Fair Isaac [FICO] vs Adobe [ADBE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Fair Isaac Corporation wins in 8 metrics, Adobe Inc. wins in 12 metrics, with 0 ties. Adobe Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Fair Isaac Corporation Adobe Inc. Better
P/E Ratio (TTM) 38.31 13.93 Adobe Inc.
Price-to-Book Ratio -12.86 8.49 Adobe Inc.
Debt-to-Equity Ratio -1.78 58.34 Adobe Inc.
PEG Ratio 5.71 1.29 Adobe Inc.
EV/EBITDA 27.49 10.13 Adobe Inc.
Profit Margin (TTM) 31.89% 29.48% Fair Isaac Corporation
Operating Margin (TTM) 45.72% 38.76% Fair Isaac Corporation
EBITDA Margin (TTM) 45.72% 38.76% Fair Isaac Corporation
Return on Equity -37.34% 58.77% Adobe Inc.
Return on Assets (TTM) 34.76% 18.91% Fair Isaac Corporation
Free Cash Flow (TTM) $739.40M $9.85B Adobe Inc.
1-Year Return -27.56% -37.55% Fair Isaac Corporation
Price-to-Sales Ratio (TTM) 11.92 3.95 Adobe Inc.
Enterprise Value $27.65B $96.37B Adobe Inc.
EV/Revenue Ratio 13.40 3.94 Adobe Inc.
Gross Profit Margin (TTM) 82.96% 89.62% Adobe Inc.
Revenue per Share (TTM) $86 $58 Fair Isaac Corporation
Earnings per Share (Diluted) $27.06 $17.15 Fair Isaac Corporation
Beta (Stock Volatility) 1.38 1.52 Fair Isaac Corporation
Short % of Float 6.91% 3.37% Adobe Inc.

Fair Isaac Corporation vs Adobe Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Fair Isaac Corporation-6.15%-0.60%18.15%-11.02%-29.59%-23.79%
Adobe Inc.-2.24%8.99%3.21%0.47%-18.80%-21.36%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Fair Isaac Corporation-27.56%58.13%155.05%1,007.80%4,339.44%3,371.93%
Adobe Inc.-37.55%-40.60%-48.62%162.62%679.11%793.83%

Performance & Financial Health Analysis: Fair Isaac Corporation vs Adobe Inc.

MetricFICOADBE
Market Information
Market Cap i$23.24B$96.60B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i399,1996,221,720
90 Day Avg. Volume i400,1566,302,487
Last Close$1,174.66$256.24
52 Week Range$870.01 - $1,998.01$224.13 - $421.48
% from 52W High-41.21%-39.20%
All-Time High$2,402.52 (Nov 11, 2024)$699.54 (Nov 22, 2021)
% from All-Time High-51.11%-63.37%
Growth Metrics
Quarterly Revenue Growth0.16%0.12%
Quarterly Earnings Growth0.04%0.04%
Financial Health
Profit Margin (TTM) i0.32%0.29%
Operating Margin (TTM) i0.46%0.39%
Return on Equity (TTM) i-0.37%0.59%
Debt to Equity (MRQ) i-1.7858.34
Cash & Liquidity
Book Value per Share (MRQ)$-76.09$28.16
Cash per Share (MRQ)$6.83$17.07
Operating Cash Flow (TTM) i$758.89M$10.51B
Levered Free Cash Flow (TTM) i$573.16M$9.32B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend i$0.00$0.00

Valuation & Enterprise Metrics Analysis: Fair Isaac Corporation vs Adobe Inc.

MetricFICO (Apr 24, 2026)ADBE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i38.3113.93
Forward P/E i19.619.06
PEG Ratio i5.711.29
Price to Sales (TTM) i11.923.95
Price to Book (MRQ) i-12.868.49
Market Capitalization
Market Capitalization i$23.24B$96.60B
Enterprise Value i$27.65B$96.37B
Enterprise Value Metrics
Enterprise to Revenue i13.403.94
Enterprise to EBITDA i27.4910.13
Risk & Other Metrics
Beta i1.381.52
Book Value per Share (MRQ) i$-76.09$28.16

Financial Statements Comparison: Fair Isaac Corporation vs Adobe Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFICO (2025)ADBE (2025)
Revenue/Sales i1.99B23.77B
Cost of Goods Sold i353.72M2.55B
COGS % of Revenue i17.8%10.7%
Gross Profit i1.64B21.22B
Gross Margin i82.2%89.3%
Research & Development i188.35M4.29B
Operating Income (EBIT) i935.77M8.71B
Operating Margin i47.0%36.6%
EBITDA i962.12M9.79B
EBITDA Margin i48.3%41.2%
Pre-Tax Income i802.60M8.73B
Pre-Tax Income % of Revenue i40.3%36.7%
Income Tax i150.65M1.60B
Income Tax % of Revenue i7.6%6.7%
Net Income (Profit) i651.95M7.13B
Profit Margin i32.7%30.0%

Balance Sheet & Liquidity Metrics

MetricFICO (2025)ADBE (2025)
Cash & Equivalents i134.14M5.43B
Total Current Assets i705.17M10.16B
Total Current Assets % of Revenue i35.4%42.8%
Total Current Liabilities i849.22M10.20B
Total Current Liabilities % of Revenue i42.7%42.9%
Long-Term Debt i2.68B6.57B
Long-Term Debt % of Revenue i134.4%27.6%
Total Shareholders Equity i-1.75B11.62B
Retained Earnings i4.55B45.35B
Retained Earnings % of Revenue i228.7%190.8%
Property, Plant & Equipment i26.21M312.00M

Cash Flow Statement Comparison

MetricFICO (2025)ADBE (2025)
Operating Cash Flow i771.46M9.99B
Operating Cash Flow % of Revenue i38.7%42.0%
Capital Expenditures i-8.92M-179.00M
Free Cash Flow i739.40M9.85B
FCF Margin i37.1%41.4%
Debt Repayment i-1.37B-1.50B
Common Stock Repurchase i-1.41B-11.28B

Short Interest & Institutional Ownership Analysis

MetricFICOADBE
Shares Short i1.38M12.20M
Short Ratio i3.601.97
Short % of Float i6.91%3.37%
Shares Outstanding i23.76M406.00M
Float Shares i23.05M402.87M
% Held by Insiders i2.73%0.25%
% Held by Institutions i91.15%87.62%
% Held by Public i6.12%12.13%

Dividend Analysis & Yield Comparison: Fair Isaac Corporation vs Adobe Inc.

MetricFICOADBE
Last 12-Month Dividend i$0.00$0.00
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend i$0.00$0.00
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends i$0.00$0.00
Ex-Dividend DateN/AN/A