Cullen/Frost Bankers [CFR] vs Old National Bancorp [ONB] Detailed Stock Comparison

Cullen/Frost Bankers Inc.

NYSE
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Old National Bancorp

NASDAQ
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Cullen/Frost Bankers Inc. wins in 7 metrics, Old National Bancorp wins in 11 metrics, with 0 ties. Old National Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Cullen/Frost Bankers Inc. Old National Bancorp Better
P/E Ratio (TTM) 14.61 12.38 Old National Bancorp
Price-to-Book Ratio 2.07 1.13 Old National Bancorp
Debt-to-Equity Ratio 1.13 0.92 Old National Bancorp
PEG Ratio 1.82 0.75 Old National Bancorp
Profit Margin (TTM) 29.60% 30.25% Old National Bancorp
Operating Margin (TTM) 34.52% 51.26% Old National Bancorp
EBITDA Margin (TTM) 34.52% 51.26% Old National Bancorp
Return on Equity 15.31% 10.08% Cullen/Frost Bankers Inc.
Return on Assets (TTM) 1.23% 1.20% Cullen/Frost Bankers Inc.
Free Cash Flow (TTM) $127.33M $637.41M Old National Bancorp
Dividend Yield 2.89% 2.87% Cullen/Frost Bankers Inc.
1-Year Return 6.73% 15.10% Old National Bancorp
Price-to-Sales Ratio (TTM) 4.16 3.73 Old National Bancorp
Enterprise Value $5.46B $15.34B Old National Bancorp
EV/Revenue Ratio 2.49 6.12 Cullen/Frost Bankers Inc.
Revenue per Share (TTM) $34 $7 Cullen/Frost Bankers Inc.
Earnings per Share (Diluted) $9.92 $1.94 Cullen/Frost Bankers Inc.
Beta (Stock Volatility) 0.61 N/A N/A
Short % of Float 0.03% 7.27% Cullen/Frost Bankers Inc.

Cullen/Frost Bankers Inc. vs Old National Bancorp Stock Performance Analysis

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CFR
ONB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Cullen/Frost Bankers Inc.-0.93%-2.87%-2.70%-3.33%10.13%5.75%
Old National Bancorp-2.26%-1.69%0.29%1.27%10.52%5.76%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Cullen/Frost Bankers Inc.6.73%26.76%11.47%106.62%146.00%134.22%
Old National Bancorp15.10%79.05%26.30%82.72%133.33%21.75%

Performance & Financial Health Analysis: Cullen/Frost Bankers Inc. vs Old National Bancorp

MetricCFRONB
Market Information
Market Cap i$9.16B$9.35B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i461,6093,441,018
90 Day Avg. Volume i490,1363,308,019
Last Close$134.28$23.31
52 Week Range$119.00 - $148.97$19.39 - $26.17
% from 52W High-9.86%-10.93%
All-Time High$160.60 (Nov 07, 2022)$28.49 (Dec 21, 1998)
% from All-Time High-16.39%-18.18%
Growth Metrics
Quarterly Revenue Growth0.10%0.46%
Quarterly Earnings Growth0.07%0.62%
Financial Health
Profit Margin (TTM) i0.30%0.30%
Operating Margin (TTM) i0.35%0.51%
Return on Equity (TTM) i0.15%0.10%
Debt to Equity (MRQ) i1.130.92
Cash & Liquidity
Book Value per Share (MRQ)$69.96$21.21
Cash per Share (MRQ)$142.58$4.55
Operating Cash Flow (TTM) i$273.98M$806.44M
Levered Free Cash Flow (TTM) i$635.47M$653.12M
Dividends
Last 12-Month Dividend Yield i2.89%2.87%
Last 12-Month Dividend i$4.00$0.70

Valuation & Enterprise Metrics Analysis: Cullen/Frost Bankers Inc. vs Old National Bancorp

MetricCFR (Apr 24, 2026)ONB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i14.6112.38
Forward P/E i13.628.29
PEG Ratio i1.820.75
Price to Sales (TTM) i4.163.73
Price to Book (MRQ) i2.071.13
Market Capitalization
Market Capitalization i$9.16B$9.35B
Enterprise Value i$5.46B$15.34B
Enterprise Value Metrics
Enterprise to Revenue i2.496.12
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.61N/A
Book Value per Share (MRQ) i$69.96$21.21

Financial Statements Comparison: Cullen/Frost Bankers Inc. vs Old National Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCFR (2025)ONB (2025)
Revenue/Sales i2.24B2.52B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i771.70M841.39M
Pre-Tax Income % of Revenue i34.5%33.3%
Income Tax i123.15M172.14M
Income Tax % of Revenue i5.5%6.8%
Net Income (Profit) i648.56M669.26M
Profit Margin i29.0%26.5%

Balance Sheet & Liquidity Metrics

MetricCFR (2025)ONB (2025)
Cash & Equivalents i8.86B1.83B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i223.05M7.09B
Long-Term Debt % of Revenue i10.0%280.9%
Total Shareholders Equity i4.57B8.49B
Retained Earnings i4.31B2.41B
Retained Earnings % of Revenue i192.8%95.4%
Property, Plant & Equipment i259.18MN/A

Cash Flow Statement Comparison

MetricCFR (2025)ONB (2025)
Operating Cash Flow i216.72M806.44M
Operating Cash Flow % of Revenue i9.7%31.9%
Capital Expenditures i-145.69M-41.70M
Free Cash Flow i127.33M637.41M
FCF Margin i5.7%25.2%
Debt Repayment iN/A-2.57B
Common Stock Repurchase i-157.83M-71.80M

Short Interest & Institutional Ownership Analysis

MetricCFRONB
Shares Short i18,57922.06M
Short Ratio i0.036.68
Short % of Float i0.03%7.27%
Shares Outstanding i63.29M389.66M
Float Shares i62.33M382.68M
% Held by Insiders i6.11%0.68%
% Held by Institutions i90.66%97.76%
% Held by Public i3.23%1.56%

Dividend Analysis & Yield Comparison: Cullen/Frost Bankers Inc. vs Old National Bancorp

MetricCFRONB
Last 12-Month Dividend i$4.00$0.70
Last 12-Month Dividend Yield i2.89%2.87%
3-Year Avg Annual Dividend i$4.11$0.61
3-Year Avg Dividend Yield i0.83%0.76%
3-Year Total Dividends i$12.32$1.82
Ex-Dividend DateFeb 27, 2026Mar 05, 2026