Chubb [CB] vs Cincinnati Financial [CINF] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Chubb Ltd. wins in 6 metrics, Cincinnati Financial Corporation wins in 14 metrics, with 0 ties. Cincinnati Financial Corporation appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Chubb Ltd. | Cincinnati Financial Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.64 | 11.09 | Cincinnati Financial Corporation |
| Price-to-Book Ratio | 1.75 | 1.64 | Cincinnati Financial Corporation |
| Debt-to-Equity Ratio | 30.94 | 5.57 | Cincinnati Financial Corporation |
| PEG Ratio | 0.42 | 0.16 | Cincinnati Financial Corporation |
| EV/EBITDA | 11.46 | 7.96 | Cincinnati Financial Corporation |
| Profit Margin (TTM) | 17.29% | 18.95% | Cincinnati Financial Corporation |
| Operating Margin (TTM) | 24.24% | 27.60% | Cincinnati Financial Corporation |
| EBITDA Margin (TTM) | 24.24% | 27.60% | Cincinnati Financial Corporation |
| Return on Equity | 14.34% | 16.04% | Cincinnati Financial Corporation |
| Return on Assets (TTM) | 3.12% | 4.89% | Cincinnati Financial Corporation |
| Free Cash Flow (TTM) | $12.82B | $3.09B | Chubb Ltd. |
| Dividend Yield | 0.59% | 2.70% | Cincinnati Financial Corporation |
| 1-Year Return | 14.42% | 15.48% | Cincinnati Financial Corporation |
| Price-to-Sales Ratio (TTM) | 2.16 | 2.07 | Cincinnati Financial Corporation |
| Enterprise Value | $152.07B | $25.48B | Chubb Ltd. |
| EV/Revenue Ratio | 2.55 | 2.02 | Cincinnati Financial Corporation |
| Revenue per Share (TTM) | $150 | $81 | Chubb Ltd. |
| Earnings per Share (Diluted) | $28.29 | $15.17 | Chubb Ltd. |
| Beta (Stock Volatility) | 0.50 | 0.64 | Chubb Ltd. |
| Short % of Float | 1.03% | 1.89% | Chubb Ltd. |
Chubb Ltd. vs Cincinnati Financial Corporation Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Chubb Ltd. | -0.36% | 1.58% | 0.86% | -0.96% | 4.59% | 5.45% |
| Cincinnati Financial Corporation | 0.20% | 4.37% | 1.75% | 1.66% | 1.36% | 4.86% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Chubb Ltd. | 14.42% | 68.33% | 110.33% | 164.78% | 410.25% | 575.19% |
| Cincinnati Financial Corporation | 15.48% | 67.50% | 48.49% | 144.23% | 485.21% | 261.98% |
Performance & Financial Health Analysis: Chubb Ltd. vs Cincinnati Financial Corporation
| Metric | CB | CINF |
|---|---|---|
| Market Information | ||
| Market Cap | $130.19B | $25.61B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 1,559,588 | 815,573 |
| 90 Day Avg. Volume | 1,636,379 | 787,534 |
| Last Close | $326.95 | $169.34 |
| 52 Week Range | $264.10 - $345.67 | $143.37 - $174.27 |
| % from 52W High | -5.42% | -2.83% |
| All-Time High | $345.67 (Mar 02, 2026) | $174.27 (Feb 06, 2026) |
| % from All-Time High | -5.42% | -2.83% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.06% | 0.22% |
| Quarterly Earnings Growth | 0.25% | 0.67% |
| Financial Health | ||
| Profit Margin (TTM) | 0.17% | 0.19% |
| Operating Margin (TTM) | 0.24% | 0.28% |
| Return on Equity (TTM) | 0.14% | 0.16% |
| Debt to Equity (MRQ) | 30.94 | 5.57 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $188.59 | $102.39 |
| Cash per Share (MRQ) | $18.23 | $10.15 |
| Operating Cash Flow (TTM) | $12.82B | $3.11B |
| Levered Free Cash Flow (TTM) | $12.14B | $6.14B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.59% | 2.70% |
| Last 12-Month Dividend | $1.94 | $4.42 |
Valuation & Enterprise Metrics Analysis: Chubb Ltd. vs Cincinnati Financial Corporation
| Metric | CB (Apr 24, 2026) | CINF (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.64 | 11.09 |
| Forward P/E | 11.29 | 18.25 |
| PEG Ratio | 0.42 | 0.16 |
| Price to Sales (TTM) | 2.16 | 2.07 |
| Price to Book (MRQ) | 1.75 | 1.64 |
| Market Capitalization | ||
| Market Capitalization | $130.19B | $25.61B |
| Enterprise Value | $152.07B | $25.48B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.55 | 2.02 |
| Enterprise to EBITDA | 11.46 | 7.96 |
| Risk & Other Metrics | ||
| Beta | 0.50 | 0.64 |
| Book Value per Share (MRQ) | $188.59 | $102.39 |
Financial Statements Comparison: Chubb Ltd. vs Cincinnati Financial Corporation
Financial Metrics
Loading Financial Charts...
Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | CB (2025) | CINF (2025) |
|---|---|---|
| Revenue/Sales | 59.78B | 12.63B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 13.04B | 2.98B |
| Pre-Tax Income % of Revenue | 21.8% | 23.6% |
| Income Tax | 2.42B | 587.00M |
| Income Tax % of Revenue | 4.1% | 4.6% |
| Net Income (Profit) | 10.62B | 2.39B |
| Profit Margin | 17.8% | 18.9% |
Balance Sheet & Liquidity Metrics
| Metric | CB (2025) | CINF (2025) |
|---|---|---|
| Cash & Equivalents | 2.27B | 1.43B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 15.73B | 861.00M |
| Long-Term Debt % of Revenue | 26.3% | 6.8% |
| Total Shareholders Equity | 79.78B | 15.91B |
| Retained Earnings | 69.95B | 16.72B |
| Retained Earnings % of Revenue | 117.0% | 132.4% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | CB (2025) | CINF (2025) |
|---|---|---|
| Operating Cash Flow | 9.94B | 2.41B |
| Operating Cash Flow % of Revenue | 16.6% | 19.1% |
| Capital Expenditures | N/A | -20.00M |
| Free Cash Flow | 12.82B | 3.09B |
| FCF Margin | 21.4% | 24.5% |
| Debt Repayment | -800.00M | N/A |
| Common Stock Repurchase | -3.69B | -205.00M |
Short Interest & Institutional Ownership Analysis
| Metric | CB | CINF |
|---|---|---|
| Shares Short | 3.98M | 2.53M |
| Short Ratio | 2.17 | 3.11 |
| Short % of Float | 1.03% | 1.89% |
| Shares Outstanding | 391.10M | 155.42M |
| Float Shares | 353.59M | 152.77M |
| % Held by Insiders | 9.45% | 1.67% |
| % Held by Institutions | 84.38% | 71.49% |
| % Held by Public | 6.17% | 26.84% |
Dividend Analysis & Yield Comparison: Chubb Ltd. vs Cincinnati Financial Corporation
| Metric | CB | CINF |
|---|---|---|
| Last 12-Month Dividend | $1.94 | $4.42 |
| Last 12-Month Dividend Yield | 0.59% | 2.70% |
| 3-Year Avg Annual Dividend | $3.01 | $3.55 |
| 3-Year Avg Dividend Yield | 0.35% | 0.64% |
| 3-Year Total Dividends | $9.02 | $10.66 |
| Ex-Dividend Date | Mar 13, 2026 | Mar 24, 2026 |