Hagerty [HGTY] vs Progressive [PGR] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Hagerty, Inc. wins in 7 metrics, Progressive Corporation wins in 12 metrics, with 0 ties. Progressive Corporation appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Hagerty, Inc. | Progressive Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 29.14 | 10.45 | Progressive Corporation |
| Price-to-Book Ratio | 4.90 | 3.75 | Progressive Corporation |
| Debt-to-Equity Ratio | 23.82 | 26.17 | Hagerty, Inc. |
| PEG Ratio | 18.19 | 1.06 | Progressive Corporation |
| EV/EBITDA | 4.14 | 8.33 | Hagerty, Inc. |
| Profit Margin (TTM) | 2.85% | 12.93% | Progressive Corporation |
| Operating Margin (TTM) | 18.64% | 16.39% | Hagerty, Inc. |
| EBITDA Margin (TTM) | 18.64% | 16.39% | Hagerty, Inc. |
| Return on Equity | 20.91% | 37.90% | Progressive Corporation |
| Return on Assets (TTM) | 5.92% | 7.94% | Progressive Corporation |
| Free Cash Flow (TTM) | $194.45M | $17.20B | Progressive Corporation |
| Dividend Yield | N/A | 8.67% | N/A |
| 1-Year Return | 5.14% | -33.18% | Hagerty, Inc. |
| Price-to-Sales Ratio (TTM) | 2.54 | 1.34 | Progressive Corporation |
| Enterprise Value | $901.80M | $126.25B | Progressive Corporation |
| EV/Revenue Ratio | 0.62 | 1.41 | Hagerty, Inc. |
| Revenue per Share (TTM) | $15 | $153 | Progressive Corporation |
| Earnings per Share (Diluted) | $0.37 | $19.65 | Progressive Corporation |
| Beta (Stock Volatility) | 0.93 | 0.33 | Progressive Corporation |
| Short % of Float | 1.12% | 1.25% | Hagerty, Inc. |
Hagerty, Inc. vs Progressive Corporation Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Hagerty, Inc. | -2.89% | -0.59% | 0.20% | -4.72% | -21.23% | -23.27% |
| Progressive Corporation | -1.71% | -1.75% | -2.90% | -9.32% | -14.84% | -8.80% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Hagerty, Inc. | 5.14% | 9.42% | 4.61% | 4.61% | 4.61% | 4.61% |
| Progressive Corporation | -33.18% | 47.03% | 89.72% | 479.08% | 807.96% | 589.11% |
Performance & Financial Health Analysis: Hagerty, Inc. vs Progressive Corporation
| Metric | HGTY | PGR |
|---|---|---|
| Market Information | ||
| Market Cap | $3.64B | $120.11B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 178,368 | 3,008,670 |
| 90 Day Avg. Volume | 191,083 | 3,010,043 |
| Last Close | $10.09 | $193.46 |
| 52 Week Range | $8.81 - $14.00 | $189.20 - $289.96 |
| % from 52W High | -27.93% | -33.28% |
| All-Time High | $19.97 (Dec 13, 2021) | $292.99 (Mar 17, 2025) |
| % from All-Time High | -49.47% | -33.97% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.17% | 0.09% |
| Quarterly Earnings Growth | 0.33% | 0.10% |
| Financial Health | ||
| Profit Margin (TTM) | 0.03% | 0.13% |
| Operating Margin (TTM) | 0.19% | 0.16% |
| Return on Equity (TTM) | 0.21% | 0.38% |
| Debt to Equity (MRQ) | 23.82 | 26.17 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $2.20 | $54.71 |
| Cash per Share (MRQ) | $8.82 | $3.64 |
| Operating Cash Flow (TTM) | $218.99M | $12.39B |
| Levered Free Cash Flow (TTM) | $197.27M | $11.31B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 8.67% |
| Last 12-Month Dividend | N/A | $18.40 |
Valuation & Enterprise Metrics Analysis: Hagerty, Inc. vs Progressive Corporation
| Metric | HGTY (Apr 24, 2026) | PGR (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 29.14 | 10.45 |
| Forward P/E | 18.19 | 12.73 |
| PEG Ratio | 18.19 | 1.06 |
| Price to Sales (TTM) | 2.54 | 1.34 |
| Price to Book (MRQ) | 4.90 | 3.75 |
| Market Capitalization | ||
| Market Capitalization | $3.64B | $120.11B |
| Enterprise Value | $901.80M | $126.25B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.62 | 1.41 |
| Enterprise to EBITDA | 4.14 | 8.33 |
| Risk & Other Metrics | ||
| Beta | 0.93 | 0.33 |
| Book Value per Share (MRQ) | $2.20 | $54.71 |
Financial Statements Comparison: Hagerty, Inc. vs Progressive Corporation
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | HGTY (2025) | PGR (2025) |
|---|---|---|
| Revenue/Sales | 1.46B | 87.64B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 139.18M | 14.22B |
| Pre-Tax Income % of Revenue | 9.6% | 16.2% |
| Income Tax | -10.04M | 2.92B |
| Income Tax % of Revenue | -0.7% | 3.3% |
| Net Income (Profit) | 149.23M | 11.31B |
| Profit Margin | 10.2% | 12.9% |
Balance Sheet & Liquidity Metrics
| Metric | HGTY (2025) | PGR (2025) |
|---|---|---|
| Cash & Equivalents | 160.18M | 125.00M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 24.54M | 6.90B |
| Long-Term Debt % of Revenue | 1.7% | 7.9% |
| Total Shareholders Equity | 660.41M | 30.32B |
| Retained Earnings | -402.96M | 27.33B |
| Retained Earnings % of Revenue | -27.7% | 31.2% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | HGTY (2025) | PGR (2025) |
|---|---|---|
| Operating Cash Flow | 141.52M | 12.39B |
| Operating Cash Flow % of Revenue | 9.7% | 14.1% |
| Capital Expenditures | N/A | -268.00M |
| Free Cash Flow | 194.45M | 17.20B |
| FCF Margin | 13.4% | 19.6% |
| Debt Repayment | -187.88M | N/A |
| Common Stock Repurchase | -5.60M | -166.00M |
Short Interest & Institutional Ownership Analysis
| Metric | HGTY | PGR |
|---|---|---|
| Shares Short | 486,740 | 7.29M |
| Short Ratio | 2.41 | 2.32 |
| Short % of Float | 1.12% | 1.25% |
| Shares Outstanding | 100.71M | 584.40M |
| Float Shares | 46.78M | 582.21M |
| % Held by Insiders | 6.21% | 0.25% |
| % Held by Institutions | 89.97% | 89.29% |
| % Held by Public | 3.82% | 10.46% |
Dividend Analysis & Yield Comparison: Hagerty, Inc. vs Progressive Corporation
| Metric | HGTY | PGR |
|---|---|---|
| Last 12-Month Dividend | N/A | $18.40 |
| Last 12-Month Dividend Yield | N/A | 8.67% |
| 3-Year Avg Annual Dividend | N/A | $6.62 |
| 3-Year Avg Dividend Yield | N/A | 0.71% |
| 3-Year Total Dividends | N/A | $19.85 |
| Ex-Dividend Date | N/A | Jan 02, 2026 |