Brown & Brown [BRO] vs Erie Indemnity [ERIE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Brown & Brown Inc. wins in 10 metrics, Erie Indemnity Company wins in 10 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

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Vital Metrics Comparison

Metric Brown & Brown Inc. Erie Indemnity Company Better
P/E Ratio (TTM) 21.38 23.46 Brown & Brown Inc.
Price-to-Book Ratio 1.81 5.74 Brown & Brown Inc.
Debt-to-Equity Ratio 62.98 2.71 Erie Indemnity Company
PEG Ratio 3.12 -0.40 Brown & Brown Inc.
EV/EBITDA 15.07 16.05 Brown & Brown Inc.
Profit Margin (TTM) 18.29% 13.75% Brown & Brown Inc.
Operating Margin (TTM) 23.17% 17.16% Brown & Brown Inc.
EBITDA Margin (TTM) 23.17% 17.16% Brown & Brown Inc.
Return on Equity 11.23% 26.19% Erie Indemnity Company
Return on Assets (TTM) 4.24% 14.81% Erie Indemnity Company
Free Cash Flow (TTM) $1.38B $570.97M Brown & Brown Inc.
Dividend Yield 0.87% 2.59% Erie Indemnity Company
1-Year Return -43.73% -36.46% Erie Indemnity Company
Price-to-Sales Ratio (TTM) 3.99 3.22 Erie Indemnity Company
Enterprise Value $29.86B $12.99B Brown & Brown Inc.
EV/Revenue Ratio 5.18 3.19 Erie Indemnity Company
Gross Profit Margin (TTM) 48.16% N/A N/A
Revenue per Share (TTM) $19 $78 Erie Indemnity Company
Earnings per Share (Diluted) $3.16 $10.68 Erie Indemnity Company
Beta (Stock Volatility) 0.83 0.44 Erie Indemnity Company
Short % of Float 7.23% 9.90% Brown & Brown Inc.

Brown & Brown Inc. vs Erie Indemnity Company Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Brown & Brown Inc.-1.18%2.21%5.33%-14.32%-28.00%-23.63%
Erie Indemnity Company-1.16%0.13%5.16%-9.38%-21.95%-19.35%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Brown & Brown Inc.-43.73%-9.45%15.79%236.83%379.54%313.72%
Erie Indemnity Company-36.46%4.46%19.83%141.88%237.26%335.90%

Performance & Financial Health Analysis: Brown & Brown Inc. vs Erie Indemnity Company

MetricBROERIE
Market Information
Market Cap i$22.43B$13.01B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i2,200,403202,377
90 Day Avg. Volume i3,060,891235,769
Last Close$59.28$224.04
52 Week Range$53.81 - $111.10$204.63 - $380.67
% from 52W High-46.64%-41.15%
All-Time High$125.68 (Mar 31, 2025)$547.00 (Sep 23, 2024)
% from All-Time High-52.83%-59.04%
Growth Metrics
Quarterly Revenue Growth0.36%0.03%
Quarterly Earnings Growth0.26%-0.58%
Financial Health
Profit Margin (TTM) i0.18%0.14%
Operating Margin (TTM) i0.23%0.17%
Return on Equity (TTM) i0.11%0.26%
Debt to Equity (MRQ) i62.982.71
Cash & Liquidity
Book Value per Share (MRQ)$37.34$43.67
Cash per Share (MRQ)$3.17$6.69
Operating Cash Flow (TTM) i$1.45B$686.66M
Levered Free Cash Flow (TTM) i$1.40B$499.90M
Dividends
Last 12-Month Dividend Yield i0.87%2.59%
Last 12-Month Dividend i$0.64$7.00

Valuation & Enterprise Metrics Analysis: Brown & Brown Inc. vs Erie Indemnity Company

MetricBRO (Apr 26, 2026)ERIE (Apr 23, 2026)
Price Ratios
P/E Ratio (TTM) i21.3823.46
Forward P/E i13.5717.89
PEG Ratio i3.12-0.40
Price to Sales (TTM) i3.993.22
Price to Book (MRQ) i1.815.74
Market Capitalization
Market Capitalization i$22.43B$13.01B
Enterprise Value i$29.86B$12.99B
Enterprise Value Metrics
Enterprise to Revenue i5.183.19
Enterprise to EBITDA i15.0716.05
Risk & Other Metrics
Beta i0.830.44
Book Value per Share (MRQ) i$37.34$43.67

Financial Statements Comparison: Brown & Brown Inc. vs Erie Indemnity Company

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBRO (2025)ERIE (2025)
Revenue/Sales i5.76B4.15B
Cost of Goods Sold i2.94BN/A
COGS % of Revenue i50.9%0.0%
Gross Profit i2.83BN/A
Gross Margin i49.1%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i1.50BN/A
Operating Margin i26.1%0.0%
EBITDA i1.92BN/A
EBITDA Margin i33.4%0.0%
Pre-Tax Income i1.37B710.60M
Pre-Tax Income % of Revenue i23.8%17.1%
Income Tax i304.00M151.27M
Income Tax % of Revenue i5.3%3.6%
Net Income (Profit) i1.07B559.34M
Profit Margin i18.5%13.5%

Balance Sheet & Liquidity Metrics

MetricBRO (2025)ERIE (2025)
Cash & Equivalents i1.08B315.69M
Total Current Assets i8.61BN/A
Total Current Assets % of Revenue i149.5%0.0%
Total Current Liabilities i8.29BN/A
Total Current Liabilities % of Revenue i143.9%0.0%
Long-Term Debt i7.14BN/A
Long-Term Debt % of Revenue i123.8%0.0%
Total Shareholders Equity i12.57B2.28B
Retained Earnings i6.99B3.46B
Retained Earnings % of Revenue i121.3%83.5%
Property, Plant & Equipment i0N/A

Cash Flow Statement Comparison

MetricBRO (2025)ERIE (2025)
Operating Cash Flow i1.67B514.33M
Operating Cash Flow % of Revenue i28.9%12.4%
Capital Expenditures i-68.00M-115.69M
Free Cash Flow i1.38B570.97M
FCF Margin i24.0%13.8%
Debt Repayment i-825.00MN/A
Common Stock Repurchase i-142.00MN/A

Short Interest & Institutional Ownership Analysis

MetricBROERIE
Shares Short i18.64M2.48M
Short Ratio i5.419.93
Short % of Float i7.23%9.90%
Shares Outstanding i336.00M52.29M
Float Shares i293.37M25.15M
% Held by Insiders i13.08%45.46%
% Held by Institutions i83.30%45.94%
% Held by Public i3.62%8.60%

Dividend Analysis & Yield Comparison: Brown & Brown Inc. vs Erie Indemnity Company

MetricBROERIE
Last 12-Month Dividend i$0.64$7.00
Last 12-Month Dividend Yield i0.87%2.59%
3-Year Avg Annual Dividend i$0.57$5.67
3-Year Avg Dividend Yield i0.16%0.41%
3-Year Total Dividends i$1.70$17.01
Ex-Dividend DateFeb 04, 2026Apr 07, 2026