First Commonwealth [FCF] vs Northwest Bancshares [NWBI] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: First Commonwealth wins in 10 metrics, Northwest Bancshares wins in 7 metrics, with 0 ties. First Commonwealth appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric First Commonwealth Northwest Bancshares Better
P/E Ratio (TTM) 12.95 11.13 Northwest Bancshares
Price-to-Book Ratio 1.16 0.97 Northwest Bancshares
Debt-to-Equity Ratio 0.36 0.29 Northwest Bancshares
PEG Ratio -1.12 0.02 First Commonwealth
Profit Margin (TTM) 29.48% 25.54% First Commonwealth
Operating Margin (TTM) 41.73% 37.47% First Commonwealth
EBITDA Margin (TTM) 41.73% 37.47% First Commonwealth
Return on Equity 9.31% 8.97% First Commonwealth
Return on Assets (TTM) 1.12% 0.99% First Commonwealth
Free Cash Flow (TTM) $113.92M $125.36M Northwest Bancshares
Dividend Yield N/A 8.55% N/A
1-Year Return -2.30% -6.03% First Commonwealth
Price-to-Sales Ratio (TTM) 3.87 3.27 Northwest Bancshares
Enterprise Value $2.15B $2.00B First Commonwealth
EV/Revenue Ratio 4.73 3.56 Northwest Bancshares
Revenue per Share (TTM) $4 $4 First Commonwealth
Earnings per Share (Diluted) $1.30 $1.12 First Commonwealth
Beta (Stock Volatility) 0.81 0.66 Northwest Bancshares
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

First Commonwealth vs Northwest Bancshares Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
First Commonwealth-3.07%-0.90%-4.93%-2.92%12.01%0.36%
Northwest Bancshares-3.05%1.14%-0.08%-7.49%8.34%-3.78%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
First Commonwealth-2.30%20.73%93.02%82.02%194.85%24.62%
Northwest Bancshares-6.03%-11.50%21.78%-5.24%21.07%42.84%

News Based Sentiment: First Commonwealth vs Northwest Bancshares

First Commonwealth

News based Sentiment: MIXED

October was a mixed month for First Commonwealth Financial, with a downgrade from Zacks Research countered by positive earnings, insider buying from an EVP, and a significant investment from Bartlett & CO. Wealth Management. These factors create a complex picture for investors, suggesting both opportunities and potential risks.

View First Commonwealth News Sentiment Analysis

Northwest Bancshares

News based Sentiment: POSITIVE

Northwest Bancshares demonstrated strong Q2 earnings, appointed a key leader to drive wealth management growth, and maintains a consistent dividend, all contributing to a positive investment narrative. Analyst sentiment is improving, and the stock is showing positive momentum, suggesting a strengthening outlook.

View Northwest Bancshares News Sentiment Analysis

Performance & Financial Health Analysis: First Commonwealth vs Northwest Bancshares

MetricFCFNWBI
Market Information
Market Cap i$1.81B$1.84B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i527,995715,620
90 Day Avg. Volume i577,845819,803
Last Close$16.09$12.09
52 Week Range$13.54 - $19.96$10.75 - $15.42
% from 52W High-19.39%-21.60%
All-Time High$19.96 (Nov 25, 2024)$19.10 (Dec 05, 2016)
% from All-Time High-19.39%-36.70%
Growth Metrics
Quarterly Revenue Growth0.05%0.44%
Quarterly Earnings Growth-0.10%6.09%
Financial Health
Profit Margin (TTM) i0.29%0.26%
Operating Margin (TTM) i0.42%0.37%
Return on Equity (TTM) i0.09%0.09%
Debt to Equity (MRQ) i0.360.29
Cash & Liquidity
Book Value per Share (MRQ)$14.51$12.84
Cash per Share (MRQ)$1.68$2.05
Operating Cash Flow (TTM) i$153.42M$121.60M
Levered Free Cash Flow (TTM) i$142.57M$100.15M
Dividends
Last 12-Month Dividend Yield iN/A8.55%
Last 12-Month Dividend iN/A$1.00

Valuation & Enterprise Metrics Analysis: First Commonwealth vs Northwest Bancshares

MetricFCFNWBI
Price Ratios
P/E Ratio (TTM) i12.9511.13
Forward P/E i11.7712.22
PEG Ratio i-1.120.02
Price to Sales (TTM) i3.873.27
Price to Book (MRQ) i1.160.97
Market Capitalization
Market Capitalization i$1.81B$1.84B
Enterprise Value i$2.15B$2.00B
Enterprise Value Metrics
Enterprise to Revenue i4.733.56
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.810.66
Book Value per Share (MRQ) i$14.51$12.84

Financial Statements Comparison: First Commonwealth vs Northwest Bancshares

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)FCFNWBI
Revenue/Sales i$130.92M$149.54M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$42.07M$44.10M
Income Tax i$8.66M$10.42M
Net Income (Profit) i$33.40M$33.68M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)FCFNWBI
Cash & Equivalents i$141.36M$353.20M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$262.68M$244.52M
Total Shareholders Equity i$1.45B$1.63B
Retained Earnings i$990.54M$691.07M
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)FCFNWBI
Operating Cash Flow i$46.13M$100.84M
Capital Expenditures i$-5.03M$-1.82M
Free Cash Flow i$50.86M$105.79M
Debt Repayment i$-2.97MN/A
Common Stock Repurchase i$-1.81MN/A

Short Interest & Institutional Ownership Analysis

MetricFCFNWBI
Shares Short i2.20M4.32M
Short Ratio i4.575.86
Short % of Float i0.03%0.04%
Average Daily Volume (10 Day) i527,995715,620
Average Daily Volume (90 Day) i577,845819,803
Shares Outstanding i101.76M127.51M
Float Shares i101.93M144.65M
% Held by Insiders i0.02%0.01%
% Held by Institutions i0.79%0.64%

Dividend Analysis & Yield Comparison: First Commonwealth vs Northwest Bancshares

MetricFCFNWBI
Last 12-Month Dividend iN/A$1.00
Last 12-Month Dividend Yield iN/A8.55%
3-Year Avg Annual Dividend iN/A$0.87
3-Year Avg Dividend Yield iN/A1.59%
3-Year Total Dividends iN/A$2.60
Ex-Dividend DateN/AAug 08, 2025