Employers Holdings [EIG] vs Fidelity National [FNF] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Employers Holdings Inc. wins in 5 metrics, Fidelity National Financial Inc. wins in 14 metrics, with 0 ties. Fidelity National Financial Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Employers Holdings Inc. Fidelity National Financial Inc. Better
P/E Ratio (TTM) 91.17 22.93 Fidelity National Financial Inc.
Price-to-Book Ratio 0.89 1.85 Employers Holdings Inc.
Debt-to-Equity Ratio 4.07 53.14 Employers Holdings Inc.
PEG Ratio -0.47 -0.18 Fidelity National Financial Inc.
EV/EBITDA 40.27 7.60 Fidelity National Financial Inc.
Profit Margin (TTM) 1.26% 4.15% Fidelity National Financial Inc.
Operating Margin (TTM) -17.24% 13.06% Fidelity National Financial Inc.
EBITDA Margin (TTM) N/A 13.06% N/A
Return on Equity 1.07% 7.76% Fidelity National Financial Inc.
Return on Assets (TTM) 0.24% 1.11% Fidelity National Financial Inc.
Free Cash Flow (TTM) $42.50M $5.68B Fidelity National Financial Inc.
Dividend Yield 3.17% 4.50% Fidelity National Financial Inc.
1-Year Return -1.43% -10.09% Employers Holdings Inc.
Price-to-Sales Ratio (TTM) 0.95 0.95 Fidelity National Financial Inc.
Enterprise Value $692.70M $15.76B Fidelity National Financial Inc.
EV/Revenue Ratio 0.81 1.09 Employers Holdings Inc.
Revenue per Share (TTM) $37 $54 Fidelity National Financial Inc.
Earnings per Share (Diluted) $0.46 $2.21 Fidelity National Financial Inc.
Beta (Stock Volatility) 0.49 1.06 Employers Holdings Inc.
Short % of Float 10.59% 2.79% Fidelity National Financial Inc.

Employers Holdings Inc. vs Fidelity National Financial Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Employers Holdings Inc.-0.89%0.55%9.14%15.76%8.27%7.00%
Fidelity National Financial Inc.0.29%2.15%0.27%0.35%-15.03%-11.46%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Employers Holdings Inc.-1.43%21.71%12.64%62.85%196.28%133.59%
Fidelity National Financial Inc.-10.09%42.96%18.82%105.93%477.35%330.55%

Performance & Financial Health Analysis: Employers Holdings Inc. vs Fidelity National Financial Inc.

MetricEIGFNF
Market Information
Market Cap i$822.34M$13.97B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i223,8891,868,732
90 Day Avg. Volume i246,8332,225,241
Last Close$45.84$48.06
52 Week Range$35.73 - $47.91$42.78 - $59.21
% from 52W High-4.32%-18.83%
All-Time High$54.44 (Nov 11, 2024)$66.72 (Mar 31, 2025)
% from All-Time High-15.80%-27.97%
Growth Metrics
Quarterly Revenue Growth-0.21%0.12%
Quarterly Earnings GrowthN/A0.12%
Financial Health
Profit Margin (TTM) i0.01%0.04%
Operating Margin (TTM) i-0.17%0.13%
Return on Equity (TTM) i0.01%0.08%
Debt to Equity (MRQ) i4.0753.14
Cash & Liquidity
Book Value per Share (MRQ)$46.98$27.40
Cash per Share (MRQ)$8.72$15.84
Operating Cash Flow (TTM) i$44.70M$5.83B
Levered Free Cash Flow (TTM) i$43.09M$2.05B
Dividends
Last 12-Month Dividend Yield i3.17%4.50%
Last 12-Month Dividend i$1.28$2.02

Valuation & Enterprise Metrics Analysis: Employers Holdings Inc. vs Fidelity National Financial Inc.

MetricEIG (Apr 23, 2026)FNF (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i91.1722.93
Forward P/E i16.897.86
PEG Ratio i-0.47-0.18
Price to Sales (TTM) i0.950.95
Price to Book (MRQ) i0.891.85
Market Capitalization
Market Capitalization i$822.34M$13.97B
Enterprise Value i$692.70M$15.76B
Enterprise Value Metrics
Enterprise to Revenue i0.811.09
Enterprise to EBITDA i40.277.60
Risk & Other Metrics
Beta i0.491.06
Book Value per Share (MRQ) i$46.98$27.40

Financial Statements Comparison: Employers Holdings Inc. vs Fidelity National Financial Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricEIG (2025)FNF (2025)
Revenue/Sales i858.70M14.14B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i12.00M1.40B
Pre-Tax Income % of Revenue i1.4%9.9%
Income Tax i1.20M753.00M
Income Tax % of Revenue i0.1%5.3%
Net Income (Profit) i10.80M679.00M
Profit Margin i1.3%4.8%

Balance Sheet & Liquidity Metrics

MetricEIG (2025)FNF (2025)
Cash & Equivalents i159.80M2.38B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i19.90M4.77B
Long-Term Debt % of Revenue i2.3%33.7%
Total Shareholders Equity i955.70M8.97B
Retained Earnings i1.45B5.48B
Retained Earnings % of Revenue i169.3%38.8%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricEIG (2025)FNF (2025)
Operating Cash Flow i35.90M977.00M
Operating Cash Flow % of Revenue i4.2%6.9%
Capital Expenditures iN/A-147.00M
Free Cash Flow i42.50M5.68B
FCF Margin i4.9%40.2%
Debt Repayment i0-300.00M
Common Stock Repurchase i-182.80M-251.00M

Short Interest & Institutional Ownership Analysis

MetricEIGFNF
Shares Short i1.30M6.04M
Short Ratio i4.903.46
Short % of Float i10.59%2.79%
Shares Outstanding i20.34M271.34M
Float Shares i19.04M256.36M
% Held by Insiders i2.28%5.67%
% Held by Institutions i92.10%82.25%
% Held by Public i5.62%12.08%

Dividend Analysis & Yield Comparison: Employers Holdings Inc. vs Fidelity National Financial Inc.

MetricEIGFNF
Last 12-Month Dividend i$1.28$2.02
Last 12-Month Dividend Yield i3.17%4.50%
3-Year Avg Annual Dividend i$1.20$1.95
3-Year Avg Dividend Yield i0.70%0.99%
3-Year Total Dividends i$3.60$5.84
Ex-Dividend DateMar 04, 2026Mar 17, 2026