Fiserv [FI] vs Cognizant Technology [CTSH] Detailed Stock Comparison
Fiserv
NYSE
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Cognizant Technology
NASDAQ
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Fiserv wins in 7 metrics, Cognizant Technology wins in 12 metrics, with 0 ties. Cognizant Technology appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Fiserv | Cognizant Technology | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 21.30 | 13.72 | Cognizant Technology |
| Price-to-Book Ratio | 2.75 | 2.16 | Cognizant Technology |
| Debt-to-Equity Ratio | 115.31 | 7.70 | Cognizant Technology |
| PEG Ratio | 0.98 | 0.92 | Cognizant Technology |
| EV/EBITDA | 10.43 | 8.79 | Cognizant Technology |
| Profit Margin (TTM) | 16.00% | 11.89% | Fiserv |
| Operating Margin (TTM) | 30.80% | 15.58% | Fiserv |
| EBITDA Margin (TTM) | 30.80% | 15.58% | Fiserv |
| Return on Equity | 12.46% | 16.69% | Cognizant Technology |
| Return on Assets (TTM) | 4.53% | 10.26% | Cognizant Technology |
| Free Cash Flow (TTM) | $5.06B | $1.83B | Fiserv |
| Dividend Yield | N/A | 2.13% | N/A |
| 1-Year Return | -34.31% | -10.72% | Cognizant Technology |
| Price-to-Sales Ratio (TTM) | 3.28 | 1.61 | Cognizant Technology |
| Enterprise Value | $98.60B | $32.41B | Fiserv |
| EV/Revenue Ratio | 4.67 | 1.58 | Cognizant Technology |
| Gross Profit Margin (TTM) | 61.82% | 33.67% | Fiserv |
| Revenue per Share (TTM) | $37 | $41 | Cognizant Technology |
| Earnings per Share (Diluted) | $5.99 | $4.93 | Fiserv |
| Beta (Stock Volatility) | 0.95 | 0.95 | Cognizant Technology |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Fiserv vs Cognizant Technology Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Fiserv | -1.97% | -4.14% | -7.51% | -27.85% | -36.98% | -39.29% |
| Cognizant Technology | 0.21% | 1.07% | -4.76% | -15.73% | 0.62% | -11.27% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Fiserv | -34.31% | 32.83% | 23.54% | 172.03% | 803.54% | 1,013.54% |
| Cognizant Technology | -10.72% | 15.70% | -7.58% | 4.47% | 103.73% | 508.07% |
News Based Sentiment: Fiserv vs Cognizant Technology
Fiserv
News based Sentiment: MIXED
Fiserv experienced a mixed month in October 2025, marked by significant acquisitions aimed at expanding its fintech capabilities and geographic reach, but offset by a declining stock price due to broader market volatility. While the strategic moves are positive, investor sentiment remains cautious, creating a mixed outlook.
Cognizant Technology
News based Sentiment: MIXED
Cognizant reported strong Q2 earnings and reiterated its FY2025 guidance, demonstrating positive financial performance. However, the company also faces scrutiny over H-1B visa practices and receives mixed analyst ratings, creating a complex investment picture. These factors combine to make this a significant, but not overwhelmingly positive, month for the company.
