	477.44%	477.44%	477.44%

Performance & Financial Health Analysis: Bill Holdings Inc. vs Altair Engineering Inc.

Metric	BILL	ALTR
Market Information
Market Cap i	$3.72B	$9.63B
Market Cap Category	Mid cap	Mid cap
10 Day Avg. Volume i	1,620,270	771,131
90 Day Avg. Volume i	1,933,720	772,784
Last Close	$35.20	$111.85
52 Week Range	$34.35 - $57.21	$75.71 - $113.12
% from 52W High	-38.47%	-1.12%
All-Time High	$348.49 (Nov 08, 2021)	$113.12 (Oct 28, 2024)
% from All-Time High	-89.90%	-1.12%
Growth Metrics
Quarterly Revenue Growth	0.14%	0.12%
Quarterly Earnings Growth	0.14%	-0.95%
Financial Health
Profit Margin (TTM) i	-0.02%	0.02%
Operating Margin (TTM) i	-0.04%	0.06%
Return on Equity (TTM) i	-0.01%	0.02%
Debt to Equity (MRQ) i	49.57	30.23
Cash & Liquidity
Book Value per Share (MRQ)	$38.08	$10.02
Cash per Share (MRQ)	$22.65	$6.55
Operating Cash Flow (TTM) i	$385.52M	$154.08M
Levered Free Cash Flow (TTM) i	$122.55M	$132.50M
Dividends
Last 12-Month Dividend Yield i	N/A	N/A
Last 12-Month Dividend i	N/A	N/A

Valuation & Enterprise Metrics Analysis: Bill Holdings Inc. vs Altair Engineering Inc.

Metric	BILL (Apr 26, 2026)	ALTR (Apr 30, 2025)
Price Ratios
P/E Ratio (TTM) i	128.03	699.06
Forward P/E i	13.73	78.77
PEG Ratio i	-1.17	78.77
Price to Sales (TTM) i	2.37	14.47
Price to Book (MRQ) i	0.98	11.17
Market Capitalization
Market Capitalization i	$3.72B	$9.63B
Enterprise Value i	$3.33B	$9.29B
Enterprise Value Metrics
Enterprise to Revenue i	2.14	13.96
Enterprise to EBITDA i	-1,470.35	154.06
Risk & Other Metrics
Beta i	1.33	1.45
Book Value per Share (MRQ) i	$38.08	$10.02

Financial Statements Comparison: Bill Holdings Inc. vs Altair Engineering Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

Metric	BILL (2025)	ALTR (2024)
Revenue/Sales i	1.46B	665.79M
Cost of Goods Sold i	272.10M	124.80M
COGS % of Revenue i	18.6%	18.7%
Gross Profit i	1.19B	540.99M
Gross Margin i	81.4%	81.3%
Research & Development i	340.06M	221.16M
Operating Income (EBIT) i	-80.60M	17.69M
Operating Margin i	-5.5%	2.7%
EBITDA i	93.13M	82.84M
EBITDA Margin i	6.4%	12.4%
Pre-Tax Income i	30.41M	32.63M
Pre-Tax Income % of Revenue i	2.1%	4.9%
Income Tax i	6.61M	18.46M
Income Tax % of Revenue i	0.5%	2.8%
Net Income (Profit) i	23.80M	14.18M
Profit Margin i	1.6%	2.1%

Balance Sheet & Liquidity Metrics

Metric	BILL (2025)	ALTR (2024)
Cash & Equivalents i	1.04B	561.90M
Total Current Assets i	7.24B	784.98M
Total Current Assets % of Revenue i	494.9%	117.9%
Total Current Liabilities i	4.59B	487.77M
Total Current Liabilities % of Revenue i	313.7%	73.3%
Long-Term Debt i	1.56B	24.14M
Long-Term Debt % of Revenue i	106.6%	3.6%
Total Shareholders Equity i	3.91B	857.19M
Retained Earnings i	-1.51B	-116.33M
Retained Earnings % of Revenue i	-103.3%	-17.5%
Property, Plant & Equipment i	56.09M	31.12M

Cash Flow Statement Comparison

Metric	BILL (2025)	ALTR (2024)
Operating Cash Flow i	373.42M	146.90M
Operating Cash Flow % of Revenue i	25.5%	22.1%
Capital Expenditures i	-4.34M	N/A
Free Cash Flow i	309.67M	140.00M
FCF Margin i	21.2%	21.0%
Debt Repayment i	-539.40M	-81.73M
Common Stock Repurchase i	-430.00M	0

Short Interest & Institutional Ownership Analysis

Metric	BILL	ALTR
Shares Short i	13.56M	N/A
Short Ratio i	6.55	N/A
Short % of Float i	17.84%	N/A
Shares Outstanding i	99.97M	85.57M
Float Shares i	88.28M	47.95M
% Held by Insiders i	12.36%	2.00%
% Held by Institutions i	111.25%	92.53%
% Held by Public i	-23.61%	5.47%

Dividend Analysis & Yield Comparison: Bill Holdings Inc. vs Altair Engineering Inc.

