Hartford Financial [HIG] vs Cincinnati Financial [CINF] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Hartford Financial Services Group Inc. wins in 10 metrics, Cincinnati Financial Corporation wins in 10 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Hartford Financial Services Group Inc. | Cincinnati Financial Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.45 | 11.09 | Hartford Financial Services Group Inc. |
| Price-to-Book Ratio | 2.07 | 1.64 | Cincinnati Financial Corporation |
| Debt-to-Equity Ratio | 23.94 | 5.57 | Cincinnati Financial Corporation |
| PEG Ratio | 0.27 | 0.16 | Cincinnati Financial Corporation |
| EV/EBITDA | 7.41 | 7.96 | Hartford Financial Services Group Inc. |
| Profit Margin (TTM) | 13.52% | 18.95% | Cincinnati Financial Corporation |
| Operating Margin (TTM) | 20.02% | 27.60% | Cincinnati Financial Corporation |
| EBITDA Margin (TTM) | 20.02% | 27.60% | Cincinnati Financial Corporation |
| Return on Equity | 21.66% | 16.04% | Hartford Financial Services Group Inc. |
| Return on Assets (TTM) | 3.72% | 4.89% | Cincinnati Financial Corporation |
| Free Cash Flow (TTM) | $5.75B | $3.09B | Hartford Financial Services Group Inc. |
| Dividend Yield | 1.58% | 2.70% | Cincinnati Financial Corporation |
| 1-Year Return | 3.51% | 15.48% | Cincinnati Financial Corporation |
| Price-to-Sales Ratio (TTM) | 1.35 | 2.07 | Hartford Financial Services Group Inc. |
| Enterprise Value | $38.78B | $25.48B | Hartford Financial Services Group Inc. |
| EV/Revenue Ratio | 1.37 | 2.02 | Hartford Financial Services Group Inc. |
| Revenue per Share (TTM) | $100 | $81 | Hartford Financial Services Group Inc. |
| Earnings per Share (Diluted) | $13.32 | $15.17 | Cincinnati Financial Corporation |
| Beta (Stock Volatility) | 0.53 | 0.64 | Hartford Financial Services Group Inc. |
| Short % of Float | 0.03% | 1.89% | Hartford Financial Services Group Inc. |
Hartford Financial Services Group Inc. vs Cincinnati Financial Corporation Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Hartford Financial Services Group Inc. | 0.15% | 1.75% | -3.06% | -3.66% | -6.38% | -5.32% |
| Cincinnati Financial Corporation | 0.20% | 4.37% | 1.75% | 1.66% | 1.36% | 4.86% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Hartford Financial Services Group Inc. | 3.51% | 80.33% | 113.02% | 194.59% | 430.36% | 54.68% |
| Cincinnati Financial Corporation | 15.48% | 67.50% | 48.49% | 144.23% | 485.21% | 261.98% |
Performance & Financial Health Analysis: Hartford Financial Services Group Inc. vs Cincinnati Financial Corporation
| Metric | HIG | CINF |
|---|---|---|
| Market Information | ||
| Market Cap | $38.51B | $25.61B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 1,217,232 | 815,573 |
| 90 Day Avg. Volume | 1,398,091 | 787,534 |
| Last Close | $129.82 | $169.34 |
| 52 Week Range | $119.61 - $144.50 | $143.37 - $174.27 |
| % from 52W High | -10.16% | -2.83% |
| All-Time High | $144.50 (Feb 06, 2026) | $174.27 (Feb 06, 2026) |
| % from All-Time High | -10.16% | -2.83% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.07% | 0.22% |
| Quarterly Earnings Growth | 0.33% | 0.67% |
| Financial Health | ||
| Profit Margin (TTM) | 0.14% | 0.19% |
| Operating Margin (TTM) | 0.20% | 0.28% |
| Return on Equity (TTM) | 0.22% | 0.16% |
| Debt to Equity (MRQ) | 23.94 | 5.57 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $67.33 | $102.39 |
| Cash per Share (MRQ) | $16.26 | $10.15 |
| Operating Cash Flow (TTM) | $5.92B | $3.11B |
| Levered Free Cash Flow (TTM) | $5.81B | $6.14B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.58% | 2.70% |
| Last 12-Month Dividend | $2.24 | $4.42 |
Valuation & Enterprise Metrics Analysis: Hartford Financial Services Group Inc. vs Cincinnati Financial Corporation
| Metric | HIG (Apr 24, 2026) | CINF (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.45 | 11.09 |
| Forward P/E | 9.58 | 18.25 |
| PEG Ratio | 0.27 | 0.16 |
| Price to Sales (TTM) | 1.35 | 2.07 |
| Price to Book (MRQ) | 2.07 | 1.64 |
| Market Capitalization | ||
| Market Capitalization | $38.51B | $25.61B |
| Enterprise Value | $38.78B | $25.48B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.37 | 2.02 |
| Enterprise to EBITDA | 7.41 | 7.96 |
| Risk & Other Metrics | ||
| Beta | 0.53 | 0.64 |
| Book Value per Share (MRQ) | $67.33 | $102.39 |
Financial Statements Comparison: Hartford Financial Services Group Inc. vs Cincinnati Financial Corporation
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | HIG (2025) | CINF (2025) |
|---|---|---|
| Revenue/Sales | 28.07B | 12.63B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 4.76B | 2.98B |
| Pre-Tax Income % of Revenue | 17.0% | 23.6% |
| Income Tax | 924.00M | 587.00M |
| Income Tax % of Revenue | 3.3% | 4.6% |
| Net Income (Profit) | 3.84B | 2.39B |
| Profit Margin | 13.7% | 18.9% |
Balance Sheet & Liquidity Metrics
| Metric | HIG (2025) | CINF (2025) |
|---|---|---|
| Cash & Equivalents | 133.00M | 1.43B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 4.37B | 861.00M |
| Long-Term Debt % of Revenue | 15.6% | 6.8% |
| Total Shareholders Equity | 18.98B | 15.91B |
| Retained Earnings | 24.74B | 16.72B |
| Retained Earnings % of Revenue | 88.1% | 132.4% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | HIG (2025) | CINF (2025) |
|---|---|---|
| Operating Cash Flow | 638.00M | 2.41B |
| Operating Cash Flow % of Revenue | 2.3% | 19.1% |
| Capital Expenditures | -169.00M | -20.00M |
| Free Cash Flow | 5.75B | 3.09B |
| FCF Margin | 20.5% | 24.5% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | -1.62B | -205.00M |
Short Interest & Institutional Ownership Analysis
| Metric | HIG | CINF |
|---|---|---|
| Shares Short | 76,627 | 2.53M |
| Short Ratio | 0.05 | 3.11 |
| Short % of Float | 0.03% | 1.89% |
| Shares Outstanding | 276.92M | 155.42M |
| Float Shares | 274.40M | 152.77M |
| % Held by Insiders | 0.36% | 1.67% |
| % Held by Institutions | 96.18% | 71.49% |
| % Held by Public | 3.46% | 26.84% |
Dividend Analysis & Yield Comparison: Hartford Financial Services Group Inc. vs Cincinnati Financial Corporation
| Metric | HIG | CINF |
|---|---|---|
| Last 12-Month Dividend | $2.24 | $4.42 |
| Last 12-Month Dividend Yield | 1.58% | 2.70% |
| 3-Year Avg Annual Dividend | $2.00 | $3.55 |
| 3-Year Avg Dividend Yield | 0.48% | 0.64% |
| 3-Year Total Dividends | $6.00 | $10.66 |
| Ex-Dividend Date | Mar 02, 2026 | Mar 24, 2026 |