Fair Isaac [FICO] vs Adobe [ADBE] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Fair Isaac Corporation wins in 8 metrics, Adobe Inc. wins in 12 metrics, with 0 ties. Adobe Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Fair Isaac Corporation | Adobe Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 38.31 | 13.93 | Adobe Inc. |
| Price-to-Book Ratio | -12.86 | 8.49 | Adobe Inc. |
| Debt-to-Equity Ratio | -1.78 | 58.34 | Adobe Inc. |
| PEG Ratio | 5.71 | 1.29 | Adobe Inc. |
| EV/EBITDA | 27.49 | 10.13 | Adobe Inc. |
| Profit Margin (TTM) | 31.89% | 29.48% | Fair Isaac Corporation |
| Operating Margin (TTM) | 45.72% | 38.76% | Fair Isaac Corporation |
| EBITDA Margin (TTM) | 45.72% | 38.76% | Fair Isaac Corporation |
| Return on Equity | -37.34% | 58.77% | Adobe Inc. |
| Return on Assets (TTM) | 34.76% | 18.91% | Fair Isaac Corporation |
| Free Cash Flow (TTM) | $739.40M | $9.85B | Adobe Inc. |
| 1-Year Return | -27.56% | -37.55% | Fair Isaac Corporation |
| Price-to-Sales Ratio (TTM) | 11.92 | 3.95 | Adobe Inc. |
| Enterprise Value | $27.65B | $96.37B | Adobe Inc. |
| EV/Revenue Ratio | 13.40 | 3.94 | Adobe Inc. |
| Gross Profit Margin (TTM) | 82.96% | 89.62% | Adobe Inc. |
| Revenue per Share (TTM) | $86 | $58 | Fair Isaac Corporation |
| Earnings per Share (Diluted) | $27.06 | $17.15 | Fair Isaac Corporation |
| Beta (Stock Volatility) | 1.38 | 1.52 | Fair Isaac Corporation |
| Short % of Float | 6.91% | 3.37% | Adobe Inc. |
Fair Isaac Corporation vs Adobe Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Fair Isaac Corporation | -6.15% | -0.60% | 18.15% | -11.02% | -29.59% | -23.79% |
| Adobe Inc. | -2.24% | 8.99% | 3.21% | 0.47% | -18.80% | -21.36% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Fair Isaac Corporation | -27.56% | 58.13% | 155.05% | 1,007.80% | 4,339.44% | 3,371.93% |
| Adobe Inc. | -37.55% | -40.60% | -48.62% | 162.62% | 679.11% | 793.83% |
Performance & Financial Health Analysis: Fair Isaac Corporation vs Adobe Inc.
| Metric | FICO | ADBE |
|---|---|---|
| Market Information | ||
| Market Cap | $23.24B | $96.60B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 399,199 | 6,221,720 |
| 90 Day Avg. Volume | 400,156 | 6,302,487 |
| Last Close | $1,174.66 | $256.24 |
| 52 Week Range | $870.01 - $1,998.01 | $224.13 - $421.48 |
| % from 52W High | -41.21% | -39.20% |
| All-Time High | $2,402.52 (Nov 11, 2024) | $699.54 (Nov 22, 2021) |
| % from All-Time High | -51.11% | -63.37% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.16% | 0.12% |
| Quarterly Earnings Growth | 0.04% | 0.04% |
| Financial Health | ||
| Profit Margin (TTM) | 0.32% | 0.29% |
| Operating Margin (TTM) | 0.46% | 0.39% |
| Return on Equity (TTM) | -0.37% | 0.59% |
| Debt to Equity (MRQ) | -1.78 | 58.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $-76.09 | $28.16 |
| Cash per Share (MRQ) | $6.83 | $17.07 |
| Operating Cash Flow (TTM) | $758.89M | $10.51B |
| Levered Free Cash Flow (TTM) | $573.16M | $9.32B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | $0.00 | $0.00 |
Valuation & Enterprise Metrics Analysis: Fair Isaac Corporation vs Adobe Inc.
