BankUnited [BKU] vs PNC Financial [PNC] Detailed Stock Comparison

BankUnited, Inc.

NYSE
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PNC Financial Services Group, Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: BankUnited, Inc. wins in 6 metrics, PNC Financial Services Group, Inc. wins in 13 metrics, with 0 ties. PNC Financial Services Group, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric BankUnited, Inc. PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 12.76 12.56 PNC Financial Services Group, Inc.
Price-to-Book Ratio 1.11 1.39 BankUnited, Inc.
Debt-to-Equity Ratio 0.68 1.12 BankUnited, Inc.
PEG Ratio 1.99 11.84 BankUnited, Inc.
Profit Margin (TTM) 26.28% 28.75% PNC Financial Services Group, Inc.
Operating Margin (TTM) 32.40% 35.28% PNC Financial Services Group, Inc.
EBITDA Margin (TTM) 32.40% 35.28% PNC Financial Services Group, Inc.
Return on Equity 9.19% 11.33% PNC Financial Services Group, Inc.
Return on Assets (TTM) 0.77% 1.09% PNC Financial Services Group, Inc.
Free Cash Flow (TTM) $358.61M $7.88B PNC Financial Services Group, Inc.
Dividend Yield 2.73% 3.02% PNC Financial Services Group, Inc.
1-Year Return 36.52% 27.22% BankUnited, Inc.
Price-to-Sales Ratio (TTM) 3.25 3.35 BankUnited, Inc.
Enterprise Value $5.04B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 4.88 6.11 BankUnited, Inc.
Revenue per Share (TTM) $14 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $3.58 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) 1.26 1.07 PNC Financial Services Group, Inc.
Short % of Float 6.76% 1.26% PNC Financial Services Group, Inc.

BankUnited, Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

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BKU
PNC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
BankUnited, Inc.-2.31%-2.25%-1.23%-3.70%2.31%1.85%
PNC Financial Services Group, Inc.-1.24%-1.15%0.11%2.45%10.24%3.22%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
BankUnited, Inc.36.52%120.38%-2.62%41.69%67.29%63.35%
PNC Financial Services Group, Inc.27.22%78.93%13.98%149.66%272.63%219.68%

Performance & Financial Health Analysis: BankUnited, Inc. vs PNC Financial Services Group, Inc.

MetricBKUPNC
Market Information
Market Cap i$3.36B$70.31B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i1,109,6701,904,080
90 Day Avg. Volume i970,0671,960,760
Last Close$45.59$218.27
52 Week Range$33.33 - $52.11$172.73 - $243.94
% from 52W High-12.51%-10.52%
All-Time High$52.06 (Jan 22, 2026)$243.94 (Feb 06, 2026)
% from All-Time High-12.43%-10.52%
Growth Metrics
Quarterly Revenue Growth0.04%0.05%
Quarterly Earnings Growth0.06%0.11%
Financial Health
Profit Margin (TTM) i0.26%0.29%
Operating Margin (TTM) i0.32%0.35%
Return on Equity (TTM) i0.09%0.11%
Debt to Equity (MRQ) i0.681.12
Cash & Liquidity
Book Value per Share (MRQ)$41.19$127.98
Cash per Share (MRQ)$5.25$27.54
Operating Cash Flow (TTM) i$329.30M$5.61B
Levered Free Cash Flow (TTM) i$262.66M$5.50B
Dividends
Last 12-Month Dividend Yield i2.73%3.02%
Last 12-Month Dividend i$1.24$6.70

Valuation & Enterprise Metrics Analysis: BankUnited, Inc. vs PNC Financial Services Group, Inc.

MetricBKU (Apr 26, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i12.7612.56
Forward P/E i10.0611.84
PEG Ratio i1.9911.84
Price to Sales (TTM) i3.253.35
Price to Book (MRQ) i1.111.39
Market Capitalization
Market Capitalization i$3.36B$70.31B
Enterprise Value i$5.04B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i4.886.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.261.07
Book Value per Share (MRQ) i$41.19$127.98

Financial Statements Comparison: BankUnited, Inc. vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBKU (2025)PNC (2024)
Revenue/Sales i1.09B20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i361.75M7.24B
Pre-Tax Income % of Revenue i33.1%34.8%
Income Tax i93.39M1.29B
Income Tax % of Revenue i8.5%6.2%
Net Income (Profit) i268.35M5.95B
Profit Margin i24.5%28.6%

Balance Sheet & Liquidity Metrics

MetricBKU (2025)PNC (2024)
Cash & Equivalents i217.78M46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i1.87B61.67B
Long-Term Debt % of Revenue i171.5%296.4%
Total Shareholders Equity i3.05B54.47B
Retained Earnings i2.97B59.28B
Retained Earnings % of Revenue i271.8%284.9%
Property, Plant & Equipment i271.19MN/A

Cash Flow Statement Comparison

MetricBKU (2025)PNC (2024)
Operating Cash Flow i329.30M7.96B
Operating Cash Flow % of Revenue i30.1%38.3%
Capital Expenditures i22.86MN/A
Free Cash Flow i358.61M7.88B
FCF Margin i32.8%37.9%
Debt Repayment i-1.99B-23.75B
Common Stock Repurchase i-44.81M-1.19B

Short Interest & Institutional Ownership Analysis

MetricBKUPNC
Shares Short i3.56M4.98M
Short Ratio i4.422.41
Short % of Float i6.76%1.26%
Shares Outstanding i73.35M395.94M
Float Shares i68.29M392.38M
% Held by Insiders i0.90%0.38%
% Held by Institutions i111.33%85.29%
% Held by Public i-12.23%14.33%

Dividend Analysis & Yield Comparison: BankUnited, Inc. vs PNC Financial Services Group, Inc.

MetricBKUPNC
Last 12-Month Dividend i$1.24$6.70
Last 12-Month Dividend Yield i2.73%3.02%
3-Year Avg Annual Dividend i$1.16$6.40
3-Year Avg Dividend Yield i0.95%1.00%
3-Year Total Dividends i$3.48$19.20
Ex-Dividend DateJan 09, 2026Jan 20, 2026