Flagstar Financial [FLG] vs Old National Bancorp [ONB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Flagstar Financial, Inc. wins in 4 metrics, Old National Bancorp wins in 13 metrics, with 0 ties. Old National Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Flagstar Financial, Inc. Old National Bancorp Better
P/E Ratio (TTM) N/A 12.38 N/A
Price-to-Book Ratio 0.78 1.13 Flagstar Financial, Inc.
Debt-to-Equity Ratio 1.55 0.92 Old National Bancorp
PEG Ratio 8.97 0.75 Old National Bancorp
Profit Margin (TTM) -9.43% 30.25% Old National Bancorp
Operating Margin (TTM) 21.84% 51.26% Old National Bancorp
EBITDA Margin (TTM) 21.84% 51.26% Old National Bancorp
Return on Equity -2.17% 10.08% Old National Bancorp
Return on Assets (TTM) -0.19% 1.20% Old National Bancorp
Free Cash Flow (TTM) $-248.00M $637.41M Old National Bancorp
Dividend Yield 0.32% 2.87% Old National Bancorp
1-Year Return 35.33% 23.11% Flagstar Financial, Inc.
Price-to-Sales Ratio (TTM) 3.19 3.73 Flagstar Financial, Inc.
Enterprise Value $13.21B $15.34B Old National Bancorp
EV/Revenue Ratio 7.04 6.12 Old National Bancorp
Revenue per Share (TTM) $5 $7 Old National Bancorp
Earnings per Share (Diluted) $-0.50 $1.94 Old National Bancorp
Beta (Stock Volatility) 1.02 N/A N/A
Short % of Float 0.15% 7.27% Flagstar Financial, Inc.

Flagstar Financial, Inc. vs Old National Bancorp Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Flagstar Financial, Inc.0.87%6.96%13.91%21.04%15.13%20.08%
Old National Bancorp-1.51%4.08%6.31%15.11%7.70%9.80%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Flagstar Financial, Inc.35.33%-53.24%-54.60%-66.69%-68.68%-70.34%
Old National Bancorp23.11%81.52%42.11%101.28%136.28%25.83%

Performance & Financial Health Analysis: Flagstar Financial, Inc. vs Old National Bancorp

MetricFLGONB
Market Information
Market Cap i$5.97B$9.35B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i4,125,5943,441,018
90 Day Avg. Volume i4,895,4153,308,019
Last Close$15.07$24.76
52 Week Range$10.38 - $15.24$19.39 - $26.17
% from 52W High-1.12%-5.39%
All-Time High$106.71 (Mar 01, 2004)$28.49 (Dec 21, 1998)
% from All-Time High-85.88%-13.09%
Growth Metrics
Quarterly Revenue Growth0.15%0.46%
Quarterly Earnings Growth0.04%0.62%
Financial Health
Profit Margin (TTM) i-0.09%0.30%
Operating Margin (TTM) i0.22%0.51%
Return on Equity (TTM) i-0.02%0.10%
Debt to Equity (MRQ) i1.550.92
Cash & Liquidity
Book Value per Share (MRQ)$18.37$21.21
Cash per Share (MRQ)$14.23$4.55
Operating Cash Flow (TTM) i$-181,000,000$806.44M
Levered Free Cash Flow (TTM) i$-210,000,000$653.12M
Dividends
Last 12-Month Dividend Yield i0.32%2.87%
Last 12-Month Dividend i$0.04$0.70

Valuation & Enterprise Metrics Analysis: Flagstar Financial, Inc. vs Old National Bancorp

MetricFLG (Apr 24, 2026)ONB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) iN/A12.38
Forward P/E i8.978.29
PEG Ratio i8.970.75
Price to Sales (TTM) i3.193.73
Price to Book (MRQ) i0.781.13
Market Capitalization
Market Capitalization i$5.97B$9.35B
Enterprise Value i$13.21B$15.34B
Enterprise Value Metrics
Enterprise to Revenue i7.046.12
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.02N/A
Book Value per Share (MRQ) i$18.37$21.21

Financial Statements Comparison: Flagstar Financial, Inc. vs Old National Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFLG (2025)ONB (2025)
Revenue/Sales i2.06B2.52B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i-198.00M841.39M
Pre-Tax Income % of Revenue i-9.6%33.3%
Income Tax i-21.00M172.14M
Income Tax % of Revenue i-1.0%6.8%
Net Income (Profit) i-177.00M669.26M
Profit Margin i-8.6%26.5%

Balance Sheet & Liquidity Metrics

MetricFLG (2025)ONB (2025)
Cash & Equivalents i5.89B1.83B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i8.18B7.09B
Long-Term Debt % of Revenue i396.9%280.9%
Total Shareholders Equity i8.14B8.49B
Retained Earnings i-988.00M2.41B
Retained Earnings % of Revenue i-47.9%95.4%
Property, Plant & Equipment i1.01BN/A

Cash Flow Statement Comparison

MetricFLG (2025)ONB (2025)
Operating Cash Flow i-718.00M806.44M
Operating Cash Flow % of Revenue i-34.8%31.9%
Capital Expenditures i-67.00M-41.70M
Free Cash Flow i-248.00M637.41M
FCF Margin i-12.0%25.2%
Debt Repayment i-6.50B-2.57B
Common Stock Repurchase iN/A-71.80M

Short Interest & Institutional Ownership Analysis

MetricFLGONB
Shares Short i392,99522.06M
Short Ratio i0.076.68
Short % of Float i0.15%7.27%
Shares Outstanding i415.98M389.66M
Float Shares i266.19M382.68M
% Held by Insiders i0.77%0.68%
% Held by Institutions i92.25%97.76%
% Held by Public i6.98%1.56%

Dividend Analysis & Yield Comparison: Flagstar Financial, Inc. vs Old National Bancorp

MetricFLGONB
Last 12-Month Dividend i$0.04$0.70
Last 12-Month Dividend Yield i0.32%2.87%
3-Year Avg Annual Dividend i$0.59$0.61
3-Year Avg Dividend Yield i0.57%0.76%
3-Year Total Dividends i$1.78$1.82
Ex-Dividend DateMar 06, 2026Mar 05, 2026