Metric	BILL	ALTR
Last 12-Month Dividend i	N/A	N/A
Last 12-Month Dividend Yield i	N/A	N/A
3-Year Avg Annual Dividend i	N/A	N/A
3-Year Avg Dividend Yield i	N/A	N/A
3-Year Total Dividends i	N/A	N/A
Ex-Dividend Date	N/A	N/A

Metric	BILL (Dec 31, 2025)	ALTR (Dec 31, 2024)
Revenue/Sales i	414.67M	192.63M
Cost of Goods Sold i	83.59M	33.38M
COGS % of Revenue i	20.2%	17.3%
Gross Profit i	331.08M	159.25M
Gross Margin i	79.8%	82.7%
Research & Development i	82.81M	57.15M
Operating Income (EBIT) i	-17.66M	10.97M
Operating Margin i	-4.3%	5.7%
EBITDA i	38.81M	27.48M
EBITDA Margin i	9.4%	14.3%
Pre-Tax Income i	-2.07M	9.94M
Pre-Tax Income % of Revenue i	-0.5%	5.2%
Income Tax i	522,000	8.95M
Income Tax % of Revenue i	0.1%	4.6%
Net Income (Profit) i	-2.59M	996,000
Profit Margin i	-0.6%	0.5%

Metric	BILL (Dec 31, 2025)	ALTR (Dec 31, 2024)
Operating Cash Flow i	74.54M	10.19M
Operating Cash Flow % of Revenue i	18.0%	5.3%
Capital Expenditures i	-2.79M	N/A
Free Cash Flow i	68.48M	33.18M
FCF Margin i	16.5%	17.2%
Debt Repayment i	0	0
Common Stock Repurchase i	-30.00M	0

Bill Holdings [BILL] vs Altair Engineering [ALTR] Detailed Stock Comparison

Bill Holdings Inc.

Altair Engineering Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Bill Holdings Inc. Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Bill Holdings Inc. vs Altair Engineering Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Bill Holdings Inc. vs Altair Engineering Inc.

Valuation & Enterprise Metrics Analysis: Bill Holdings Inc. vs Altair Engineering Inc.

Financial Statements Comparison: Bill Holdings Inc. vs Altair Engineering Inc.

Financial Metrics

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

BILL (Annual)

BILL (Quarterly)

ALTR (Annual)

ALTR (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Bill Holdings Inc. vs Altair Engineering Inc.

Metric	BILL (Dec 31, 2025)	ALTR (Dec 31, 2024)
Cash & Equivalents i	1.10B	561.90M
Total Current Assets i	7.33B	784.98M
Total Current Assets % of Revenue i	1,767.6%	407.5%
Total Current Liabilities i	4.38B	487.77M
Total Current Liabilities % of Revenue i	1,055.8%	253.2%
Long-Term Debt i	1.89B	24.14M
Long-Term Debt % of Revenue i	455.4%	12.5%
Total Shareholders Equity i	3.88B	857.19M
Retained Earnings i	-1.60B	-116.33M
Retained Earnings % of Revenue i	-384.8%	-60.4%
Property, Plant & Equipment i	183.02M	31.12M

Bill Holdings [BILL] vs Altair Engineering [ALTR] Detailed Stock Comparison

Bill Holdings Inc.

Altair Engineering Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Bill Holdings Inc. Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Bill Holdings Inc. vs Altair Engineering Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Bill Holdings Inc. vs Altair Engineering Inc.

Valuation & Enterprise Metrics Analysis: Bill Holdings Inc. vs Altair Engineering Inc.

Financial Statements Comparison: Bill Holdings Inc. vs Altair Engineering Inc.

Financial Metrics Quarterly Annual

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

BILL (Annual)

BILL (Quarterly)

ALTR (Annual)

ALTR (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Bill Holdings Inc. vs Altair Engineering Inc.

Financial Metrics