Employers Holdings [EIG] vs Amerisafe [AMSF] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Employers Holdings Inc. wins in 8 metrics, Amerisafe Inc. wins in 11 metrics, with 0 ties. Amerisafe Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Employers Holdings Inc. | Amerisafe Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 91.17 | 13.42 | Amerisafe Inc. |
| Price-to-Book Ratio | 0.89 | 2.47 | Employers Holdings Inc. |
| Debt-to-Equity Ratio | 4.07 | 0.20 | Amerisafe Inc. |
| PEG Ratio | -0.47 | -0.66 | Employers Holdings Inc. |
| EV/EBITDA | 40.27 | 9.18 | Amerisafe Inc. |
| Profit Margin (TTM) | 1.26% | 14.86% | Amerisafe Inc. |
| Operating Margin (TTM) | -17.24% | 15.56% | Amerisafe Inc. |
| EBITDA Margin (TTM) | N/A | 15.56% | N/A |
| Return on Equity | 1.07% | 18.53% | Amerisafe Inc. |
| Return on Assets (TTM) | 0.24% | 3.22% | Amerisafe Inc. |
| Free Cash Flow (TTM) | $42.50M | $8.92M | Employers Holdings Inc. |
| Dividend Yield | 3.17% | 8.33% | Amerisafe Inc. |
| 1-Year Return | -1.43% | -29.07% | Employers Holdings Inc. |
| Price-to-Sales Ratio (TTM) | 0.95 | 1.98 | Employers Holdings Inc. |
| Enterprise Value | $692.70M | $546.97M | Employers Holdings Inc. |
| EV/Revenue Ratio | 0.81 | 1.72 | Employers Holdings Inc. |
| Revenue per Share (TTM) | $37 | $17 | Employers Holdings Inc. |
| Earnings per Share (Diluted) | $0.46 | $2.47 | Amerisafe Inc. |
| Beta (Stock Volatility) | 0.49 | 0.34 | Amerisafe Inc. |
| Short % of Float | 10.59% | 1.81% | Amerisafe Inc. |
Employers Holdings Inc. vs Amerisafe Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Employers Holdings Inc. | -0.89% | 0.55% | 9.14% | 15.76% | 8.27% | 7.00% |
| Amerisafe Inc. | -1.68% | -1.56% | 1.27% | -6.65% | -20.84% | -17.51% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Employers Holdings Inc. | -1.43% | 21.71% | 12.64% | 62.85% | 196.28% | 133.59% |
| Amerisafe Inc. | -29.07% | -40.79% | -46.80% | -47.96% | 41.14% | 195.50% |
Performance & Financial Health Analysis: Employers Holdings Inc. vs Amerisafe Inc.
| Metric | EIG | AMSF |
|---|---|---|
| Market Information | ||
| Market Cap | $822.34M | $588.36M |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 223,889 | 161,193 |
| 90 Day Avg. Volume | 246,833 | 209,351 |
| Last Close | $45.84 | $31.00 |
| 52 Week Range | $35.73 - $47.91 | $29.42 - $47.86 |
| % from 52W High | -4.32% | -35.23% |
| All-Time High | $54.44 (Nov 11, 2024) | $80.65 (Feb 17, 2020) |
| % from All-Time High | -15.80% | -61.56% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.21% | 0.10% |
| Quarterly Earnings Growth | N/A | -0.21% |
| Financial Health | ||
| Profit Margin (TTM) | 0.01% | 0.15% |
| Operating Margin (TTM) | -0.17% | 0.16% |
| Return on Equity (TTM) | 0.01% | 0.19% |
| Debt to Equity (MRQ) | 4.07 | 0.20 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $46.98 | $13.40 |
| Cash per Share (MRQ) | $8.72 | $4.06 |
| Operating Cash Flow (TTM) | $44.70M | $11.07M |
| Levered Free Cash Flow (TTM) | $43.09M | $37.76M |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.17% | 8.33% |
| Last 12-Month Dividend | $1.28 | $2.97 |
Valuation & Enterprise Metrics Analysis: Employers Holdings Inc. vs Amerisafe Inc.
| Metric | EIG (Apr 23, 2026) | AMSF (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 91.17 | 13.42 |
| Forward P/E | 16.89 | 15.42 |
| PEG Ratio | -0.47 | -0.66 |
| Price to Sales (TTM) | 0.95 | 1.98 |
| Price to Book (MRQ) | 0.89 | 2.47 |
| Market Capitalization | ||
| Market Capitalization | $822.34M | $588.36M |
| Enterprise Value | $692.70M | $546.97M |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.81 | 1.72 |
| Enterprise to EBITDA | 40.27 | 9.18 |
| Risk & Other Metrics | ||
| Beta | 0.49 | 0.34 |
| Book Value per Share (MRQ) | $46.98 | $13.40 |
Financial Statements Comparison: Employers Holdings Inc. vs Amerisafe Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | EIG (2025) | AMSF (2025) |
|---|---|---|
| Revenue/Sales | 858.70M | 317.30M |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 12.00M | 58.85M |
| Pre-Tax Income % of Revenue | 1.4% | 18.5% |
| Income Tax | 1.20M | 11.71M |
| Income Tax % of Revenue | 0.1% | 3.7% |
| Net Income (Profit) | 10.80M | 47.15M |
| Profit Margin | 1.3% | 14.9% |
Balance Sheet & Liquidity Metrics
| Metric | EIG (2025) | AMSF (2025) |
|---|---|---|
| Cash & Equivalents | 159.80M | 61.93M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 19.90M | N/A |
| Long-Term Debt % of Revenue | 2.3% | 0.0% |
| Total Shareholders Equity | 955.70M | 251.60M |
| Retained Earnings | 1.45B | 82.85M |
| Retained Earnings % of Revenue | 169.3% | 26.1% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | EIG (2025) | AMSF (2025) |
|---|---|---|
| Operating Cash Flow | 35.90M | 43.21M |
| Operating Cash Flow % of Revenue | 4.2% | 13.6% |
| Capital Expenditures | N/A | -2.15M |
| Free Cash Flow | 42.50M | 8.92M |
| FCF Margin | 4.9% | 2.8% |
| Debt Repayment | 0 | -85,000 |
| Common Stock Repurchase | -182.80M | -12.10M |
Short Interest & Institutional Ownership Analysis
| Metric | EIG | AMSF |
|---|---|---|
| Shares Short | 1.30M | 282,598 |
| Short Ratio | 4.90 | 1.24 |
| Short % of Float | 10.59% | 1.81% |
| Shares Outstanding | 20.34M | 18.79M |
| Float Shares | 19.04M | 18.41M |
| % Held by Insiders | 2.28% | 1.90% |
| % Held by Institutions | 92.10% | 100.04% |
| % Held by Public | 5.62% | -1.94% |
Dividend Analysis & Yield Comparison: Employers Holdings Inc. vs Amerisafe Inc.
| Metric | EIG | AMSF |
|---|---|---|
| Last 12-Month Dividend | $1.28 | $2.97 |
| Last 12-Month Dividend Yield | 3.17% | 8.33% |
| 3-Year Avg Annual Dividend | $1.20 | $4.10 |
| 3-Year Avg Dividend Yield | 0.70% | 1.99% |
| 3-Year Total Dividends | $3.60 | $12.31 |
| Ex-Dividend Date | Mar 04, 2026 | Mar 13, 2026 |