Fidelity National [FNF] vs Ryan Specialty [RYAN] Detailed Stock Comparison

Fidelity National Financial Inc.

NYSE
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Ryan Specialty Holdings Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Fidelity National Financial Inc. wins in 15 metrics, Ryan Specialty Holdings Inc. wins in 5 metrics, with 0 ties. Fidelity National Financial Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Fidelity National Financial Inc. Ryan Specialty Holdings Inc. Better
P/E Ratio (TTM) 22.93 77.21 Fidelity National Financial Inc.
Price-to-Book Ratio 1.85 7.26 Fidelity National Financial Inc.
Debt-to-Equity Ratio 53.14 281.55 Fidelity National Financial Inc.
PEG Ratio -0.18 -1.70 Fidelity National Financial Inc.
EV/EBITDA 7.60 10.09 Fidelity National Financial Inc.
Profit Margin (TTM) 4.15% 2.12% Fidelity National Financial Inc.
Operating Margin (TTM) 13.06% 19.00% Ryan Specialty Holdings Inc.
EBITDA Margin (TTM) 13.06% 19.00% Ryan Specialty Holdings Inc.
Return on Equity 7.76% 18.21% Ryan Specialty Holdings Inc.
Return on Assets (TTM) 1.11% 3.54% Ryan Specialty Holdings Inc.
Free Cash Flow (TTM) $5.68B $575.71M Fidelity National Financial Inc.
Dividend Yield 4.50% 1.55% Fidelity National Financial Inc.
1-Year Return -10.09% -45.85% Fidelity National Financial Inc.
Price-to-Sales Ratio (TTM) 0.95 3.20 Fidelity National Financial Inc.
Enterprise Value $15.76B $8.68B Fidelity National Financial Inc.
EV/Revenue Ratio 1.09 2.90 Fidelity National Financial Inc.
Revenue per Share (TTM) $54 $24 Fidelity National Financial Inc.
Earnings per Share (Diluted) $2.21 $0.47 Fidelity National Financial Inc.
Beta (Stock Volatility) 1.06 0.71 Ryan Specialty Holdings Inc.
Short % of Float 2.79% 8.68% Fidelity National Financial Inc.

Fidelity National Financial Inc. vs Ryan Specialty Holdings Inc. Stock Performance Analysis

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FNF
RYAN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Fidelity National Financial Inc.0.29%2.15%0.27%0.35%-15.03%-11.46%
Ryan Specialty Holdings Inc.-0.84%11.66%11.10%-2.27%-34.79%-30.17%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Fidelity National Financial Inc.-10.09%42.96%18.82%105.93%477.35%330.55%
Ryan Specialty Holdings Inc.-45.85%-17.06%24.66%24.66%24.66%24.66%

Performance & Financial Health Analysis: Fidelity National Financial Inc. vs Ryan Specialty Holdings Inc.

MetricFNFRYAN
Market Information
Market Cap i$13.97B$9.35B
Market Cap CategoryLarge capMid cap
10 Day Avg. Volume i1,868,7321,677,772
90 Day Avg. Volume i2,225,2411,831,667
Last Close$48.06$35.34
52 Week Range$42.78 - $59.21$29.28 - $69.49
% from 52W High-18.83%-49.14%
All-Time High$66.72 (Mar 31, 2025)$77.16 (Mar 31, 2025)
% from All-Time High-27.97%-54.20%
Growth Metrics
Quarterly Revenue Growth0.12%0.14%
Quarterly Earnings Growth0.12%-0.42%
Financial Health
Profit Margin (TTM) i0.04%0.02%
Operating Margin (TTM) i0.13%0.19%
Return on Equity (TTM) i0.08%0.18%
Debt to Equity (MRQ) i53.14281.55
Cash & Liquidity
Book Value per Share (MRQ)$27.40$5.00
Cash per Share (MRQ)$15.84$1.22
Operating Cash Flow (TTM) i$5.83B$643.67M
Levered Free Cash Flow (TTM) i$2.05B$506.21M
Dividends
Last 12-Month Dividend Yield i4.50%1.55%
Last 12-Month Dividend i$2.02$0.61

Valuation & Enterprise Metrics Analysis: Fidelity National Financial Inc. vs Ryan Specialty Holdings Inc.

MetricFNF (Apr 24, 2026)RYAN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i22.9377.21
Forward P/E i7.8614.15
PEG Ratio i-0.18-1.70
Price to Sales (TTM) i0.953.20
Price to Book (MRQ) i1.857.26
Market Capitalization
Market Capitalization i$13.97B$9.35B
Enterprise Value i$15.76B$8.68B
Enterprise Value Metrics
Enterprise to Revenue i1.092.90
Enterprise to EBITDA i7.6010.09
Risk & Other Metrics
Beta i1.060.71
Book Value per Share (MRQ) i$27.40$5.00

Financial Statements Comparison: Fidelity National Financial Inc. vs Ryan Specialty Holdings Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFNF (2025)RYAN (2025)
Revenue/Sales i14.14B3.05B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i1.40B293.18M
Pre-Tax Income % of Revenue i9.9%9.6%
Income Tax i753.00M79.03M
Income Tax % of Revenue i5.3%2.6%
Net Income (Profit) i679.00M214.16M
Profit Margin i4.8%7.0%

Balance Sheet & Liquidity Metrics

MetricFNF (2025)RYAN (2025)
Cash & Equivalents i2.38B158.32M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i4.77B3.44B
Long-Term Debt % of Revenue i33.7%112.9%
Total Shareholders Equity i8.97B1.25B
Retained Earnings i5.48B120.35M
Retained Earnings % of Revenue i38.8%3.9%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricFNF (2025)RYAN (2025)
Operating Cash Flow i977.00M351.50M
Operating Cash Flow % of Revenue i6.9%11.5%
Capital Expenditures i-147.00MN/A
Free Cash Flow i5.68B575.71M
FCF Margin i40.2%18.9%
Debt Repayment i-300.00M-1.28B
Common Stock Repurchase i-251.00M-3.73M

Short Interest & Institutional Ownership Analysis

MetricFNFRYAN
Shares Short i6.04M9.71M
Short Ratio i3.465.49
Short % of Float i2.79%8.68%
Shares Outstanding i271.34M129.60M
Float Shares i256.36M113.81M
% Held by Insiders i5.67%13.80%
% Held by Institutions i82.25%88.15%
% Held by Public i12.08%-1.95%

Dividend Analysis & Yield Comparison: Fidelity National Financial Inc. vs Ryan Specialty Holdings Inc.

MetricFNFRYAN
Last 12-Month Dividend i$2.02$0.61
Last 12-Month Dividend Yield i4.50%1.55%
3-Year Avg Annual Dividend i$1.95$0.35
3-Year Avg Dividend Yield i0.99%0.20%
3-Year Total Dividends i$5.84$1.05
Ex-Dividend DateMar 17, 2026Feb 24, 2026