Fiserv [FI] vs Cognizant Technology [CTSH] Detailed Stock Comparison

Fiserv Inc.

NYSE
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Cognizant Technology Solutions Corporation

NASDAQ
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Fiserv Inc. wins in 13 metrics, Cognizant Technology Solutions Corporation wins in 7 metrics, with 0 ties. Fiserv Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Fiserv Inc. Cognizant Technology Solutions Corporation Better
P/E Ratio (TTM) 9.86 12.90 Fiserv Inc.
Price-to-Book Ratio 1.36 1.88 Fiserv Inc.
Debt-to-Equity Ratio 120.58 7.82 Cognizant Technology Solutions Corporation
PEG Ratio 0.20 0.57 Fiserv Inc.
EV/EBITDA 6.92 7.35 Fiserv Inc.
Profit Margin (TTM) 17.05% 10.56% Fiserv Inc.
Operating Margin (TTM) 25.39% 16.00% Fiserv Inc.
EBITDA Margin (TTM) 25.39% 16.00% Fiserv Inc.
Return on Equity 13.54% 15.16% Cognizant Technology Solutions Corporation
Return on Assets (TTM) 4.77% 10.23% Cognizant Technology Solutions Corporation
Free Cash Flow (TTM) $5.06B $2.60B Fiserv Inc.
Dividend Yield N/A 2.36% N/A
1-Year Return -67.32% -33.92% Cognizant Technology Solutions Corporation
Price-to-Sales Ratio (TTM) 1.62 1.34 Cognizant Technology Solutions Corporation
Enterprise Value $63.59B $28.17B Fiserv Inc.
EV/Revenue Ratio 3.01 1.34 Cognizant Technology Solutions Corporation
Gross Profit Margin (TTM) 58.86% 33.73% Fiserv Inc.
Revenue per Share (TTM) $38 $43 Cognizant Technology Solutions Corporation
Earnings per Share (Diluted) $6.47 $4.56 Fiserv Inc.
Beta (Stock Volatility) 0.79 0.98 Fiserv Inc.
Short % of Float 1.44% 9.11% Fiserv Inc.

Fiserv Inc. vs Cognizant Technology Solutions Corporation Stock Performance Analysis

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FI
CTSH

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Fiserv Inc.-1.39%-3.29%-2.04%-10.38%-19.96%-18.77%
Cognizant Technology Solutions Corporation-2.59%-4.10%7.83%-16.76%-39.54%-37.48%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Fiserv Inc.-67.32%-55.59%-50.46%2.03%248.24%385.25%
Cognizant Technology Solutions Corporation-33.92%-19.84%-23.64%-12.39%54.21%228.11%

Performance & Financial Health Analysis: Fiserv Inc. vs Cognizant Technology Solutions Corporation

MetricFICTSH
Market Information
Market Cap i$36.31B$26.59B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i6,336,6205,944,577
90 Day Avg. Volume i9,996,5875,659,909
Last Close$53.28$50.82
52 Week Range$52.17 - $177.36$45.48 - $87.03
% from 52W High-69.96%-41.61%
All-Time High$238.59 (Mar 03, 2025)$93.47 (Mar 21, 2022)
% from All-Time High-77.67%-45.63%
Growth Metrics
Quarterly Revenue Growth0.01%0.05%
Quarterly Earnings Growth0.40%0.19%
Financial Health
Profit Margin (TTM) i0.17%0.11%
Operating Margin (TTM) i0.25%0.16%
Return on Equity (TTM) i0.14%0.15%
Debt to Equity (MRQ) i120.587.82
Cash & Liquidity
Book Value per Share (MRQ)$46.78$31.35
Cash per Share (MRQ)$1.99$4.00
Operating Cash Flow (TTM) i$6.34B$2.88B
Levered Free Cash Flow (TTM) i$4.19B$1.93B
Dividends
Last 12-Month Dividend Yield iN/A2.36%
Last 12-Month Dividend i$0.00$1.57

Valuation & Enterprise Metrics Analysis: Fiserv Inc. vs Cognizant Technology Solutions Corporation

MetricFI (Jan 15, 2026)CTSH (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i9.8612.90
Forward P/E i6.269.59
PEG Ratio i0.200.57
Price to Sales (TTM) i1.621.34
Price to Book (MRQ) i1.361.88
Market Capitalization
Market Capitalization i$36.31B$26.59B
Enterprise Value i$63.59B$28.17B
Enterprise Value Metrics
Enterprise to Revenue i3.011.34
Enterprise to EBITDA i6.927.35
Risk & Other Metrics
Beta i0.790.98
Book Value per Share (MRQ) i$46.78$31.35

Financial Statements Comparison: Fiserv Inc. vs Cognizant Technology Solutions Corporation

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFI (2024)CTSH (2025)
Revenue/Sales i20.46B21.11B
Cost of Goods Sold i8.01B13.99B
COGS % of Revenue i39.2%66.3%
Gross Profit i12.44B7.12B
Gross Margin i60.8%33.7%
Research & Development iN/AN/A
Operating Income (EBIT) i5.88B3.33B
Operating Margin i28.7%15.8%
EBITDA i8.84B3.99B
EBITDA Margin i43.2%18.9%
Pre-Tax Income i4.51B3.48B
Pre-Tax Income % of Revenue i22.0%16.5%
Income Tax i641.00M1.26B
Income Tax % of Revenue i3.1%6.0%
Net Income (Profit) i3.18B2.23B
Profit Margin i15.5%10.6%

Balance Sheet & Liquidity Metrics

MetricFI (2024)CTSH (2025)
Cash & Equivalents i1.24B1.90B
Total Current Assets i23.48B7.82B
Total Current Assets % of Revenue i114.8%37.0%
Total Current Liabilities i22.16B3.66B
Total Current Liabilities % of Revenue i108.3%17.3%
Long-Term Debt i23.73B966.00M
Long-Term Debt % of Revenue i116.0%4.6%
Total Shareholders Equity i27.69B15.02B
Retained Earnings i23.58B15.16B
Retained Earnings % of Revenue i115.2%71.8%
Property, Plant & Equipment i3.79B573.00M

Cash Flow Statement Comparison

MetricFI (2024)CTSH (2025)
Operating Cash Flow i6.07B2.95B
Operating Cash Flow % of Revenue i29.7%14.0%
Capital Expenditures iN/A-218.00M
Free Cash Flow i5.06B2.60B
FCF Margin i24.7%12.3%
Debt Repayment i-5.40B-342.00M
Common Stock Repurchase i-5.84B-1.38B

Short Interest & Institutional Ownership Analysis

MetricFICTSH
Shares Short i7.66M33.13M
Short Ratio i1.615.76
Short % of Float i1.44%9.11%
Shares Outstanding i537.00M479.00M
Float Shares i533.64M477.08M
% Held by Insiders i0.73%0.11%
% Held by Institutions i90.43%105.21%
% Held by Public i8.84%-5.32%

Dividend Analysis & Yield Comparison: Fiserv Inc. vs Cognizant Technology Solutions Corporation

MetricFICTSH
Last 12-Month Dividend i$0.00$1.57
Last 12-Month Dividend Yield iN/A2.36%
3-Year Avg Annual Dividend i$0.00$1.21
3-Year Avg Dividend Yield iN/A0.41%
3-Year Total Dividends i$0.00$3.64
Ex-Dividend DateN/AFeb 18, 2026