Evertec [EVTC] vs Marqeta [MQ] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Evertec Inc. wins in 14 metrics, Marqeta Inc. wins in 5 metrics, with 0 ties. Evertec Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Evertec Inc. Marqeta Inc. Better
P/E Ratio (TTM) 13.41 56.80 Evertec Inc.
Price-to-Book Ratio 2.93 2.51 Marqeta Inc.
Debt-to-Equity Ratio 159.05 1.12 Marqeta Inc.
PEG Ratio -1.21 -0.57 Marqeta Inc.
EV/EBITDA 10.47 -55.99 Evertec Inc.
Profit Margin (TTM) 15.20% -2.23% Evertec Inc.
Operating Margin (TTM) 17.59% -7.65% Evertec Inc.
EBITDA Margin (TTM) 17.59% N/A N/A
Return on Equity 23.44% -1.51% Evertec Inc.
Return on Assets (TTM) 5.68% -1.73% Evertec Inc.
Free Cash Flow (TTM) $135.51M $132.36M Evertec Inc.
Dividend Yield 0.52% N/A N/A
1-Year Return -26.78% -28.81% Evertec Inc.
Price-to-Sales Ratio (TTM) 1.95 3.12 Evertec Inc.
Enterprise Value $2.74B $1.13B Evertec Inc.
EV/Revenue Ratio 2.95 1.81 Marqeta Inc.
Gross Profit Margin (TTM) 51.10% 69.71% Marqeta Inc.
Revenue per Share (TTM) $15 $1 Evertec Inc.
Earnings per Share (Diluted) $2.20 $-0.03 Evertec Inc.
Beta (Stock Volatility) 0.84 1.39 Evertec Inc.
Short % of Float 4.45% 5.06% Evertec Inc.

Evertec Inc. vs Marqeta Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Evertec Inc.4.07%21.02%15.74%-7.23%-8.38%-4.64%
Marqeta Inc.1.57%1.83%2.10%-2.02%-19.29%-16.16%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Evertec Inc.-26.78%-27.06%-38.53%65.91%28.57%28.57%
Marqeta Inc.-28.81%-22.00%-87.32%-87.84%-87.84%-87.84%

Performance & Financial Health Analysis: Evertec Inc. vs Marqeta Inc.

MetricEVTCMQ
Market Information
Market Cap i$1.82B$1.89B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i270,6103,128,906
90 Day Avg. Volume i373,2932,990,732
Last Close$27.35$3.89
52 Week Range$21.81 - $37.78$3.70 - $7.04
% from 52W High-27.61%-44.74%
All-Time High$51.06 (Dec 06, 2021)$37.90 (Oct 25, 2021)
% from All-Time High-46.44%-89.74%
Growth Metrics
Quarterly Revenue Growth0.13%0.27%
Quarterly Earnings Growth-0.11%0.27%
Financial Health
Profit Margin (TTM) i0.15%-0.02%
Operating Margin (TTM) i0.18%-0.08%
Return on Equity (TTM) i0.23%-0.02%
Debt to Equity (MRQ) i159.051.12
Cash & Liquidity
Book Value per Share (MRQ)$10.07$1.76
Cash per Share (MRQ)$4.96$1.81
Operating Cash Flow (TTM) i$227.01M$162.62M
Levered Free Cash Flow (TTM) i$111.95M$138.96M
Dividends
Last 12-Month Dividend Yield i0.52%N/A
Last 12-Month Dividend i$0.15N/A

Valuation & Enterprise Metrics Analysis: Evertec Inc. vs Marqeta Inc.

MetricEVTC (Apr 26, 2026)MQ (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i13.4156.80
Forward P/E i6.9463.29
PEG Ratio i-1.21-0.57
Price to Sales (TTM) i1.953.12
Price to Book (MRQ) i2.932.51
Market Capitalization
Market Capitalization i$1.82B$1.89B
Enterprise Value i$2.74B$1.13B
Enterprise Value Metrics
Enterprise to Revenue i2.951.81
Enterprise to EBITDA i10.47-55.99
Risk & Other Metrics
Beta i0.841.39
Book Value per Share (MRQ) i$10.07$1.76

Financial Statements Comparison: Evertec Inc. vs Marqeta Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricEVTC (2025)MQ (2025)
Revenue/Sales i931.82M624.88M
Cost of Goods Sold i469.13M187.61M
COGS % of Revenue i50.3%30.0%
Gross Profit i462.69M437.27M
Gross Margin i49.7%70.0%
Research & Development iN/AN/A
Operating Income (EBIT) i186.44M-46.43M
Operating Margin i20.0%-7.4%
EBITDA i344.15M-19.27M
EBITDA Margin i36.9%-3.1%
Pre-Tax Income i154.38M-13.33M
Pre-Tax Income % of Revenue i16.6%-2.1%
Income Tax i9.82M596,000
Income Tax % of Revenue i1.1%0.1%
Net Income (Profit) i144.56M-13.93M
Profit Margin i15.5%-2.2%

Balance Sheet & Liquidity Metrics

MetricEVTC (2025)MQ (2025)
Cash & Equivalents i305.99M709.44M
Total Current Assets i590.77M1.24B
Total Current Assets % of Revenue i63.4%197.7%
Total Current Liabilities i285.04M749.06M
Total Current Liabilities % of Revenue i30.6%119.9%
Long-Term Debt i1.09B5.54M
Long-Term Debt % of Revenue i117.0%0.9%
Total Shareholders Equity i713.99M761.96M
Retained Earnings i687.70M-811.83M
Retained Earnings % of Revenue i73.8%-129.9%
Property, Plant & Equipment i201.38M8.28M

Cash Flow Statement Comparison

MetricEVTC (2025)MQ (2025)
Operating Cash Flow i254.67M111.63M
Operating Cash Flow % of Revenue i27.3%17.9%
Capital Expenditures i-23.34M-1.84M
Free Cash Flow i135.51M132.36M
FCF Margin i14.5%21.2%
Debt Repayment i-26.03MN/A
Common Stock Repurchase i-69.29M-391.37M

Short Interest & Institutional Ownership Analysis

MetricEVTCMQ
Shares Short i1.89M16.62M
Short Ratio i4.724.70
Short % of Float i4.45%5.06%
Shares Outstanding i61.76M432.26M
Float Shares i60.93M371.29M
% Held by Insiders i1.27%6.57%
% Held by Institutions i103.32%83.72%
% Held by Public i-4.59%9.71%

Dividend Analysis & Yield Comparison: Evertec Inc. vs Marqeta Inc.

MetricEVTCMQ
Last 12-Month Dividend i$0.15N/A
Last 12-Month Dividend Yield i0.52%N/A
3-Year Avg Annual Dividend i$0.18N/A
3-Year Avg Dividend Yield i0.14%N/A
3-Year Total Dividends i$0.55N/A
Ex-Dividend DateMar 02, 2026N/A