Bowhead Specialty [BOW] vs HCI [HCI] Detailed Stock Comparison

Bowhead Specialty Holdings Inc.

NYSE
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HCI Group Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Bowhead Specialty Holdings Inc. wins in 3 metrics, HCI Group Inc. wins in 13 metrics, with 1 ties. HCI Group Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Bowhead Specialty Holdings Inc. HCI Group Inc. Better
P/E Ratio (TTM) 14.93 6.77 HCI Group Inc.
Price-to-Book Ratio 1.73 1.92 Bowhead Specialty Holdings Inc.
Debt-to-Equity Ratio 33.26 6.09 HCI Group Inc.
PEG Ratio 1.72 0.00 Tie
EV/EBITDA 9.61 2.08 HCI Group Inc.
Profit Margin (TTM) 9.75% 33.19% HCI Group Inc.
Operating Margin (TTM) 13.70% -397.98% Bowhead Specialty Holdings Inc.
EBITDA Margin (TTM) 13.70% N/A N/A
Return on Equity 13.12% 40.46% HCI Group Inc.
Return on Assets (TTM) 2.32% 11.52% HCI Group Inc.
Free Cash Flow (TTM) $326.02M $440.82M HCI Group Inc.
Dividend Yield N/A 1.02% N/A
1-Year Return -28.63% -8.71% HCI Group Inc.
Price-to-Sales Ratio (TTM) 1.41 2.22 Bowhead Specialty Holdings Inc.
Enterprise Value $734.17M $930.91M HCI Group Inc.
EV/Revenue Ratio 1.33 1.03 HCI Group Inc.
Revenue per Share (TTM) $17 $77 HCI Group Inc.
Earnings per Share (Diluted) $1.59 $22.72 HCI Group Inc.
Beta (Stock Volatility) N/A 1.15 N/A
Short % of Float 4.18% 3.22% HCI Group Inc.

Bowhead Specialty Holdings Inc. vs HCI Group Inc. Stock Performance Analysis

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BOW
HCI

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Bowhead Specialty Holdings Inc.-5.33%-9.86%4.47%-2.13%-7.28%-11.34%
HCI Group Inc.-1.54%-3.78%0.38%-14.85%-16.60%-18.53%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Bowhead Specialty Holdings Inc.-28.63%3.58%3.58%3.58%3.58%3.58%
HCI Group Inc.-8.71%180.28%87.89%384.04%2,223.83%2,365.12%

Performance & Financial Health Analysis: Bowhead Specialty Holdings Inc. vs HCI Group Inc.

MetricBOWHCI
Market Information
Market Cap i$782.53M$1.99B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i121,794268,006
90 Day Avg. Volume i180,988189,775
Last Close$24.32$149.82
52 Week Range$21.21 - $37.98$136.37 - $210.50
% from 52W High-35.97%-28.83%
All-Time High$42.29 (Mar 24, 2025)$210.50 (Oct 24, 2025)
% from All-Time High-42.49%-28.83%
Growth Metrics
Quarterly Revenue Growth0.27%0.52%
Quarterly Earnings Growth0.09%36.79%
Financial Health
Profit Margin (TTM) i0.10%0.33%
Operating Margin (TTM) i0.14%-3.98%
Return on Equity (TTM) i0.13%0.40%
Debt to Equity (MRQ) i33.266.09
Cash & Liquidity
Book Value per Share (MRQ)$13.70$80.13
Cash per Share (MRQ)$5.90$93.14
Operating Cash Flow (TTM) i$331.59M$444.45M
Levered Free Cash Flow (TTM) i$52.25M$403.05M
Dividends
Last 12-Month Dividend Yield iN/A1.02%
Last 12-Month Dividend iN/A$1.60

Valuation & Enterprise Metrics Analysis: Bowhead Specialty Holdings Inc. vs HCI Group Inc.

MetricBOW (Apr 24, 2026)HCI (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i14.936.77
Forward P/E i9.948.66
PEG Ratio i1.720.00
Price to Sales (TTM) i1.412.22
Price to Book (MRQ) i1.731.92
Market Capitalization
Market Capitalization i$782.53M$1.99B
Enterprise Value i$734.17M$930.91M
Enterprise Value Metrics
Enterprise to Revenue i1.331.03
Enterprise to EBITDA i9.612.08
Risk & Other Metrics
Beta iN/A1.15
Book Value per Share (MRQ) i$13.70$80.13

Financial Statements Comparison: Bowhead Specialty Holdings Inc. vs HCI Group Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBOW (2025)HCI (2025)
Revenue/Sales i551.54M901.77M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i67.30M429.33M
Pre-Tax Income % of Revenue i12.2%47.6%
Income Tax i13.51M108.94M
Income Tax % of Revenue i2.5%12.1%
Net Income (Profit) i53.79M320.40M
Profit Margin i9.8%35.5%

Balance Sheet & Liquidity Metrics

MetricBOW (2025)HCI (2025)
Cash & Equivalents i193.55M1.21B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i146.45M31.88M
Long-Term Debt % of Revenue i26.6%3.5%
Total Shareholders Equity i449.27M1.11B
Retained Earnings i116.70M611.51M
Retained Earnings % of Revenue i21.2%67.8%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricBOW (2025)HCI (2025)
Operating Cash Flow i-107.99M585.24M
Operating Cash Flow % of Revenue i-19.6%64.9%
Capital Expenditures i-5.57M-3.63M
Free Cash Flow i326.02M440.82M
FCF Margin i59.1%48.9%
Debt Repayment iN/A-8.65M
Common Stock Repurchase iN/A-1.52M

Short Interest & Institutional Ownership Analysis

MetricBOWHCI
Shares Short i743,640309,562
Short Ratio i3.712.34
Short % of Float i4.18%3.22%
Shares Outstanding i32.78M12.99M
Float Shares i31.13M11.11M
% Held by Insiders i4.07%14.44%
% Held by Institutions i92.87%81.53%
% Held by Public i3.06%4.03%

Dividend Analysis & Yield Comparison: Bowhead Specialty Holdings Inc. vs HCI Group Inc.

MetricBOWHCI
Last 12-Month Dividend iN/A$1.60
Last 12-Month Dividend Yield iN/A1.02%
3-Year Avg Annual Dividend iN/A$1.60
3-Year Avg Dividend Yield iN/A0.40%
3-Year Total Dividends iN/A$4.80
Ex-Dividend DateN/AFeb 20, 2026