Fair Isaac [FICO] vs Adobe [ADBE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Fair Isaac wins in 11 metrics, Adobe wins in 8 metrics, with 0 ties. Fair Isaac appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricFair IsaacAdobeBetter
P/E Ratio (TTM)72.5221.63Adobe
Price-to-Book Ratio-32.1612.37Fair Isaac
Debt-to-Equity Ratio-2.0056.54Fair Isaac
PEG Ratio1.572.04Fair Isaac
EV/EBITDA52.2816.10Adobe
Profit Margin (TTM)32.80%30.01%Fair Isaac
Operating Margin (TTM)48.94%36.29%Fair Isaac
EBITDA Margin (TTM)48.94%36.29%Fair Isaac
Return on Equity-53.27%52.88%Adobe
Return on Assets (TTM)30.98%18.09%Fair Isaac
Free Cash Flow (TTM)$607.41M$7.87BAdobe
1-Year Return-8.90%-29.32%Fair Isaac
Price-to-Sales Ratio (TTM)23.036.26Adobe
Enterprise Value$47.03B$145.86BAdobe
EV/Revenue Ratio24.386.29Adobe
Gross Profit Margin (TTM)83.67%89.28%Adobe
Revenue per Share (TTM)$79$54Fair Isaac
Earnings per Share (Diluted)$25.52$16.03Fair Isaac
Beta (Stock Volatility)1.351.49Fair Isaac
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Fair Isaac vs Adobe Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Fair Isaac-0.03%21.29%20.28%-1.05%8.00%-7.30%
Adobe0.98%-2.58%-2.38%-7.11%2.77%-20.60%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Fair Isaac-8.90%362.07%322.99%1,967.01%7,354.39%4,308.34%
Adobe-29.32%21.60%-30.36%294.88%1,146.94%1,069.47%

News Based Sentiment: Fair Isaac vs Adobe

Fair Isaac

News based Sentiment: POSITIVE

FICO's strong Q3 results, coupled with the launch of the direct mortgage licensing program and positive analyst reactions, represent a significant positive shift for the company. While insider selling is a minor concern, the overall narrative is one of growth and strategic success.

View Fair Isaac News Sentiment Analysis

Adobe

News based Sentiment: MIXED

October presented a mixed bag for Adobe, with strong earnings reports offset by analyst downgrades related to AI monetization. Continued institutional investment signals confidence, but the competitive landscape and AI strategy remain key areas to watch. This makes it a significant month for investors to reassess their positions.

View Adobe News Sentiment Analysis

Performance & Financial Health Analysis: Fair Isaac vs Adobe

MetricFICOADBE
Market Information
Market Cap i$44.60B$151.78B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i392,4604,410,820
90 Day Avg. Volume i346,3535,045,597
Last Close$1,850.18$350.14
52 Week Range$1,300.00 - $2,402.52$330.04 - $557.90
% from 52W High-22.99%-37.24%
All-Time High$2,402.52 (Nov 11, 2024)$699.54 (Nov 22, 2021)
% from All-Time High-22.99%-49.95%
Growth Metrics
Quarterly Revenue Growth0.20%0.11%
Quarterly Earnings Growth0.44%0.05%
Financial Health
Profit Margin (TTM) i0.33%0.30%
Operating Margin (TTM) i0.49%0.36%
Return on Equity (TTM) i-0.53%0.53%
Debt to Equity (MRQ) i-2.0056.54
Cash & Liquidity
Book Value per Share (MRQ)$-58.00$28.02
Cash per Share (MRQ)$7.88$14.20
Operating Cash Flow (TTM) i$781.62M$9.79B
Levered Free Cash Flow (TTM) i$638.33M$8.50B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend i$0.00$0.00

Valuation & Enterprise Metrics Analysis: Fair Isaac vs Adobe

MetricFICOADBE
Price Ratios
P/E Ratio (TTM) i72.5221.63
Forward P/E i49.7916.87
PEG Ratio i1.572.04
Price to Sales (TTM) i23.036.26
Price to Book (MRQ) i-32.1612.37
Market Capitalization
Market Capitalization i$44.60B$151.78B
Enterprise Value i$47.03B$145.86B
Enterprise Value Metrics
Enterprise to Revenue i24.386.29
Enterprise to EBITDA i52.2816.10
Risk & Other Metrics
Beta i1.351.49
Book Value per Share (MRQ) i$-58.00$28.02

Financial Statements Comparison: Fair Isaac vs Adobe

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)FICOADBE
Revenue/Sales i$498.74M$5.99B
Cost of Goods Sold i$87.63M$642.00M
Gross Profit i$411.11M$5.35B
Research & Development i$45.04M$1.09B
Operating Income (EBIT) i$245.65M$2.17B
EBITDA i$247.81M$2.44B
Pre-Tax Income i$213.02M$2.19B
Income Tax i$50.40M$415.00M
Net Income (Profit) i$162.62M$1.77B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)FICOADBE
Cash & Equivalents i$146.64M$4.93B
Total Current Assets i$724.91M$8.98B
Total Current Liabilities i$343.24M$9.04B
Long-Term Debt i$2.53B$6.49B
Total Shareholders Equity i$-1.12B$11.45B
Retained Earnings i$4.22B$41.74B
Property, Plant & Equipment i$114.57M$2.15B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)FICOADBE
Operating Cash Flow i$96.81M$2.40B
Capital Expenditures i$-2.12M$-47.00M
Free Cash Flow i$65.49M$2.14B
Debt Repayment i$-71.74M$0
Common Stock Repurchase i$-217.16M$-3.50B

Short Interest & Institutional Ownership Analysis

MetricFICOADBE
Shares Short i1.08M9.61M
Short Ratio i3.422.08
Short % of Float i0.06%0.02%
Average Daily Volume (10 Day) i392,4604,410,820
Average Daily Volume (90 Day) i346,3535,045,597
Shares Outstanding i24.39M441.00M
Float Shares i23.32M417.37M
% Held by Insiders i0.03%0.00%
% Held by Institutions i0.91%0.87%

Dividend Analysis & Yield Comparison: Fair Isaac vs Adobe

MetricFICOADBE
Last 12-Month Dividend i$0.00$0.00
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend i$0.00$0.00
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends i$0.00$0.00
Ex-Dividend DateN/AN/A