Community Bank [CBU] vs Popular [BPOP] Detailed Stock Comparison

Community Bank System, Inc.

NYSE
Loading...

Popular Inc.

NASDAQ
Loading...

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Community Bank System, Inc. wins in 2 metrics, Popular Inc. wins in 16 metrics, with 0 ties. Popular Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Community Bank System, Inc. Popular Inc. Better
P/E Ratio (TTM) 15.79 10.88 Popular Inc.
Price-to-Book Ratio 1.65 1.52 Popular Inc.
Debt-to-Equity Ratio 0.38 0.18 Popular Inc.
PEG Ratio 1.65 0.23 Popular Inc.
Profit Margin (TTM) 26.42% 29.99% Popular Inc.
Operating Margin (TTM) 34.95% 39.25% Popular Inc.
EBITDA Margin (TTM) 34.95% 39.25% Popular Inc.
Return on Equity 11.17% 14.89% Popular Inc.
Return on Assets (TTM) 1.25% 1.20% Community Bank System, Inc.
Free Cash Flow (TTM) $233.33M $680.99M Popular Inc.
Dividend Yield 3.30% 2.64% Community Bank System, Inc.
1-Year Return 13.16% 43.47% Popular Inc.
Price-to-Sales Ratio (TTM) 4.15 3.16 Popular Inc.
Enterprise Value $3.76B $10.28B Popular Inc.
EV/Revenue Ratio 4.72 3.42 Popular Inc.
Revenue per Share (TTM) $15 $45 Popular Inc.
Earnings per Share (Diluted) $3.97 $13.52 Popular Inc.
Beta (Stock Volatility) 0.78 N/A N/A
Short % of Float 5.16% 2.26% Popular Inc.

Community Bank System, Inc. vs Popular Inc. Stock Performance Analysis

Loading Price Chart...

CBU
BPOP

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Community Bank System, Inc.0.22%-0.08%-0.02%6.00%8.39%9.45%
Popular Inc.0.20%3.06%3.17%14.08%31.63%21.52%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Community Bank System, Inc.13.16%19.96%-20.98%55.26%171.73%220.60%
Popular Inc.43.47%136.25%81.84%383.50%430.46%-24.37%

Performance & Financial Health Analysis: Community Bank System, Inc. vs Popular Inc.

MetricCBUBPOP
Market Information
Market Cap i$3.33B$9.51B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i206,982560,226
90 Day Avg. Volume i253,927528,389
Last Close$63.59$153.07
52 Week Range$51.12 - $67.50$102.56 - $153.99
% from 52W High-5.79%-0.60%
All-Time High$82.53 (Mar 08, 2021)$290.00 (Dec 27, 2004)
% from All-Time High-22.95%-47.22%
Growth Metrics
Quarterly Revenue Growth0.11%0.10%
Quarterly Earnings Growth0.09%0.39%
Financial Health
Profit Margin (TTM) i0.26%0.30%
Operating Margin (TTM) i0.35%0.39%
Return on Equity (TTM) i0.11%0.15%
Debt to Equity (MRQ) i0.380.18
Cash & Liquidity
Book Value per Share (MRQ)$38.08$96.76
Cash per Share (MRQ)$5.87$6.39
Operating Cash Flow (TTM) i$301.86M$901.67M
Levered Free Cash Flow (TTM) i$209.58M$831.75M
Dividends
Last 12-Month Dividend Yield i3.30%2.64%
Last 12-Month Dividend i$1.87$3.65

Valuation & Enterprise Metrics Analysis: Community Bank System, Inc. vs Popular Inc.

MetricCBU (Apr 24, 2026)BPOP (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i15.7910.88
Forward P/E i11.698.92
PEG Ratio i1.650.23
Price to Sales (TTM) i4.153.16
Price to Book (MRQ) i1.651.52
Market Capitalization
Market Capitalization i$3.33B$9.51B
Enterprise Value i$3.76B$10.28B
Enterprise Value Metrics
Enterprise to Revenue i4.723.42
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.78N/A
Book Value per Share (MRQ) i$38.08$96.76

Financial Statements Comparison: Community Bank System, Inc. vs Popular Inc.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCBU (2025)BPOP (2025)
Revenue/Sales i818.29M3.05B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i275.39M1.01B
Pre-Tax Income % of Revenue i33.7%33.0%
Income Tax i64.94M173.63M
Income Tax % of Revenue i7.9%5.7%
Net Income (Profit) i210.46M833.16M
Profit Margin i25.7%27.3%

Balance Sheet & Liquidity Metrics

MetricCBU (2025)BPOP (2025)
Cash & Equivalents i287.00M5.03B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i458.77M891.92M
Long-Term Debt % of Revenue i56.1%29.3%
Total Shareholders Equity i2.01B6.25B
Retained Earnings i1.39B5.21B
Retained Earnings % of Revenue i169.6%170.9%
Property, Plant & Equipment i140.02M499.60M

Cash Flow Statement Comparison

MetricCBU (2025)BPOP (2025)
Operating Cash Flow i259.80M901.67M
Operating Cash Flow % of Revenue i31.7%29.6%
Capital Expenditures i-66.55M-196.80M
Free Cash Flow i233.33M680.99M
FCF Margin i28.5%22.4%
Debt Repayment i-160.26M-148.15M
Common Stock Repurchase i-11.17M-504.72M

Short Interest & Institutional Ownership Analysis

MetricCBUBPOP
Shares Short i1.96M1.24M
Short Ratio i7.142.49
Short % of Float i5.16%2.26%
Shares Outstanding i52.68M64.65M
Float Shares i52.25M63.16M
% Held by Insiders i0.78%1.87%
% Held by Institutions i77.88%94.18%
% Held by Public i21.34%3.95%

Dividend Analysis & Yield Comparison: Community Bank System, Inc. vs Popular Inc.

MetricCBUBPOP
Last 12-Month Dividend i$1.87$3.65
Last 12-Month Dividend Yield i3.30%2.64%
3-Year Avg Annual Dividend i$1.83$2.83
3-Year Avg Dividend Yield i0.86%0.73%
3-Year Total Dividends i$5.49$8.48
Ex-Dividend DateMar 16, 2026Mar 18, 2026