Corpay [CPAY] vs Microsoft [MSFT] Detailed Stock Comparison

Corpay Inc.

NYSE
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Microsoft Corp.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Corpay Inc. wins in 11 metrics, Microsoft Corp. wins in 9 metrics, with 0 ties. Corpay Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Corpay Inc. Microsoft Corp. Better
P/E Ratio (TTM) 20.83 26.56 Corpay Inc.
Price-to-Book Ratio 5.51 8.06 Corpay Inc.
Debt-to-Equity Ratio 243.35 31.54 Microsoft Corp.
PEG Ratio 2.72 0.44 Microsoft Corp.
EV/EBITDA 12.13 18.16 Corpay Inc.
Profit Margin (TTM) 23.63% 39.04% Microsoft Corp.
Operating Margin (TTM) 57.14% 47.09% Corpay Inc.
EBITDA Margin (TTM) 57.14% 47.09% Corpay Inc.
Return on Equity 29.07% 34.39% Microsoft Corp.
Return on Assets (TTM) 6.04% 14.86% Microsoft Corp.
Free Cash Flow (TTM) $1.30B $71.61B Microsoft Corp.
Dividend Yield N/A 1.11% N/A
1-Year Return 10.17% -17.73% Corpay Inc.
Price-to-Sales Ratio (TTM) 4.57 10.32 Corpay Inc.
Enterprise Value $29.51B $3,183.47B Microsoft Corp.
EV/Revenue Ratio 6.52 10.42 Corpay Inc.
Gross Profit Margin (TTM) 79.17% 68.04% Corpay Inc.
Revenue per Share (TTM) $65 $41 Corpay Inc.
Earnings per Share (Diluted) $15.02 $15.97 Microsoft Corp.
Beta (Stock Volatility) 0.85 1.11 Corpay Inc.
Short % of Float 4.22% 1.09% Microsoft Corp.

Corpay Inc. vs Microsoft Corp. Stock Performance Analysis

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CPAY
MSFT

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Corpay Inc.-0.74%1.28%7.69%13.94%13.23%17.59%
Microsoft Corp.2.31%-2.91%-5.25%-0.05%-15.81%-15.47%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Corpay Inc.10.17%17.43%17.43%17.43%17.43%17.43%
Microsoft Corp.-17.73%14.14%50.61%679.45%1,510.63%1,668.05%

Performance & Financial Health Analysis: Corpay Inc. vs Microsoft Corp.

MetricCPAYMSFT
Market Information
Market Cap i$21.29B$3.09T
Market Cap CategoryLarge capMega cap
10 Day Avg. Volume i518,52035,949,722
90 Day Avg. Volume i577,98032,871,754
Last Close$353.47$399.76
52 Week Range$252.84 - $367.43$356.28 - $555.45
% from 52W High-3.80%-28.03%
All-Time High$400.81 (Feb 03, 2025)$555.45 (Jul 31, 2025)
% from All-Time High-11.81%-28.03%
Growth Metrics
Quarterly Revenue Growth0.21%0.17%
Quarterly Earnings Growth0.08%0.60%
Financial Health
Profit Margin (TTM) i0.24%0.39%
Operating Margin (TTM) i0.57%0.47%
Return on Equity (TTM) i0.29%0.34%
Debt to Equity (MRQ) i243.3531.54
Cash & Liquidity
Book Value per Share (MRQ)$56.81$52.62
Cash per Share (MRQ)$35.60$12.05
Operating Cash Flow (TTM) i$1.50B$160.51B
Levered Free Cash Flow (TTM) i$1.89B$53.64B
Dividends
Last 12-Month Dividend Yield iN/A1.11%
Last 12-Month Dividend iN/A$4.39

Valuation & Enterprise Metrics Analysis: Corpay Inc. vs Microsoft Corp.

MetricCPAY (Apr 26, 2026)MSFT (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i20.8326.56
Forward P/E i10.5222.44
PEG Ratio i2.720.44
Price to Sales (TTM) i4.5710.32
Price to Book (MRQ) i5.518.06
Market Capitalization
Market Capitalization i$21.29B$3.09T
Enterprise Value i$29.51B$3.18T
Enterprise Value Metrics
Enterprise to Revenue i6.5210.42
Enterprise to EBITDA i12.1318.16
Risk & Other Metrics
Beta i0.851.11
Book Value per Share (MRQ) i$56.81$52.62

Financial Statements Comparison: Corpay Inc. vs Microsoft Corp.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCPAY (2025)MSFT (2025)
Revenue/Sales i4.53B281.72B
Cost of Goods Sold i969.18M87.83B
COGS % of Revenue i21.4%31.2%
Gross Profit i3.56B193.89B
Gross Margin i78.6%68.8%
Research & Development iN/A32.49B
Operating Income (EBIT) i1.95B128.53B
Operating Margin i43.1%45.6%
EBITDA i2.30B160.60B
EBITDA Margin i50.8%57.0%
Pre-Tax Income i1.54B123.63B
Pre-Tax Income % of Revenue i34.0%43.9%
Income Tax i469.73M21.80B
Income Tax % of Revenue i10.4%7.7%
Net Income (Profit) i1.07B101.83B
Profit Margin i23.7%36.1%

Balance Sheet & Liquidity Metrics

MetricCPAY (2025)MSFT (2025)
Cash & Equivalents i2.41B30.24B
Total Current Assets i13.96B191.13B
Total Current Assets % of Revenue i308.3%67.8%
Total Current Liabilities i14.30B141.22B
Total Current Liabilities % of Revenue i315.7%50.1%
Long-Term Debt i6.66B57.59B
Long-Term Debt % of Revenue i147.0%20.4%
Total Shareholders Equity i4.23B343.48B
Retained Earnings i10.26B237.73B
Retained Earnings % of Revenue i226.7%84.4%
Property, Plant & Equipment i55.38M24.82B

Cash Flow Statement Comparison

MetricCPAY (2025)MSFT (2025)
Operating Cash Flow i1.02B135.55B
Operating Cash Flow % of Revenue i22.5%48.1%
Capital Expenditures i-200.76M-64.55B
Free Cash Flow i1.30B71.61B
FCF Margin i28.7%25.4%
Debt Repayment i-12.27B-3.22B
Common Stock Repurchase i-782.82M-18.42B

Short Interest & Institutional Ownership Analysis

MetricCPAYMSFT
Shares Short i2.68M80.99M
Short Ratio i4.602.51
Short % of Float i4.22%1.09%
Shares Outstanding i68.36M7.43B
Float Shares i65.38M7.41B
% Held by Insiders i3.80%0.08%
% Held by Institutions i100.23%76.12%
% Held by Public i-4.03%23.80%

Dividend Analysis & Yield Comparison: Corpay Inc. vs Microsoft Corp.

MetricCPAYMSFT
Last 12-Month Dividend iN/A$4.39
Last 12-Month Dividend Yield iN/A1.11%
3-Year Avg Annual Dividend iN/A$3.47
3-Year Avg Dividend Yield iN/A0.20%
3-Year Total Dividends iN/A$10.41
Ex-Dividend DateN/AMay 21, 2026