First Commonwealth [FCF] vs Northwest Bancshares [NWBI] Detailed Stock Comparison

First Commonwealth Financial Corporation

NYSE
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Northwest Bancshares Inc.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: First Commonwealth Financial Corporation wins in 13 metrics, Northwest Bancshares Inc. wins in 6 metrics, with 0 ties. First Commonwealth Financial Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric First Commonwealth Financial Corporation Northwest Bancshares Inc. Better
P/E Ratio (TTM) 12.67 14.37 First Commonwealth Financial Corporation
Price-to-Book Ratio 1.23 1.02 Northwest Bancshares Inc.
Debt-to-Equity Ratio 0.30 0.41 First Commonwealth Financial Corporation
PEG Ratio 0.53 0.75 First Commonwealth Financial Corporation
Profit Margin (TTM) 31.37% 21.03% First Commonwealth Financial Corporation
Operating Margin (TTM) 46.46% 39.86% First Commonwealth Financial Corporation
EBITDA Margin (TTM) 46.46% 39.86% First Commonwealth Financial Corporation
Return on Equity 10.29% 7.23% First Commonwealth Financial Corporation
Return on Assets (TTM) 1.27% 0.81% First Commonwealth Financial Corporation
Free Cash Flow (TTM) $171.45M $141.79M First Commonwealth Financial Corporation
Dividend Yield 2.97% 6.05% Northwest Bancshares Inc.
1-Year Return 28.45% 20.62% First Commonwealth Financial Corporation
Price-to-Sales Ratio (TTM) 3.92 3.23 Northwest Bancshares Inc.
Enterprise Value $2.17B $2.45B Northwest Bancshares Inc.
EV/Revenue Ratio 4.46 4.10 Northwest Bancshares Inc.
Revenue per Share (TTM) $5 $4 First Commonwealth Financial Corporation
Earnings per Share (Diluted) $1.47 $0.92 First Commonwealth Financial Corporation
Beta (Stock Volatility) 0.75 0.63 Northwest Bancshares Inc.
Short % of Float 2.98% 5.64% First Commonwealth Financial Corporation

First Commonwealth Financial Corporation vs Northwest Bancshares Inc. Stock Performance Analysis

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FCF
NWBI

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
First Commonwealth Financial Corporation-1.41%2.35%8.69%16.98%13.60%17.05%
Northwest Bancshares Inc.-1.69%1.89%8.58%19.07%13.85%21.45%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
First Commonwealth Financial Corporation28.45%43.34%44.59%123.46%254.27%54.46%
Northwest Bancshares Inc.20.62%27.70%9.79%4.82%20.82%30.05%

Performance & Financial Health Analysis: First Commonwealth Financial Corporation vs Northwest Bancshares Inc.

MetricFCFNWBI
Market Information
Market Cap i$1.90B$1.96B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i684,7601,051,338
90 Day Avg. Volume i968,3301,576,466
Last Close$19.63$14.55
52 Week Range$15.00 - $20.04$11.25 - $14.93
% from 52W High-2.05%-2.51%
All-Time High$20.04 (Jun 15, 2026)$19.10 (Dec 05, 2016)
% from All-Time High-2.05%-23.82%
Growth Metrics
Quarterly Revenue Growth0.15%0.25%
Quarterly Earnings Growth0.25%0.40%
Financial Health
Profit Margin (TTM) i0.31%0.21%
Operating Margin (TTM) i0.46%0.40%
Return on Equity (TTM) i0.10%0.07%
Debt to Equity (MRQ) i0.300.41
Cash & Liquidity
Book Value per Share (MRQ)$15.17$12.94
Cash per Share (MRQ)$1.87$1.78
Operating Cash Flow (TTM) i$187.54M$153.42M
Levered Free Cash Flow (TTM) i$152.30M$125.95M
Dividends
Last 12-Month Dividend Yield i2.97%6.05%
Last 12-Month Dividend i$0.56$0.80

Valuation & Enterprise Metrics Analysis: First Commonwealth Financial Corporation vs Northwest Bancshares Inc.

MetricFCF (Apr 26, 2026)NWBI (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i12.6714.37
Forward P/E i9.489.29
PEG Ratio i0.530.75
Price to Sales (TTM) i3.923.23
Price to Book (MRQ) i1.231.02
Market Capitalization
Market Capitalization i$1.90B$1.96B
Enterprise Value i$2.17B$2.45B
Enterprise Value Metrics
Enterprise to Revenue i4.464.10
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.750.63
Book Value per Share (MRQ) i$15.17$12.94

Financial Statements Comparison: First Commonwealth Financial Corporation vs Northwest Bancshares Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFCF (2025)NWBI (2025)
Revenue/Sales i522.91M651.87M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i191.36M162.79M
Pre-Tax Income % of Revenue i36.6%25.0%
Income Tax i39.06M36.78M
Income Tax % of Revenue i7.5%5.6%
Net Income (Profit) i152.30M126.01M
Profit Margin i29.1%19.3%

Balance Sheet & Liquidity Metrics

MetricFCF (2025)NWBI (2025)
Cash & Equivalents i180.36M233.65M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i261.74M350.38M
Long-Term Debt % of Revenue i50.1%53.7%
Total Shareholders Equity i1.55B1.89B
Retained Earnings i1.07B689.21M
Retained Earnings % of Revenue i204.2%105.7%
Property, Plant & Equipment i53.65MN/A

Cash Flow Statement Comparison

MetricFCF (2025)NWBI (2025)
Operating Cash Flow i164.59M101.16M
Operating Cash Flow % of Revenue i31.5%15.5%
Capital Expenditures i-16.09M-11.63M
Free Cash Flow i171.45M141.79M
FCF Margin i32.8%21.8%
Debt Repayment i-21.69M-35.38M
Common Stock Repurchase i-35.79MN/A

Short Interest & Institutional Ownership Analysis

MetricFCFNWBI
Shares Short i2.19M6.32M
Short Ratio i2.073.72
Short % of Float i2.98%5.64%
Shares Outstanding i102.84M146.11M
Float Shares i99.32M144.46M
% Held by Insiders i1.77%0.85%
% Held by Institutions i77.71%69.28%
% Held by Public i20.52%29.87%

Dividend Analysis & Yield Comparison: First Commonwealth Financial Corporation vs Northwest Bancshares Inc.

MetricFCFNWBI
Last 12-Month Dividend i$0.56$0.80
Last 12-Month Dividend Yield i2.97%6.05%
3-Year Avg Annual Dividend i$0.52$0.80
3-Year Avg Dividend Yield i0.85%1.65%
3-Year Total Dividends i$1.56$2.40
Ex-Dividend DateFeb 06, 2026Feb 05, 2026