Capital One [COF] vs Mastercard [MA] Detailed Stock Comparison

Capital One Financial Corporation

NYSE
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Mastercard Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Capital One Financial Corporation wins in 8 metrics, Mastercard Inc. wins in 11 metrics, with 0 ties. Mastercard Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Capital One Financial Corporation Mastercard Inc. Better
P/E Ratio (TTM) 60.69 30.95 Mastercard Inc.
Price-to-Book Ratio 1.13 59.09 Capital One Financial Corporation
Debt-to-Equity Ratio 0.46 256.04 Capital One Financial Corporation
PEG Ratio -17.50 1.27 Mastercard Inc.
EV/EBITDA N/A 22.63 N/A
Profit Margin (TTM) 8.88% 45.65% Mastercard Inc.
Operating Margin (TTM) 28.59% 57.73% Mastercard Inc.
EBITDA Margin (TTM) 28.59% 57.73% Mastercard Inc.
Return on Equity 3.26% 209.92% Mastercard Inc.
Return on Assets (TTM) 0.49% 23.72% Mastercard Inc.
Free Cash Flow (TTM) $26.14B $16.43B Capital One Financial Corporation
Dividend Yield 1.47% 0.55% Capital One Financial Corporation
1-Year Return -0.64% -15.65% Capital One Financial Corporation
Price-to-Sales Ratio (TTM) 3.43 13.92 Capital One Financial Corporation
Enterprise Value $101.91B $464.97B Mastercard Inc.
EV/Revenue Ratio 2.81 14.18 Capital One Financial Corporation
Gross Profit Margin (TTM) N/A 79.35% N/A
Revenue per Share (TTM) $60 $36 Capital One Financial Corporation
Earnings per Share (Diluted) $3.24 $16.52 Mastercard Inc.
Beta (Stock Volatility) 1.14 0.83 Mastercard Inc.
Short % of Float 1.42% 0.70% Mastercard Inc.

Capital One Financial Corporation vs Mastercard Inc. Stock Performance Analysis

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COF
MA

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Capital One Financial Corporation-3.35%-1.38%-3.20%-5.39%-17.93%-25.85%
Mastercard Inc.-1.28%-3.08%-5.33%-8.28%-12.47%-15.15%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Capital One Financial Corporation-0.64%70.09%13.03%162.47%264.56%124.50%
Mastercard Inc.-15.65%32.18%34.96%414.40%1,682.68%10,410.21%

Performance & Financial Health Analysis: Capital One Financial Corporation vs Mastercard Inc.

MetricCOFMA
Market Information
Market Cap i$121.38B$448.34B
Market Cap CategoryLarge capMega cap
10 Day Avg. Volume i4,080,6783,152,477
90 Day Avg. Volume i4,704,2593,291,506
Last Close$177.68$471.55
52 Week Range$174.98 - $259.64$464.52 - $601.77
% from 52W High-31.57%-21.64%
All-Time High$259.61 (Jan 06, 2026)$601.77 (Aug 22, 2025)
% from All-Time High-31.56%-21.64%
Growth Metrics
Quarterly Revenue Growth0.46%0.18%
Quarterly Earnings Growth0.55%0.22%
Financial Health
Profit Margin (TTM) i0.09%0.46%
Operating Margin (TTM) i0.29%0.58%
Return on Equity (TTM) i0.03%2.10%
Debt to Equity (MRQ) i0.46256.04
Cash & Liquidity
Book Value per Share (MRQ)$173.49$8.65
Cash per Share (MRQ)$124.20$12.22
Operating Cash Flow (TTM) i$6.98B$17.65B
Levered Free Cash Flow (TTM) i$2.18B$16.27B
Dividends
Last 12-Month Dividend Yield i1.47%0.55%
Last 12-Month Dividend i$2.80$3.15

Valuation & Enterprise Metrics Analysis: Capital One Financial Corporation vs Mastercard Inc.

MetricCOF (Apr 26, 2026)MA (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i60.6930.95
Forward P/E i8.2522.56
PEG Ratio i-17.501.27
Price to Sales (TTM) i3.4313.92
Price to Book (MRQ) i1.1359.09
Market Capitalization
Market Capitalization i$121.38B$448.34B
Enterprise Value i$101.91B$464.97B
Enterprise Value Metrics
Enterprise to Revenue i2.8114.18
Enterprise to EBITDA iN/A22.63
Risk & Other Metrics
Beta i1.140.83
Book Value per Share (MRQ) i$173.49$8.65

Financial Statements Comparison: Capital One Financial Corporation vs Mastercard Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCOF (2025)MA (2025)
Revenue/Sales i53.43B32.79B
Cost of Goods Sold iN/A7.25B
COGS % of Revenue i0.0%22.1%
Gross Profit iN/A25.54B
Gross Margin i0.0%77.9%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A19.51B
Operating Margin i0.0%59.5%
EBITDA iN/A20.82B
EBITDA Margin i0.0%63.5%
Pre-Tax Income i2.28B18.58B
Pre-Tax Income % of Revenue i4.3%56.7%
Income Tax i193.00M3.61B
Income Tax % of Revenue i0.4%11.0%
Net Income (Profit) i2.45B14.97B
Profit Margin i4.6%45.6%

Balance Sheet & Liquidity Metrics

MetricCOF (2025)MA (2025)
Cash & Equivalents i57.43B10.57B
Total Current Assets iN/A23.56B
Total Current Assets % of Revenue i0.0%71.8%
Total Current Liabilities iN/A22.76B
Total Current Liabilities % of Revenue i0.0%69.4%
Long-Term Debt i49.91B18.25B
Long-Term Debt % of Revenue i93.4%55.7%
Total Shareholders Equity i113.62B7.75B
Retained Earnings i65.19B85.04B
Retained Earnings % of Revenue i122.0%259.3%
Property, Plant & Equipment iN/A3.71B

Cash Flow Statement Comparison

MetricCOF (2025)MA (2025)
Operating Cash Flow i6.98B19.44B
Operating Cash Flow % of Revenue i13.1%59.3%
Capital Expenditures i-1.58B-489.00M
Free Cash Flow i26.14B16.43B
FCF Margin i48.9%50.1%
Debt Repayment i-17.86B-750.00M
Common Stock Repurchase i-4.60B-11.73B

Short Interest & Institutional Ownership Analysis

MetricCOFMA
Shares Short i7.89M6.24M
Short Ratio i1.461.83
Short % of Float i1.42%0.70%
Shares Outstanding i634.20M894.04M
Float Shares i603.13M883.99M
% Held by Insiders i1.88%0.55%
% Held by Institutions i87.17%90.43%
% Held by Public i10.95%9.02%

Dividend Analysis & Yield Comparison: Capital One Financial Corporation vs Mastercard Inc.

MetricCOFMA
Last 12-Month Dividend i$2.80$3.15
Last 12-Month Dividend Yield i1.47%0.55%
3-Year Avg Annual Dividend i$2.53$2.75
3-Year Avg Dividend Yield i0.41%0.14%
3-Year Total Dividends i$7.60$8.26
Ex-Dividend DateFeb 19, 2026Jan 09, 2026