Performance & Financial Health Analysis: Fiserv vs Cognizant Technology
| Metric | FI | CTSH |
|---|---|---|
| Market Information | ||
| Market Cap | $71.25B | $33.32B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 5,274,380 | 4,114,350 |
| 90 Day Avg. Volume | 4,542,247 | 4,259,753 |
| Last Close | $125.05 | $67.80 |
| 52 Week Range | $124.89 - $238.59 | $65.17 - $90.82 |
| % from 52W High | -47.59% | -25.35% |
| All-Time High | $238.59 (Mar 03, 2025) | $93.47 (Mar 21, 2022) |
| % from All-Time High | -47.59% | -27.46% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.08% | 0.08% |
| Quarterly Earnings Growth | 0.15% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.16% | 0.12% |
| Operating Margin (TTM) | 0.31% | 0.16% |
| Return on Equity (TTM) | 0.12% | 0.17% |
| Debt to Equity (MRQ) | 115.31 | 7.70 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $46.35 | $31.26 |
| Cash per Share (MRQ) | $1.84 | $3.70 |
| Operating Cash Flow (TTM) | $6.77B | $2.56B |
| Levered Free Cash Flow (TTM) | $4.37B | $1.84B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 2.13% |
| Last 12-Month Dividend | $0.00 | $1.53 |
Valuation & Enterprise Metrics Analysis: Fiserv vs Cognizant Technology
| Metric | FI | CTSH |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 21.30 | 13.72 |
| Forward P/E | 12.52 | 13.56 |
| PEG Ratio | 0.98 | 0.92 |
| Price to Sales (TTM) | 3.28 | 1.61 |
| Price to Book (MRQ) | 2.75 | 2.16 |
| Market Capitalization | ||
| Market Capitalization | $71.25B | $33.32B |
| Enterprise Value | $98.60B | $32.41B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.67 | 1.58 |
| Enterprise to EBITDA | 10.43 | 8.79 |
| Risk & Other Metrics | ||
| Beta | 0.95 | 0.95 |
| Book Value per Share (MRQ) | $46.35 | $31.26 |
Financial Statements Comparison: Fiserv vs Cognizant Technology
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | FI | CTSH |
|---|---|---|
| Revenue/Sales | $5.52B | $5.25B |
| Cost of Goods Sold | $2.11B | $3.48B |
| Gross Profit | $3.41B | $1.77B |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | $1.70B | $817.00M |
| EBITDA | $2.47B | $983.00M |
| Pre-Tax Income | $1.29B | $842.00M |
| Income Tax | $246.00M | $197.00M |
| Net Income (Profit) | $1.03B | $645.00M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | FI | CTSH |
|---|---|---|
| Cash & Equivalents | $532.00M | $1.80B |
| Total Current Assets | $26.47B | $7.61B |
| Total Current Liabilities | $24.32B | $3.16B |
| Long-Term Debt | $28.06B | $989.00M |
| Total Shareholders Equity | $25.76B | $15.29B |
| Retained Earnings | $25.45B | $15.23B |
| Property, Plant & Equipment | N/A | $1.54B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | FI | CTSH |
|---|---|---|
| Operating Cash Flow | $1.75B | $398.00M |
| Capital Expenditures | N/A | $-67.00M |
| Free Cash Flow | $1.19B | $331.00M |
| Debt Repayment | $-1.41B | $-9.00M |
| Common Stock Repurchase | $-2.29B | $-368.00M |
Short Interest & Institutional Ownership Analysis
| Metric | FI | CTSH |
|---|---|---|
| Shares Short | 6.31M | 27.37M |
| Short Ratio | 1.59 | 7.65 |
| Short % of Float | 0.01% | 0.07% |
| Average Daily Volume (10 Day) | 5,274,380 | 4,114,350 |
| Average Daily Volume (90 Day) | 4,542,247 | 4,259,753 |
| Shares Outstanding | 564.00M | 495.00M |
| Float Shares | 539.31M | 486.95M |
| % Held by Insiders | 0.01% | 0.00% |
| % Held by Institutions | 0.92% | 1.02% |
Dividend Analysis & Yield Comparison: Fiserv vs Cognizant Technology
| Metric | FI | CTSH |
|---|---|---|
| Last 12-Month Dividend | $0.00 | $1.53 |
| Last 12-Month Dividend Yield | N/A | 2.13% |
| 3-Year Avg Annual Dividend | $0.00 | $1.28 |
| 3-Year Avg Dividend Yield | N/A | 0.41% |
| 3-Year Total Dividends | $0.00 | $3.83 |
| Ex-Dividend Date | N/A | Aug 18, 2025 |