| Metric | FICO (Apr 24, 2026) | ADBE (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 38.31 | 13.93 |
| Forward P/E | 19.61 | 9.06 |
| PEG Ratio | 5.71 | 1.29 |
| Price to Sales (TTM) | 11.92 | 3.95 |
| Price to Book (MRQ) | -12.86 | 8.49 |
| Market Capitalization | ||
| Market Capitalization | $23.24B | $96.60B |
| Enterprise Value | $27.65B | $96.37B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 13.40 | 3.94 |
| Enterprise to EBITDA | 27.49 | 10.13 |
| Risk & Other Metrics | ||
| Beta | 1.38 | 1.52 |
| Book Value per Share (MRQ) | $-76.09 | $28.16 |
Financial Statements Comparison: Fair Isaac Corporation vs Adobe Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | FICO (2025) | ADBE (2025) |
|---|---|---|
| Revenue/Sales | 1.99B | 23.77B |
| Cost of Goods Sold | 353.72M | 2.55B |
| COGS % of Revenue | 17.8% | 10.7% |
| Gross Profit | 1.64B | 21.22B |
| Gross Margin | 82.2% | 89.3% |
| Research & Development | 188.35M | 4.29B |
| Operating Income (EBIT) | 935.77M | 8.71B |
| Operating Margin | 47.0% | 36.6% |
| EBITDA | 962.12M | 9.79B |
| EBITDA Margin | 48.3% | 41.2% |
| Pre-Tax Income | 802.60M | 8.73B |
| Pre-Tax Income % of Revenue | 40.3% | 36.7% |
| Income Tax | 150.65M | 1.60B |
| Income Tax % of Revenue | 7.6% | 6.7% |
| Net Income (Profit) | 651.95M | 7.13B |
| Profit Margin | 32.7% | 30.0% |
Balance Sheet & Liquidity Metrics
| Metric | FICO (2025) | ADBE (2025) |
|---|---|---|
| Cash & Equivalents | 134.14M | 5.43B |
| Total Current Assets | 705.17M | 10.16B |
| Total Current Assets % of Revenue | 35.4% | 42.8% |
| Total Current Liabilities | 849.22M | 10.20B |
| Total Current Liabilities % of Revenue | 42.7% | 42.9% |
| Long-Term Debt | 2.68B | 6.57B |
| Long-Term Debt % of Revenue | 134.4% | 27.6% |
| Total Shareholders Equity | -1.75B | 11.62B |
| Retained Earnings | 4.55B | 45.35B |
| Retained Earnings % of Revenue | 228.7% | 190.8% |
| Property, Plant & Equipment | 26.21M | 312.00M |
Cash Flow Statement Comparison
| Metric | FICO (2025) | ADBE (2025) |
|---|---|---|
| Operating Cash Flow | 771.46M | 9.99B |
| Operating Cash Flow % of Revenue | 38.7% | 42.0% |
| Capital Expenditures | -8.92M | -179.00M |
| Free Cash Flow | 739.40M | 9.85B |
| FCF Margin | 37.1% | 41.4% |
| Debt Repayment | -1.37B | -1.50B |
| Common Stock Repurchase | -1.41B | -11.28B |
Short Interest & Institutional Ownership Analysis
| Metric | FICO | ADBE |
|---|---|---|
| Shares Short | 1.38M | 12.20M |
| Short Ratio | 3.60 | 1.97 |
| Short % of Float | 6.91% | 3.37% |
| Shares Outstanding | 23.76M | 406.00M |
| Float Shares | 23.05M | 402.87M |
| % Held by Insiders | 2.73% | 0.25% |
| % Held by Institutions | 91.15% | 87.62% |
| % Held by Public | 6.12% | 12.13% |
Dividend Analysis & Yield Comparison: Fair Isaac Corporation vs Adobe Inc.
| Metric | FICO | ADBE |
|---|---|---|
| Last 12-Month Dividend | $0.00 | $0.00 |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | $0.00 | $0.00 |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | $0.00 | $0.00 |
| Ex-Dividend Date | N/A | N/A |