Community Bank [CBU] vs Old National Bancorp [ONB] Detailed Stock Comparison

Community Bank System, Inc.

NYSE
Loading...

Old National Bancorp

NASDAQ
Loading...

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Community Bank System, Inc. wins in 8 metrics, Old National Bancorp wins in 10 metrics, with 0 ties. Old National Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Community Bank System, Inc. Old National Bancorp Better
P/E Ratio (TTM) 15.79 12.38 Old National Bancorp
Price-to-Book Ratio 1.65 1.13 Old National Bancorp
Debt-to-Equity Ratio 0.38 0.92 Community Bank System, Inc.
PEG Ratio 1.65 0.75 Old National Bancorp
Profit Margin (TTM) 26.42% 30.25% Old National Bancorp
Operating Margin (TTM) 34.95% 51.26% Old National Bancorp
EBITDA Margin (TTM) 34.95% 51.26% Old National Bancorp
Return on Equity 11.17% 10.08% Community Bank System, Inc.
Return on Assets (TTM) 1.25% 1.20% Community Bank System, Inc.
Free Cash Flow (TTM) $233.33M $637.41M Old National Bancorp
Dividend Yield 3.30% 2.87% Community Bank System, Inc.
1-Year Return 13.16% 15.10% Old National Bancorp
Price-to-Sales Ratio (TTM) 4.15 3.73 Old National Bancorp
Enterprise Value $3.76B $15.34B Old National Bancorp
EV/Revenue Ratio 4.72 6.12 Community Bank System, Inc.
Revenue per Share (TTM) $15 $7 Community Bank System, Inc.
Earnings per Share (Diluted) $3.97 $1.94 Community Bank System, Inc.
Beta (Stock Volatility) 0.78 N/A N/A
Short % of Float 5.16% 7.27% Community Bank System, Inc.

Community Bank System, Inc. vs Old National Bancorp Stock Performance Analysis

Loading Price Chart...

CBU
ONB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Community Bank System, Inc.0.22%-0.08%-0.02%6.00%8.39%9.45%
Old National Bancorp-0.04%-0.21%-0.79%4.63%7.44%6.25%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Community Bank System, Inc.13.16%19.96%-20.98%55.26%171.73%220.60%
Old National Bancorp15.10%79.05%26.30%82.72%133.33%21.75%

Performance & Financial Health Analysis: Community Bank System, Inc. vs Old National Bancorp

MetricCBUONB
Market Information
Market Cap i$3.33B$9.35B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i206,9823,441,018
90 Day Avg. Volume i253,9273,308,019
Last Close$63.59$23.96
52 Week Range$51.12 - $67.50$19.39 - $26.17
% from 52W High-5.79%-8.44%
All-Time High$82.53 (Mar 08, 2021)$28.49 (Dec 21, 1998)
% from All-Time High-22.95%-15.90%
Growth Metrics
Quarterly Revenue Growth0.11%0.46%
Quarterly Earnings Growth0.09%0.62%
Financial Health
Profit Margin (TTM) i0.26%0.30%
Operating Margin (TTM) i0.35%0.51%
Return on Equity (TTM) i0.11%0.10%
Debt to Equity (MRQ) i0.380.92
Cash & Liquidity
Book Value per Share (MRQ)$38.08$21.21
Cash per Share (MRQ)$5.87$4.55
Operating Cash Flow (TTM) i$301.86M$806.44M
Levered Free Cash Flow (TTM) i$209.58M$653.12M
Dividends
Last 12-Month Dividend Yield i3.30%2.87%
Last 12-Month Dividend i$1.87$0.70

Valuation & Enterprise Metrics Analysis: Community Bank System, Inc. vs Old National Bancorp

MetricCBU (Apr 24, 2026)ONB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i15.7912.38
Forward P/E i11.698.29
PEG Ratio i1.650.75
Price to Sales (TTM) i4.153.73
Price to Book (MRQ) i1.651.13
Market Capitalization
Market Capitalization i$3.33B$9.35B
Enterprise Value i$3.76B$15.34B
Enterprise Value Metrics
Enterprise to Revenue i4.726.12
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.78N/A
Book Value per Share (MRQ) i$38.08$21.21

Financial Statements Comparison: Community Bank System, Inc. vs Old National Bancorp

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCBU (2025)ONB (2025)
Revenue/Sales i818.29M2.52B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i275.39M841.39M
Pre-Tax Income % of Revenue i33.7%33.3%
Income Tax i64.94M172.14M
Income Tax % of Revenue i7.9%6.8%
Net Income (Profit) i210.46M669.26M
Profit Margin i25.7%26.5%

Balance Sheet & Liquidity Metrics

MetricCBU (2025)ONB (2025)
Cash & Equivalents i287.00M1.83B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i458.77M7.09B
Long-Term Debt % of Revenue i56.1%280.9%
Total Shareholders Equity i2.01B8.49B
Retained Earnings i1.39B2.41B
Retained Earnings % of Revenue i169.6%95.4%
Property, Plant & Equipment i140.02MN/A

Cash Flow Statement Comparison

MetricCBU (2025)ONB (2025)
Operating Cash Flow i259.80M806.44M
Operating Cash Flow % of Revenue i31.7%31.9%
Capital Expenditures i-66.55M-41.70M
Free Cash Flow i233.33M637.41M
FCF Margin i28.5%25.2%
Debt Repayment i-160.26M-2.57B
Common Stock Repurchase i-11.17M-71.80M

Short Interest & Institutional Ownership Analysis

MetricCBUONB
Shares Short i1.96M22.06M
Short Ratio i7.146.68
Short % of Float i5.16%7.27%
Shares Outstanding i52.68M389.66M
Float Shares i52.25M382.68M
% Held by Insiders i0.78%0.68%
% Held by Institutions i77.88%97.76%
% Held by Public i21.34%1.56%

Dividend Analysis & Yield Comparison: Community Bank System, Inc. vs Old National Bancorp

MetricCBUONB
Last 12-Month Dividend i$1.87$0.70
Last 12-Month Dividend Yield i3.30%2.87%
3-Year Avg Annual Dividend i$1.83$0.61
3-Year Avg Dividend Yield i0.86%0.76%
3-Year Total Dividends i$5.49$1.82
Ex-Dividend DateMar 16, 2026Mar 05, 2026